Personal Loan Wardha

⋆ Interest Rate 9.99% ⋆

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      Table of Contents

      Personal Loan Wardha

      Best Banks for Personal Loan in Wardha

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan in Wardha Features

      Personal Loans Wardha is provided to solve your immediate financial needs, such as you may need funds for marriage celebrations. This loan provides flexibility in the use of funds as per your needs. The loan is provided to those individuals who have good CIBIL scores or good credit transaction history.

      Personal Loan Wardha is an unsecured loan that provides financial aid to customers at affordable interest rates. To get a Personal Loan Wardha, the applicant needs to have a stable and good income source and a good credit history. Furthermore, there is no end-use restriction on the use of the personal loan Wardha amount. Therefore, you can use this Personal loan amount anywhere you want to pay.

      Personal Loan in Wardha Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan Wardha

       

      Documents Required for Personal Loan in Wardha

      Salaried Customers:

      1. Identity proof (Aadhaar card/driving license)
      2. Salary slips of last three months
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided)
      6. Passport-sized photographs – 2

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhaar Card
      4. Residence Proof
      5. Two passport-sized photographs

      personal loan at 10.75%*

      Personal Loan in Wardha Eligibility Criteria

      The Personal Loan Eligibility criteria for both individuals Salaried and Self-Employed are different:

      Salaried Applicants

      1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
      2. The applicants must have work experience of 3 years.
      3. The applicants must have a clean or good credit history.
      4. The job location of the applicant should be mentioned.
      5.  A borrower should have a minimum income of INR 25,000 per month

      Click here to know more about- Personal Loan Salaried Applicant

      Self-Employed Applicants

      1. The minimum age requirement for an independent person should be 25 years.
      2. The applicants applying for the personal loan Wardha should file ITR for the last 5 years.
      3. If the applicant is a businessman, the business should be efficiently running for the past three years.
      4. The credit score of the individual applicants should be good or valid
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. The whole documentation process of the personal loan Wardha is that the applicants have to submit their financial bank statement of the previous three months.

      Click here to read more –Personal loan Self-employed Applicant

      Why Apply for a Personal Loan in Wardha?

      1. There is no need to provide or deposit any Asset mortgage and collateral security to the bank.
      2. A personal loan Wardha is a multi-purpose offer loan.
      3. The amount of personal loan Wardha depends upon the repayment of individual income and capacity.
      4. A Personal Loan Wardha does not require any guarantor or nominee.

      How to apply for Personal Loan in Wardha?

      1. Visit Dialabank.
      2. Select the loan section and click on the personal loan link.
      3. The applicant will be sn to all details of the personal toy can choose their preferred city.
      4. For more details and free guidance, you may call on this number 9878981166.

      personal loan at 10.75%*

      Processing Fees/Prepayment Charges on Personal Loan in Wardha

      Every Bank and NBFC charges a processing fee for a Personal Loan application. These can vary from 1% of the sanctioned loan amount.

      If you want to foreclose your loan before the agreed loan tenure, every lending institution charges a penal prepayment fee. In most cases, you cannot close or wind up your loan before 12 months. Post that, the charges vary depending on how many years the Personal loan has been done or the period of personal loan Wardha. These charges vary from 4% of the outstanding Personal loan amount in the 2nd year to 2% in the fourth year of the loan.

      Personal Loan EMI Calculator Wardha

      Equated Monthly Installments, also known as EMI, are the monthly fixed charges you pay to the bank for the loan amount borrowed.  Based on your profile, the interest rate on your Personal loan Wardha is determined. Your EMI is calculated using a personal loan EMI calculator basis the Interest Rate the bank charges you, the amount of personal loan you have to take, and the period for which you enjoy the Personal loan Wardha.

      CIBIL Score required for Personal Loan Wardha

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in GwalHowever. However, most institutions require a minimum score of 650 to 750 to process your loan application.

      The institutions also check out the detailed behavior on the previous loans taken. This includes details on the type of Personal loan taken and the amount borrowed from the bank. Any delayed payments for previous loans can create an obstacle to your availing of a fresh loan.

      personal loan at 10.75%*

      Personal Loan Wardha Agents/Broker

      Dialabank is the leading agent for availing of Personal Loan Wardha. Dialabank helps find the best option for Banks and NBFCs by providing you with the best offers after a detailed market comparison to make the right choice of personal Loan Wardha. Go to the website and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch or have a call with you.

      Personal Loan Wardha Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan Wardha.

      Pre Calculated EMI Table for Personal Loan Wardha

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Wardha:

      Wardha is a city and a municipal council in the Wardha district in the Indian state of Maharashtra. It is the administrative headquarters of the Wardha district. Wardha gets its name from the Wardha River, which flows at the district’s north, west, and south boundaries.

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