Personal Loan Igatpuri

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Why us?

Rates as low as 10.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

All about Personal Loan Igatpuri

Personal Loan Igatpuri

Change how you feel about taking a loan by choosing one of the best options Personal Loan which would bring your chaotic life back on track. It is offered to the applicant at a low-interest rate starting at 10.75% and further varies. It is an unsecured loan which is sanctioned only if you match the bank criteria. For further assistance call us on or fill the form available at our site. Our trusted relationship managers will guide you and will help you with choosing the best offer according to your profile.

What is Personal Loan?

Personal Loan is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history. Furthermore, there is no end use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

Why one should apply for a Personal Loan ?

  1. The amount of Loan depends upon the income of the person and his repayment capabilities.
  2. It is a multipurpose loan which can fulfill all your requirements.
  3. Does not require borrower’s asset to be kept  as security.
  4. The Guarantor is not needed.
  5. It will help you to enhance your credit score.

Personal Loan Igatpuri Eligibility Criteria  

Eligibility for Loan depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:

  1. Salaried
  2. Self-employed       

There are various eligibility criteria for both applicants.

Click here to know more about- EMI Calculator

Salaried Individuals:

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum Age: 21 Years.
  3. Maximum Age: 60 Years.
  4. Work Experience: Should be Overall 3 years and must have 1-year experience in the ongoing job.
  5. CIBIL Score must be more than 700.
  6. A person who gets his/her salary in cash is not eligible for availing Loan

 Click here to know more about- Salaried Applicant

Self Employed Individuals:

  1. Minimum Age: 25 Years.
  2. Maximum Age: 65 Years.
  3. Should be filing for an annual ITR of 2.5 to 3 lakh.
  4. Residence: Must be having an Office or Home.
  5.  Business should be running for the last 3 years.
  6. CIBIL Score must be more than 700.

 Click here to know more – Self-employed Applicant

Personal Loan Igatpuri Interest Rates

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 10.75% per year.

More About: Interest Rates on Personal Loan

Personal Loan Igatpuri Tenure

The tenure of the Personal Loan is from 1 year to 5 years.If you want to close your loan before the tenure of the loan to get rid of the interest rates than you can do so.

Personal Loan Igatpuri Documents

Salaried Individual

Self Employed People

Latest 6-month bank statements

Latest 6-month bank statements

Last 2-months’ salary slips

Last 2 years Balance Sheet

Last 3 year Form 16

Last 3 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs

 

Why your decision of choosing Dialabank is the right decision?

  1. We do not charge any extra fees from our customers.
  2. We are always ready to help our applicants and are available 247.
  3. The approval process is time-saving if you apply through dialabank.
  4. The Loan get disbursed within 24 hours.
  5. Our experts will assist you, and our relationship managers will provide guidance.

How to Apply for Personal Loan Igatpuri

  1. Visit www.dialabank.com
  2. Fill all the required details like name, monthly income, phone no.
  3. Apply for a Personal Loan

 About Igatpuri

Igatpuri is a town and a Hill Station municipal council in Nashik District in the Indian state of Maharashtra. It is located in the Western Ghats. It is very beneficial for an individual to take personal loan, all you have to do is to visit www.dialabank.com or call on 9878981166.

Personal Loan Interest Rates: Updated

BankInterest Rates

HDFC Bank

 10.99% to 18%

ICICI Bank

13.99% to 18%

Fullerton India

17.25% to 32%

Bajaj Finserv

13.99% to 16.75%

Axis Bank

15.50% to 24%

Standard Chartered Bank

15.75% to 22%

Kotak Mahindra Bank

13.75% to 19%

Andhra Bank

13.50% to 22%

Bank of Baroda

13.50% to 19%

Vijaya Bank

13.75% to 22%

Corporation Bank

14.50% to 20%

Allahabad Bank

13.70% to 20%

 

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