Home Loan Ajmer

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All about Home Loan Ajmer

Home Loan Ajmer

Find the Best Rate On Property Loans:

–          Home Loan Ajmer

–          Loan Against Property Ajmer


Home Loan Interest Rate Ajmer

10.50% to 13.5% (floating rate)

Ticket Size

Min Amount : Rs 2 Lacs | Max Amount : Rs 10 Crs

Collateral Required


Loan Tenure

1 Year to 20 Years

Max Funding

85% of property value

Pre Closure Charges

0 % to 2 % of outstanding loan amount



Find the Best Offer For Home Loan Ajmer

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Home Loan Ajmer: Let Dialabank.com help you to find the best offer

Personalized Service: Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Home Loan offer.

Rate Comparison: We help you understand the details of all costs involved in taking a Home Loan Ajmer and help you find the Cheapest Offer.

Research: Benefit from our detailed research on all the products from the leading Home Loan players in the market and make the right choice.

Zero Charges: Dialabank offers Home service to its customers at zero fees. Use our services to find the right Home Loan deal at no extra cost.

Unbiased and Transparent Search:  Our objective is to simplify your Home Loan Ajmer search and we provide information in an unbiased and transparent manner for Home Loan Ajmer.

Home Loan Ajmer: Types of Offers

The Housing Finance Companies (HFCs) now offer individuals with various alternatives to choose from while buying a home loan. And the availability of Home Loans offered is as varied as their requirements.


Home Purchase Loans

Home Extension Loan

Bridge Loans

Home Construction Loan

Home Conversion Loan

Refinance Loans

Home Improvement Loan

Land Purchase Loan

NRI Home Loans

Home Loan Ajmer: Types of Interest

Fixed interest rate Home Loan Ajmer

Home loans allow the repayment in fixed equal monthly installments over the entire period of the loan. The interest rates in such a case are fixed and don’t change with market fluctuations.  A fixed rate home loan is excellent for those who are good at budgeting and want a fixed monthly repayment schedule, which is easy to budget and doesn’t fluctuate.

Floating interest rate Home Loan Ajmer

Home loans are tied up to a base rate plus a floating element thereof. So, if the base rate varies the floating interest rate also varies. If the floating rate goes over the fixed rate, it will be for some period of the loan not for the entire tenure. The interest rates will surely fall over a long period and thus floating interest rate brings a lot of savings.


Home Loan Ajmer: Eligibility Criteria

When computing loan eligibility, banks take into account the applicants age, salary, repayment/credit history, savings, profession, property location, and other loans. Some professions are categorized as negative or risky by the lenders while some jobs fall in the preferred list. As a thumb rule, the EMI for your home loan must not exceed 40 percent of your gross monthly income.

Home Loan Ajmer: Following are other factors helping in evaluation of home loan eligibility

  • Nature of Job : Most home financing companies carry a list of ‘negative’ professions. This can cause a lot of hassles for the individual coming from such professions before being finally getting the loan amount
  • Property Location : Likewise, they may consult another list known to carry ‘negative areas’. Any individual applying for the loan to get a home in such areas may not be granted the loan by home finance companies. The same is the case with the property falling within the geographical limits as defined by the home financing institutions.
  • Personal Details of individual: Personal details of the individual are another factor that is taken into account by home finance companies. It may or may not contain credit history of the individual as per the formalities to be filled with the concerned institution. All these factors help the lenders in deciding the individual’s home loan eligibility.


Home Loan in Ajmer Available from the following Banks (Click to Apply)

Allahabad Bank

Dhanlaxmi Bank

Reliance Consumer Finance

Andhra Bank


Royal Bank of Scotland


Federal Bank


Bank of Baroda

Future Capital

South Indian Bank

Bank of India


State Bank of Bikaner and Jaipur

Bank of Maharashtra


State Bank of Hyderabad

Barclays Bank


State Bank of Mysore

Barclays Finance


State Bank of Patiala

Canara Bank

Indian Bank

State Bank of Saurashtra

Catholic Syrian Bank

Indian Overseas Bank

State Bank Of Travancore

Central Bank of India

Indusind Bank

Syndicate Bank


ING Vysya

Tamilnad Mercantile Bank


Karnataka Bank

UCO Bank

City Union Bank

Karur Vysya Bank

Union Bank Of India

Corporation Bank

Kotak Bank

United Bank of India


Oriental Bank

Vijaya Bank

Dena Bank

Punjab and Sind Bank

Yes Bank

Deutsche Bank

Punjab National Bank