Best Banks for Car Loan in Ismailabad
Car Loan Ismailabad Features
Apply for a car loan
Nowadays everyone desires to own a car to make life easier. But not everyone has the needed financial condition. Are you coping with this problem? Don’t worry. We Dialabank provides financial services that help customers to compare, analyze, and choose the best loans possible.
Availing of a car loan is not as difficult as it was a decade ago, nowadays having a car is normal, and this process is made simple by Dialabank by bringing you the best car loan offers online at a single platform for you to compare, analyze and apply for a car loan online without having to worry about them more. You can get a Car Loan Ismailabad at the earliest and with a very satisfying service that you will not forget.
Some of the key features of car loan in Ismailabad are the following:
- Easy monthly options for repayments are available for you.
- Instantly car loan available
- The loan tenure period is up to 7 years
- There is a provision of affordable interest rates provides to fulfill your desires.
- There are no hidden or additional charges
Car Loan Ismailabad Interest Rates
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Ismailabad Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Evidence of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Earning Proof: Latest 3-month salary slip with form 16
- Residential Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Proof of recognition: Passport copy, PAN Card, Voters ID card, Driving License
- Salary Proof: Latest ITR
- For Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Ismailabad Eligibility Criteria
The car loan eligibility requirements are as followed:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in recent employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit of Rs. 60000 per annum for standard cars and Rs.1 Lakh per annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Ismailabad
TABLE WILL APPEAR
Processing Fees / Prepayment Charges on Car Loan in Ismailabad
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Ismailabad
CIBIL score reflects your credit history in the past and as your defaults in repayment of your previous loans. A good credit score is taken into consideration as 750 and above as most of the financial institutions ask for a high credit score. Every bank and NBFC has criteria for a minimum CIBIL score they require to process your Car Loan Ismailabad. A Lower CIBIL score than 750 can attract a higher car loan interest rate.
A low CIBIL score can lead to rejection of your loan as it is the first thing a bank tracks before processing your loan. Your record of previous loans is taken into consideration for a car loan. If there are any delay payments for previous loans, it will create a hurdle for availing of a fresh loan.
Car Loan Ismailabad Agent Contact Number
You can get a car loan Ismailabad easily from Dialabank by contacting the number 9878981166.
Pre Calculated EMI Table for Car Loan Ismailabad
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator Ismailabad
About Ismailabad
Ismailabad is a village panchayat located Pehowa Tehsil in the Kurukshetra district of Haryana state, India. Pehowa is the nearby town to Ismailabad village.
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