Personal Loan Alleppey

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      Personal Loan Alleppey

      All About Personal Loan Alleppey

      If you are looking for a personal loan then here you can find all the details related to personal loans. The documentation process is very simple and easy. The loan may get approved within 48 hours after the verification process. There can be many reasons to apply for a personal loan, the applicants can use the loan amount as they want to use.

      What is Personal Loan Alleppey                          

      The demand for Personal loans are increasing in Alleppey day by day and so is the interest rate offered by all the possible banks in the area. The rates range between 9.5 -37% but differ between various institutions.

      A decent credit history, minimum age as well as sufficient monthly salary are important for getting your loan approved. A personal loan is a loan that can be used for many purposes.

      A personal loan may differ among banks but the basic steps of getting a loan in Alleppey are as follows:

      Search for the appropriate bank
      Documentation and Application Form Filling
      Loan Process Begin
      Loan approvement

      Why should one apply for Personal Loan Alleppey

      1. The loan amount is based upon the income and the repayment capability of the person.
      2. Personal Loan Alleppey is a multi-purpose loan that can be used for almost all financial problems of life.
      3. It is a simple and safe loan scheme for raising funds in times of need.
      4. There is no need to provide a cosigner or guarantor to avail this loan.

      Personal Loan Alleppey Eligibility Criteria

      Personal Loan Faizabad does not apply to everyone, and there are some personal loan eligibility criteria based on which the bank provides a loan to the applicant. There are two categories of applicants:

      1.    Salaried

      2.    Self-employed

      There are different eligibility criteria for both applicants.

      Salaried Applicant:

      1.    The minimum age of the applicant should be 21 years and a maximum up to 60 years.

      2.    If the borrower should have a salary of minimum Rs.18,000 per month

      3.    The borrower must have the work experience of the last three years, and the salary should come in their account only.

      4.    The person must have a good CIBIL score, i.e., at least 700+

      The documentation process is straightforward; they have to submit their bank statement of the last three months and the salary slip of the previous six months.

      To know more click here:-

      Self-employed Applicant:

      1.    The self-employed person’s age should be minimum of 25 years.

      2.    The applicant should file ITR at least for the last three years.

      3.    The CIBIL of the applicant should be good, and no debt should be left due.

      4.    The ITR(Income tax return) which the applicant files should be Rs 2.5 lakhs per annum at least.

      5.    And the applicant is a businessman than his business should be running from the last three years.

      To know more click here:-

      Personal Loan Alleppey Documents

      1.     Identity proof:- ( Passport/Id card/voter card/driving license/Aadhar Card) It can be any one of them.

      2.    Residence proof:- ( Passport/voter card/driving license/Aadhar Card/Ration Card). If the applicant living in a rented house, then they have to submit their rental agreement.

      3.    The applicant must submit their PAN card, which is an essential document under the KYC formality.

      4.    Salaried applicants have to submit their salary slip of the last three months and the bank statements of the last six months.

      5.   The self-employed applicant has to submit the ITR of the last three years, and registration of their business should be done.

      6.    Two passport size colored photos. (Applicant should not be wearing glasses)

      How to Apply for Personal Loan Alleppey?

      Personal Loan Faizabad

      Anybody can apply for Personal Loan online only in 2 minutes. The process of application is straightforward and quick.

       First of all, you should check your eligibility.

            1.     Visit www.dialabank.com.

            2.     After that, apply for a Personal Loan online.

            3.     Enter your contact number so that we can contact you back.

            4.     Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable personal loan interest rates.

      Personal Loan Interest Rates: Updated 2020

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Other Personal Loan Cities in Uttar Pradesh 

      Personal Loan Firozabad Personal Loan Gangoh
      Personal Loan Ghatampur Personal Loan Ghazipur
      Personal Loan Ghosi Personal Loan Gola Gokarannath
      Personal Loan Gonda Personal Loan Gorakhpur

      For EMI Calculator click here:-

      About Alleppey

      Faizabad is a city located on the banks of the Ghaghra river in Uttar Pradesh in India. It is an old capital pod Awadh and has buildings built by the Nawabs of Avadh, like the Tomb of Bahu Begum, Gulab Bari, etc.  It also serves as the headquarters of the Faizabad District. Visit www.dialabank.com or call 9878981166 and get assistance as soon as possible.

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