Personal Loan Umarkhed

⋆ Interest Rate 9.99% ⋆

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      Loans Up to 30 Lacs
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      Personal Loan Umarkhed

      A Complete Guide for Personal Loan Umarkhed

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Umarkhed

      Personal Loan Umarkhed

      A personal loan should be used for everything but for savings and illegal operations. It’s also multipurpose beyond that and can be used for anything. If such forms of credit have been issued these are for a limited purpose and should not be applied for the same cause. Of starters, a home loan is used to purchase a house and a car loan is used to buy a vehicle.

      Dialabank provides all of its customers with 24 * 7 facilities. At any time of the day, you can email us and we’ll do our best to get back to you as soon as possible. Besides, the personal loan approval process is smooth and simple.

      A Dialabank Personal Loan allows you to fulfil your various financial needs; you can take advantage of loans up to Rs 20 lakh and meet the specific needs you are raising at any point in your life.

      Features of Personal Loan Umarkhed 

      Personal loans Umarkhed has an immediate clearance mechanism, with loans approved as early as 24-48 hours after the loan application is submitted.

      1. No collateral required: Many of the benefits associated with a personal online loan are that it is unsecured, in essence. That means that your loan doesn’t have to promise any insurance.
      2. Minimal documentation: In this era of digitization, the authentication and recording process has now been brief.
      3. Quick Approval: You’ll get personal loans accepted instantly and conveniently. This is why this is the best choice in moments of financial catastrophe.
      4. Set interest rate:-Personal loans are usually offered at a fixed rate of interest. Consequently, the equated annual payments would remain unchanged for the entire loan term.
      5. Financial benefit: – When you use a personal loan to build, renovate the house or make a home down payment, you can have a tax credit of up to Rs 2 lakh for the fascinating portion of a financial year under section 24B.

      Personal Loan Umarkhed Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan Umarkhed

      Salaried Customers:

      • Personal Loan Documents Required
      • Identity proof such as Aadhar card/driving license.
      • last three-month salary slips.
      • Bank statements for the last 6 months.
      • PAN Card.
      • Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
      • 2 Passport-sized photographs of the applicant.

      Self-Employed Customers:

      1. All financials are required (ITR documents with Balance Sheet and P&L Statement).
      2. PAN Card.
      3. Aadhar Card as identity proof.
      4. Residence Proof or rental agreement in case of a rented apartment.
      5. Two passport-sized photographs of the applicant.

        Interest Rate 9.99%


      Personal Loan Eligibility Criteria

      The eligibility criteria are specific for both salaried and self-employed workers.

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. Minimum required age of applicant: 21 years.
      2. Applicant’s maximum age when the loan matures: 60 years.
      3. Average jobs: Average 1 year of work and a 1-month pay allowance in the existing organization.
      4. The applicants must a credit history suitable for a personal loan.
      5. The job location of the applicant.
      6. Required Gross Monthly Income: ₹20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & ₹15,000 for All Other Locations.

      Click here to know more about- Salaried Applicant

      Self-employed Applicants

      1. Eligibility Age Criteria:
      2. Required Minimum age of Applicant: 22 years.
      3. The average age of the Candidate at loan maturity: 65 years.
      4. Years of business: Minimum 4 years.
      5. The ITR file for the last three years will be required.
      6. The business of the applicant should be running for the past three years.
      7. The CIBIL score should be up to the mark
      8. The annual income of the applicant should be at least Rs 2.5 lakh.
      9. The whole personal loan reporting phase is where the borrowers have to apply their accounting records and their bank accounts from the past three months.

      Why Apply for Personal Loan Umarkhed?

      • Loan balance due in the same annual instalments over a period negotiated.
      • Based on the form of a loan, interest may be flat or that.
      • Provide set terms that specify the number, processing costs, interest, tenure, and EMI in advance.
      • Personal Loan Umarkhed is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.
      • The Loan amount depends upon the income and repayment capability of the applicant.

      How to apply for Personal Loan Umarkhed?

      • To apply for the best personal loan deals:
      • Visit Dialabank and click on the personal loan option on the menu of the homepage.
      • You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
      • After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend you a personal loan
      • Our experts will give you a call and assist you in choosing the best deal for you.
      • In case of any queries, call us at 9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Umarkhed

      The interest rates in Personal Loan depend on the profile and salary of an individual in the business.

      The base rate starts at 10.50 per cent. The extra costs refer to whatever conditions are relevant. Interest rate according to the level of credit. The following factors can affect the interest rates and the bank charges:

      1. Credit / CIBIL Ranking: A strong ranking of CIBIL may be an advantage for reducing interest rates and other costs.
      2. Average Loan Score: 640-700.
      3. Company Profile: The well-reputed firms and staff of government agencies will profit from the variance of many of the charges.
      4. Bank Consumer Relationships: Being a client before the partnership with the banks will be an advantage to reduce the costs and charges.

      To know about the interest rate click on personal loan interest rate

      Personal Loan Umarkhed EMI Calculator

      CIBIL Score required for Personal Loan Umarkhed

      • Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Umarkhed. Most institutions need a minimum score of 700 to process your application for a loan.
      • The institutions are not only looking at the overall score but also the detailed behaviour of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.


      Interest Rate 9.99%


      Personal Loan Umarkhed Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Umarkhed.

      Pre Calculated EMI Table for Personal Loan Umarkhed

      Click here for personal loan EMI calculator

      5 Yrs
      4 Yrs
      3 Yrs

      About Umarkhed

      Umarkhed is a town by the river Painganga. This is the location of Tehsil. It lies 110 km from Yavatmal, 72 km from Nanded. Umarkhed comes into the district of Yavatmal. It is surrounded by three-sided mountains and Ghats and a plane level on one side of it. One can experience true nature treasure during the monsoon.

      The Sahastrakund Waterfall near the village of Jewali in the Painganga River is 50 km from Umarkhed. In August, September, and October the visitors come here.

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