Best Banks for Car Loan in Fatehpur
Feature
HDFC Bank
Private Bank
Interest Rate (p.a.)
7.35 % - 7.95 %
8.5 % - 9.5 %
11 %
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Car Loan Fatahpur Features
Click here to apply for an instant car loan
Are you looking for a car loan? If yes, then your wait is over here as we at Dialabank brings you amazing offers for a car loan in Fatehpur. We provide the lowest interest rates for Car Loan Fatehpur, which you will not find anywhere else.
We offer Car loans for both Salaried and self-employed people. We offer car loans on used cars as well as new cars.
A car loan is a kind of financial help provided by NBFCs and banks to fulfil the wish of having your own car. They offer necessary resources for buying a car which can be on On-Road Price or Ex-Showroom price of the car. A car loan is a secured one with easy repayment choices. The loan amount is offered on Interest charges which will vary from bank to bank. One can pay for the vehicle in small instalments.
Car Loan Fatehpur Interest Rates
Car Loan Fatehpur Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Fatehpur Eligibility Criteria
The car loan eligibility requirements are as followed:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Fatehpur
TABLE WILL APPEAR
Processing Fees/ Prepayment Charges on Car Loan in Fatehpur
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan Fatehpur
A CIBIL score of 750 and above is considered to be excellent, and it attracts a lower car loan interest rate in Fatehpur. However, a CIBIL score between 650 to 750 could be taken if you have a good salary, but a slightly higher rate of interest will be offered in that case. If your CIBIL score is very low, then your car loan application might not be approved.
Most institutions prefer to give loans only to an applicant with a minimum CIBIL score of 750. The institutions not only look at the overall CIBIL score but also examine the detailed behaviour of the previous loans taken. This includes details on the loan type and the loan amount borrowed. Any late payments on any previous loans taken can act as a barricade to your availing of a fresh loan.
Check your CIBIL score in your credit report for more information on the score.
Car Loan Fatehpur Contact Number
Call us at 9878981166 to get on car loans in Fatehpur and exclusive offers on car loans.
Pre Calculated EMI Table for Car Loan Fatehpur
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator Fatehpur
About Fatehpur
Fatehpur is a city located in the state of Uttar Pradesh, India. The city is situated between the rivers Ganga and Yamuna and has been named after Babu Fateh Chandra, who helped Rani Lakshmi Bai in the freedom fight as well. The city today stands as one of the most preserved specimens of Mughal architecture in the country.
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