Personal Loan Dahod

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Dahod

      Major Personal Loan Providers in Dahod

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Dahod Features

      personal loan dahod

      We all have some events in our life where we need funds for our personal use and not everyone can arrange the funds on their own. So, here is the best solution for you and that is a personal loan. A personal loan can be used for many reasons like weddings, vacations, paying medical bills, home renovation, etc. 

      Dialabank brings to you a hassle-free experience to get you the best personal loan offers in the market. Our team of experts is there to help you at every step of the way. 

      In Dahod, you can easily get a personal loan at affordable interest rates. To get a personal loan, the applicant is required to have a good source of income and good credit history.

      Personal Loan Dahod Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan Dahod Documents Required

      Salaried Customers:

      1. Identity proof such as Aadhar card/driving license
      2. last three-month salary slips
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments
      6. 2 Passport-sized photographs of the applicant

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card as identity proof
      4. Residence Proof and rental agreement in case of a rented apartment
      5. Two passport-sized photographs of the applicant

      personal loan at 10.75%*

      Personal Loan Dahod Eligibility Criteria

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. The minimum age requirements of the applicant should be 21 years and a maximum of 60 years.
      2. The applicants must have the work experience of the three years. The salary should be shown in their accounts.
      3. The applicants must a credit history suitable for a personal loan
      4. The job location of the applicant
      5.  minimum income should be INR 25,000 per month

      Self-Employed Applicants

      1. The minimum age of the applicant should be 25 years.
      2. The ITR file for the last three years will be required.
      3. The business of the applicant should be running for the past three years.
      4. The CIBIL score should be up to the mark
      5. The annual income of the applicant should be at least Rs 2.5 lakh.
      6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

      Why Apply for Personal Loan Dahod?

      • Personal Loan Dahod is a multipurpose loan that can be used for any purpose according to the requirement.
      • There is no need to pledge any valuable commodity as collateral to borrow money.
      • It requires minimal documentation as compared to the other loans offered in the market.
      • The person has to repay the loan amount in a period ranging from six to ten years. You can choose your own tenure.

      How to apply for Personal Loan Dahod?

      To apply for the best personal loan deals:

      • Visit Dialabank and click on the personal loan option on the menu of the homepage.
      • You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
      • After you click on ‘Apply now’, wait for a while. In a short span of time, you will receive mail threads from various banks and NBFCs willing to lend ou a personal loan
      • Our experts will give you a call and assist you in choosing the best deal for you.
      • In case of any queries, call us at 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Dahod

      Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the loan amount.

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan Dahod EMI Calculator

      Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your personal loan Chittoor is determined. Your EMI is calculated using Personal Loan EMI Calculator  basis the Interest Rate you are charged by the bank and the amount of personal loan Chittoor you have to take and the period for which you enjoy the loan.

      Personal Loan Dahod CIBIL Score

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Dahod. Most institutions require a minimum score of 750 to process your loan application.

      The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

      personal loan at 10.75%*

      Personal Loan Dahod Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Dahod.

      Pre Calculated EMI Table for Personal Loan Dahod

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Dahod

      Dahod is a city that lies on the banks of the Dudhimati river in the Gujarat state in India. It is also known as “Dohad”. During the reign of Jehangir, Mughal Emperor Aurangzeb was born in the fort of Dahod. It is also known for papadi, Mattha, and Pakwan.

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