Personal Loan Tezpur

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Tezpur

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Tezpur Featurespersonal loan tezpur

Are you looking for additional financial help to meet your personal requirements? If yes, then go for a personal loan. It is a loan that can be used for different purposes like going for a holiday, paying debts, paying tuition fees and others. Personal Loan provides an answer to all problems of financial needs and cash urgently.

This loan is unsecured in nature with the least documentation and less paperwork. This loan can get approved within 2 days after the verification process. A personal loan will help you to get over with your financial crisis.

As the name suggests, a Personal Loan may be opted by an applicant due to an urgent requirement of cash, for example, any medical issue, education purpose, or wedding or to fulfil any of your other personal needs. This is a life-saving option.

To get a Personal Loan, the applicant needs to have a rigid and trusted source of income and a good credit history. Besides, there is no end-use restriction on the use of the personal loan amount.

Personal Loan Tezpur Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Tezpur

The documents required for a personal loan varies from a salaried customer to a self-employed customer in the following manner:

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. PAN Card
  3. Residence Proof (Owned/Rented/Company provided)
  4. Salary slips of last three months
  5. Bank statements for the last 6 months
  6. Passport-sized photographs – 2
  7. Rent agreement needs to be attached for a rented apartment.

Self-Employed Customers:

  1. Balance Sheet, Profit & Loss Statement as well as ITR files
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Tezpur

The personal loan eligibility criteria for both Self-Employed and Salaried are different. It is based on the lending bank, which has to approve the request of the applicant regarding the credit. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are various eligibility criteria for both applicants:

Salaried Applicants

  1. Age requirements of individuals should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the 3 years. 
  3. The applicants must have an excellent credit history.
  4. Job location of the applicant should be mentioned.

Self-Employed Applicants

  1. Age requirement for a person should be 25 years.
  2. ITR for the last three years.
  3. Financial statement of the previous 3 months.
  4. If a business person, then the business should be running from the past 3 years.
  5. The credit score of the individual applicants should be excellent 
  6. The annual income minimum of Rs 2.5 lakh.

Why Apply for Personal Loan Tezpur?

  1. No Securities: The securities are not required. These loans are based on the income of the applicants.
  2. Interest Rates: Some of the lending institutions offer the cheapest of loans in this category.
  3. Tenure: The time period of these loans can be extended to five years. 
  4. Quick Processing: The loans are processed after the verification of the documents.
  5. EasyInstallments: The applicants can choose the number and amount of the instalments for this loan according to his affordability.
  6. Minimum Documentation: The documents needed by the lending banks to avail of these loans are basic documents.
  7. Credit Score: Some of the applicants apply for these loans to improve their credit marks.

How to apply for Personal Loan Tezpur?

Applying for a loan is easy with DialaBank. Get an instant personal loan on applying with DialaBank. Just follow the steps below to enjoy a good experience:

  1. Visit our website DialabankGo to the loan section
  2. Click on the personal loan link.
  3. The applicant will be required to fill the details of themselves.
  4. Click on Request a quote.
  5. The relationship manager will soon reach you.
  6. Call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Tezpur

Every Bank and NBFC charges 2 kinds of fee for on Personal Loan application.

  1. The processing fee charges are mandatory for every bank or NBFC. The Personal loan Tezpur processing fee is 1% of the sanctioned loan amount.
  2. The other is pre-closure charges which are applicable in case you wish to end your loan before the agreed loan tenure. In most cases, you cannot close your loan before 12 months or 1 year. Post that the charges vary depending on several years the loan has done. These charges vary from 4% of the loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Tezpur EMI Calculator

Equated Monthly Installments also know as EMI is the monthly designated amount that the customer or applicant has to pay to the bank as the loan amount.  EMI varies according to your loan and tenure. You can also find the Personal loan EMI calculator on DialaBank.com.

CIBIL Score required for Personal Loan Tezpur

CIBIL Score or marks is the history of your payments that you have done in the past. The CIR  is the history of your credit score, which checks your account’s history for different loans that you have taken (if any) and the credit card history (if you have).

  1. Mostly a CIBIL mark of 750 and above is considered good while applying for a personal loan.
  2. The better the CIBIL marks, the easier it becomes to avail the loan.

personal loan at 10.75%*

Personal Loan Tezpur Agents

Dialabank is associated with various banks and NBFCs in Tezpur that provide personal loans at low-interest rates. Thus, DialaBank is the leading agent for availing Personal Loan in Tezpur. Visit online at Dialabank or give a call at 9878981166.

  1. We do not charge any extra charge from our customers.
  2. We are always ready to help you and are available 24/7.
  3. The Loan gets disbursed within 24 hours.
  4. Our managers will assist you, and our relationship managers will provide guidance.

Personal Loan Tezpur Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Tezpur.

Pre Calculated EMI Table for Personal Loan Tezpur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Tezpur

Tezpur is a town and urban set up in Sonitpur district, Assam state, India. Tezpur lies on the banks of the river Brahmaputra, 175 kilometres northeast of Guwahati.

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