Home Loan Jalandhar

Looking For a Loan?

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why Apply with Dialabank?

Compare across 18 Banks
Get Money in 30 Mins
Loan Amount Up to 5 Crore
Hassle-free Disbursal
Unbiased Experts Advice

All About Home Loan Jalandhar

Best Offer @ 10% p.a. – Check your Offer (Apply Online / Call Us)

Call us on 0181 600 11 60


For all those people who are planning to buy a new house but lacking in funds can now take help from Home Loans, which offer huge finances to you for building up your home. Moreover, these debts don’t take any security other than your pledged house.

Home Loan Jalandhar Interest Rates:

Punjab National Bank Standard Chartered Bank Axis Bank
10.15% 10.26% 10.10%

Why should one apply for Home Loan in Jalandhar?

  1. It involves simple procedures.
  2. It helps people in having their own house without much hassle.
  3. It is provided for a tenure of 15 to 20 years.
  4. The Loan processing is fast.
  5. It is offered at affordable interest rates in the market.

Eligibility for Home Loan Jalandhar

Understand your loan eligibility:

All Home finance companies refer to their own EMI table when calculating the EMI payments. This table lists the monthly EMIs per lakh, for different tenures and rate of interests.

Monthly Income(Rs)

30,000

(Assumed) Income available for EMI payments

(i.e. 55% of 30,000)(Rs)

16,500

Rate of Interest(%)

8.00

Tenure(yrs)

20

EMI per lakh(Rs)

836

Home Loan Eligibility (Rs)

1,973,000

Following are other factors helping in the evaluation of home loan eligibility:

  1. Nature of Job of Individual
  2. Location of the Property
  3. Personal Details of individual

Documents for Home Loan Jalandhar

Common Documents Required For Home Loan

  1. Valid Address Proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  2. Age proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  3. Last six months Bank account statement
  4. Income proof and passport size photograph of the applicant and co-applicant

Home Loan Jalandhar

For Salaried customers:

  1. Employment certificate from the employer
  2. Form 16
  3. Copies of pay slip for last few months and TDS certificate

For Self-employed:

  1. If it is a partnership firm then copy of partnership deed or copy of memorandum of association; and articles of association if it is a company.
  2. Copy of audited financial statement for last two years
  3. Income tax assessment order
  4. Profit and loss details for last few years

A customer must understand and agree with each of the clauses in the documents before agreeing to sign the loan deal.  Before signing the Home Loan documents, recheck all terms and conditions.

About Jalandhar

Jalandhar is a city in Punjab. It was formerly the capital of Punjab state. Jalandhar is the largest developed city in Punjab.

Special Note: Bank does not provide Home Loan or Loan Against Property to B Khata Property.


REMINDER SERVICES EMI CALCULATOR

HOME  LOAN INTEREST RATES

Home Loan Jalandhar Home Loan Jalandhar Home Loan Jalandhar

Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as a information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.

Share This

Menu