Individuals of all income groups  

Apply For Gold Loan

Loan Amount:

Depending upon the value of the gold as assessed periodically.  [w.e.f. 07.05.2011]


Rs.per gram

For 22 carat Gold Ornaments / Jewelery


Hall Marked Gold Ornaments/ Jewellary


The limit specified above is subject to 75% of the appraised value or the rate proposed whichever is lower.





Margin:Vijaya Bank Gold Loan

Margin prescribed is 25%    


Jewel Appraiser's Commission:



Rural areas

0.5% on the loan amount with min. of Rs. 25/- & max. of Rs. 100/-

Other areas

0.5% on the loan amount with min. of Rs. 25/- & max. of Rs. 200/-



Loans are for a period of 12 months / operative limit for 2 years.  

Apply For Gold Loan

Security: Vijaya Bank Gold Loan

Pledge of 22 carat gold / Hall marked Gold ornaments & jewellery



Leading Gold Loan Providers (Click to Apply)
Manappuram Gold Loan

Muthoot Gold Loan

Reliance Gold Loan Other banks





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