Personal Loan Wardha

All About Personal Loan Wardha

A personal loan can help you to solve all your financial problems. A personal loan is a financial help that is provided by banks to the applicants to help them in solving their financial issues. It is a secure and stable type of loan. With proper paperwork, the loan can get approved within 48 hours.

What is Personal Loan Wardha?                          

Nowadays, expenses are increasing day by day and not everyone can afford to get everything they need. So Personal Loan Wardha is a feature provided by banks & NBFCs to get the best loan option to manage all expenses easily.

There can be many reasons to get the personal loan and the applicants can use the loan amount as they want to use. There are no restrictions on the use of loam amount.

Why should one apply for Personal Loan Wardha?

1.    The Loan amount depends upon the income and repayment capability of the applicant.

2.    It is a multi-purpose offer that can be used for almost all financial problems.

3.    No need to put any property or asset as security to the lender

4.    No cosigner needed.

Personal Loan Wardha Eligibility Criteria:

Personal Loan Faizabad does not apply to everyone, and there are some eligibility criteria based on which the bank provides a loan to the applicant. There are two categories of applicants:

1.    Salaried

2.    Self-employed

There are different eligibility criteria for both applicants.

Salaried Applicant:

1.    The minimum age of the applicant should be 21 years and a maximum up to 60 years.

2.    If the borrower should have a salary of minimum Rs.18,000 per month

3.    The borrower must have the work experience of the last three years, and the salary should come in their account only.

4.    The person must have a good CIBIL score, i.e., at least 700+

The documentation process is straightforward; they have to submit their bank statement of the last three months and the salary slip of the previous six months.

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Self-employed Applicant:

1.    The self-employed person’s age should be minimum of 25 years.

2.    The applicant should file ITR at least for the last three years.

3.    The CIBIL of the applicant should be good, and no debt should be left due.

4.    The ITR(Income tax return) which the applicant files should be Rs 2.5 lakhs per annum at least.

5.    And the applicant is a businessman than his business should be running from the last three years.

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Personal Loan Wardha Documents:

1.     Identity proof:- (Passport/Id card/voter card/driving license/Aadhar Card) It can be any one of them.

2.    Residence proof:- (Passport/voter card/driving license/Aadhar Card/Ration Card). And the applicant living in a rented house, then they have to submit their rental agreement.

3.    The applicant must submit their PAN card, which is an essential document under the KYC formality.

4.    Salaried applicants have to submit their salary slip of the last three months and the bank statements of the last six months.

5.   The self-employed applicant has to submit the ITR of the last three years, and registration of their business should be done.

6.    Two passport size colored photos. (Applicant should not be wearing glasses)

How to Apply for Personal Loan Wardha?

Anybody can apply for Personal Loan online only in 2 minutes. The process of application is straightforward and quick.

 First of all, you should check your eligibility.

      1.     Visit www.dialabank.com.

      2.     After that, apply for a Personal Loan online.

      3.     Enter your contact number so that we can contact you back.

      4.     Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.

 For EMI Calculator click here:-

About Wardha:

Wardha is a city and a municipal council in the Wardha district in the Indian state of Maharashtra. It is the administrative headquarters of the Wardha district. Wardha gets its name from the Wardha River which flows at the north, west, and south boundaries of the district.

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