HDFC, also Known As Housing Development Finance Corporation is the financial company that was incorporated in August 1994. HDFC focuses mainly on three main key areas namely Treasury, retail banking services and wholesale banking services.
What is HDFC Gold Loan?
Gold loan as the name suggests, is a loan against gold. Several lending institutions and banking organizations provide this loan at very cheap interest rates. Many people go for Gold Loan to meet the requirements of their marriage, education, paying debts or for several other urgent purposes.A loan against gold is very convenient because a person just needs to pledge his gold with a finance company and avail up to 80% of the market worth of the gold as loan.
Why HDFC Gold Loan?
1. Loan Amount: A maximum amount of Rs.10,00,000 can be availed.
2. EMI options: Hassle free payment of EMIs.
3. Instant liquidity: Enjoy liquidity of cash at any time. Generate instant cash in time of need.
4. Security: The customer can rest assured that their gold is in safe hands.
5. Interest Rates: Individual can get the advantage of Lower Interest Rates for this Loan.
6. A person can also apply for Gold Finance on Agricultural Land on their name and get a discount of 1% on the interest rate charged.
Call us on 60011600 or 9878981166
|Loan Tenure / Period||Rate of Interest (p.a.)||Valuation Fee|
|12 months||11 % to 14 %||NIL|
Documents Required for Gold Loan
1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License.
2. Address Proof:: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque.
4. Two passport size photographs.
HDFC Gold Loan Procedure
1. First of all, Apply online for loan against gold.
2. Afterwards, borrower will have to submit an application form along with his / her valuable Gold asset.
3. Then the bank will evaluate the real value of your Gold in terms of its purity and weight.
4. Finally the Loan is sanctioned to the applicant after checking the genuineness of the asset provided.
5. The whole Gold Loan process takes around.
* For any assistance regarding Gold Loan, call us on 60011600, our trained Relationship Managers will solve all your queries.
|Leading GoldLoan Providers (Click to Apply)|