About Personal Loan Karagoundenpalayam
Prices will never go down, nor will your expenditure, so now the question arises how are you going to cover these necessities on your own? We have a solution for you that is Personal Loan, a life-changing potion which will help you to raise your standard of living, not only this you can use it according to your requirements. Even if you want to go for a trip, or want to make your child study in the best educational institution, etc. you got it all. You can use it according to your requirement.
What is Personal Loan?
A Personal loan is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history. Furthermore, there is no end use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.
Why Personal Loan Karagoundenpalayam?
The processing fee for Personal Loan Karagoundenpalayam is up to 2% of the loan amount.
The loan tenure ranges up to 5 years.
The lowest EMI per lakh is Rs 2,162.
The prepayment charges are NIL up to 5 percent.
Eligibility Criteria for Personal Loan Karagoundenpalayam
Eligibility for Loan depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:
1. Salaried Applicant
2. Self-employed Applicant
There are various eligibility criteria for both applicants:
Click here to know more about- EMI Calculator
1. Salary: Rs 18,000 (Monthly).
2. Minimum Age: 21 Years.
3. Maximum Age: 60 Years.
4. Work Experience: Should be Overall, three years and must have 1-year experience in the ongoing job.
5. CIBIL Score must be more than 700.
6. A person who gets his/her salary in cash is not eligible for availing Loan
Click here to know more about- Salaried Applicant
Self Employed Individuals:
1. Minimum Age: 25 Years.
2. Maximum Age: 65 Years.
3. Should be filing for an annual ITR of 2.5 to 3 lakh.
4. Residence: Must be having an Office or Home.
5. The business should be running for the last three years.
6. CIBIL Score must be more than 700.
Click here to know more – Self-employed Applicant
Interest Rates for Personal Loan Karagoundenpalayam
The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 10.75% per year.
More About: Interest Rates on Personal Loan
Tenure o Personal Loan Karagoundenpalayam
The tenure of the Personal Loan is from 1 year to 5 years. If you want to close your loan before the tenure of the loan to get rid of the interest rates than you can do so.
Documents required for Personal Loan Karagoundenpalayam
Identity proof: One should have these following documents with him(Passport/Id card/voter card/driving license/Aadhar Card) any one of them will work.
Residence proof: The documents needed as proof of residence are: (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card). And if the applicant is living in a rented apartment, then he has to submit, electricity bill on his name and the address of the owner and his rental agreement.
KYC formality: The applicant has to provide his PAN card.
Salaried applicant: The applicant has to submit his bank statements of the last six months and the salary slip of the previous three months.
Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered.
Colored photograph: applicant must have two passport size photograph
Why your decision of choosing Dialabank is the right decision?
- We do not charge any extra fees from our customers.
- We are always ready to help our applicants and are available 247.
- The approval process is time-saving if you apply through dialabank.
- The Loan gets disbursed within 24 hours.
- Our experts will assist you, and our relationship managers will provide guidance.
How to Apply for Personal Loan Karagoundenpalayam?
- Visit www.dialabank.com
- Fill all the required details like name, monthly income, phone no.
- Apply for a Personal Loan
Karagoundenpalayam village is located in Coimbatore North Tehsil of Coimbatore district in Tamil Nadu, India and its belong to the region Andhra. It is very beneficial for an individual to take a personal loan, all you have to do is to visit www.dialabank.com or call on 9878981166.
Personal Loan Interest Rates: Updated 2020
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Muthoot Personal Loan
Manappauram Personal Loan
PNB Personal Loan
0.70% to 1%
Canara Bank Personal Loan
Andhra Bank Personal Loan
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Other Personal Loan Cities in Tamil Nadu
|Personal Loan Kumbakonam||Personal Loan Kuthanallur|
|Personal Loan Madambakkam||Personal Loan Madurai|
|Personal Loan Maraimalai||Personal Loan Nagapattinam|
|Personal Loan Nagercoil||Personal Loan Ooty|
Table of Contents
- 1 About Personal Loan Karagoundenpalayam
- 2 What is Personal Loan?
- 3 Interest Rates for Personal Loan Karagoundenpalayam
- 3.1 Tenure o Personal Loan Karagoundenpalayam
- 3.2 Documents required for Personal Loan Karagoundenpalayam
- 3.3 Why your decision of choosing Dialabank is the right decision?
- 3.4 How to Apply for Personal Loan Karagoundenpalayam?
- 3.5 About Karagoundenpalayam
- 3.6 Personal Loan Interest Rates: Updated 2020
- 3.7 Other Personal Loan Cities in Tamil Nadu