COMPARE BEST OFFERS OF PERSONAL LOAN ACROSS DIFFERENT BANKS
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A Personal loan is an immediate finance provided by the lender to the borrower. The borrower can avail personal loan from any lending institution, private sector bank as well as from government sector banks. Personal loan interest rates vary according to banks and customer profile. Some Institutions provide special offers to their regular customers like affordable interest rates, low processing fee, affordable EMIs and long tenure period. Check interest rates offered by different banks in the country.
Personal Loan Interest Rates - Updated
|Banks||CAT A Company||CAT B Company||CAT C & CAT D Company||Pre-Payment Charges||Processing Fees|
|HDFC Bank||13.00%- Salary Rs. 70000 or above||14.00%- Salary Rs. 70000 or above||16% and above||1.00 % to 4.00 %||2.00% to 2.5%|
|13.25%- Salary Between 50000 to & 70000||14.25%- Salary Between 50000 to & 70000|
|14.00%- Salary Between 30000 to & 50000||14.50% - Salary Between 30000 to & 50000|
|14.00%- Salary Below 30000||14.75%- Salary Below 30000|
|ICICI Bank||13.00% to 14.00%||13.50% to 15.00%||14.00% to 15.00%||2.00% to 5.00%||2.00%|
|Fullerton India||17.25% to 22.00%||17.25% to 25.00%||18.00% to 32.00%||NA||2.00%|
|Bajaj Finserv||13.99% - 16.75%||13.99% - 16.75%||13.99% - 16.75%||N.A.||2.00% - 3.00%|
|Axis Bank||16.00% to 18.00%||18.00% to 20.00%||18.50% to 22.00%||Special Offers||2.00%|
|Citibank||16.00%- Salary Upto 30000||17.00%- Salary Upto 30000||17.00%- Salary Upto 30000||3.00%||1.00% to 2.00%|
|15.00%- Salary above 30000||16.00%- Salary above 30000||16.00%- Salary above 30000||N.A.||N.A.|
|Standard Chartered Bank||16.00% to 17.00%||17.25% to 18.50%||18.25% to 19.00%||N.A.||N.A.|
|United Bank Of India||16.00% to 18.00%||16.00% to 18.00%||16.00% to 18.00%||N.A.||N.A.|
|State Bank of India and Group||16.75% to 21.00% with Guarantor||16.75% to 21.00 % with Guarantor||16.75% to 21.00% with Guarantor||4.00%||2.00% to 3.00%|
|Kotak Bank||18.00% to 19.00%||18.00% to 19.00%||18.00% to 19.00%||4.00%||2.00%|
|Corporation Bank||14.50% to 17.00%||14.50% to 17.00%||14.50% to 17.00%||N.A.||1.5% to 5.00%|
|Andhra Bank||15.75% to 18.75%||15.75% to 18.75%||15.75% to 18.75%||N.A.||2.00% - 3.00%|
|Bank of Baroda||15.00% to 17.00%||15.00% to 17.00%||15.00% to 17.00%||N.A.||2.00%|
|ING Vysya||15.00%- Salary Rs. 70000 or above||15.50% to 16.50% Salary Rs. 70000 or above||16.5% to 18.00% Salary Rs. 70000 or above||4.00%||2.00%|
|Vijaya Bank||16.00% to 18.00%||16.00% to 18.00%||16.00% to 18.00%||N.A.||N.A.|
How to avail the lowest personal loan Interest Rates?
Following are the features of lowest interest rates:
- Company Profile: The company profile may impact a lot in terms of interest rates. Banks have categorized the companies in different categories. They offer interest rates as per the category of company. So, if you are looking for a good deal, do check your company category.
- Online Comparison: Person should do a detailed research online to compare the interest rates of all lenders. It helps the borrower to choose the best lender that suits their requirements. A person can use various tools like EMI Calculator , online comparison portals, loan helplines, etc.
- Negotiate with the lender: In case a consumer is already a customer of the lender, then chances of getting a good discount on interest rates will be more.
- Co-borrower: If a borrower’s credit rating is low then, the borrower can merge the income of spouse/father/mother to increase the loan eligibility.
Apply Now to get Best Personal Loan Interest Rates.
|Leading Personal Loan Providers (Click to Apply)|
|Citibank||SBI||Axis Bank||Other Banks|
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