Manappuram Gold Loan

Manappuram finance limited is a non-banking finance company of India. This non-banking financial company was founded in 1949. Online loans, loans, money transfer, SMS Finance and commercial vehicle loan are some financial products provided by the company. Since the company is serving people for the last 71 years, so there is no risk of fraud. The company has 3200+ branches all over India, and the company gives its services in the 25 cities of India. The company is registered with RBI as well. Manappuram provides a gold loan at very easy and rational rates of interest.

What is a Manappuram Gold Loan?

In Manappuram gold loan you borrow money from the company at some rate of interest and pledge your gold as a security. Since the gold loan is a secured loan so rates of interest are comparatively low as compare to the personal loan. The company provides you a gold loan for a given tenure, within this tenure you have to return the loan. Unfortunately, if you won’t be able to return the loan the bank will recover the loan amount from your pledged gold.

Why Gold Loan?

Manappuram gold loan is the best way to get over your financial crises. If you are going through any type of financial problem than you can make the use of your gold jewelry, it is better than asking for money from your relatives and friends. The amount that you get in the Manappuram gold loan can be used in any of personal uses. It can provide you with a very big financial support in your bad time.


You can use this amount of loan to fulfill any of your personal need.

  1. The loan amount can be used for the wedding purposes.
  2. Besides that, you can use this gold for education purposes.
  3. Furthermore, this amount of loan can be used to boost your business.
  4. You can buy a car using this amount of loan.
  5. Medical bills can also be paid by using the gold loan.

Features of Manappuram Gold Loan

There are some features of Manappuram gold loan.

  1. First of all the Manappuram gold loan is available at very low rates of interest that is why it is preferred by the most of the customers.
  2. After that, the documentation process is very easy. Only basic documents are required in Manappuram gold loan. It only consists of one ID proof, one residence proof, and two passport size photographs.
  3. Besides that, your gold loan can be approved very easily. If you are eligible then your gold loan can be approved within 10 minutes.
  4. Time of disbursal is very less if you have all the documents than your loan will be disbursed on the same day.
  5. Loan amount offered by the Manappuram gold loan is very high. You can get loan amount up to Rs. 1 crore.


  1. The applicant should not be a minor; it means the age of the applicant should be more than 18 years.
  2. He/she should be a citizen of India.
  3. He/she should have gold of quality 18-22 carats.

Interest Rate

Manappuram offers very attractive rates of interest to the customers. The rates of interest start from 12% because of its high LTV (loan to value) ratio. The maximum rate of interest can be 26% per annum. In case you miss your payment 3% interest rate more will be charged from you. For example, if the rate of interest of your personal loan is 12% and you missed the monthly payment of your gold loan then you have to pay 15% interest rate for that month, besides that interest rate can vary from time to time.

Processing Charges

Processing charges are way too low. Manappuram charges Rs. 10 as the processing fees.

How Is Interest Rate calculated?

  1. Interest is calculated on the daily outstanding balance.
  2. Rates of interest are fixed throughout the tenure of the loan.
  3. Only a few schemes support the compound rates of interest.


  1. A valid passport
  2.  Your passport is one of the important documents that can be used as a proof of identity and residence while applying for a Manappuram Gold Loan. It contains your personal details such as your name, age, address, and photograph.
  3. A valid Driving License
  4. A driving license can also be a poof of identity as well as the proof of residence.  The driving license holds your personal details such as your name, residence proof, and age proof etc.
  5. Aadhar card
  6. Aadhar card can be a proof of residence and the identity proof. Your Aadhar card holds basic information like identity and residence proof etc.
  7. Voter’s ID card
  8. Our voter/election card contains our basic details. Voter ID card is one of our important documents which help us while applying for the gold loan.
  9. PAN card
  10. Permanent Account Number is an important KYC (Know Your Customer) document. While applying for Manappuram Gold Loan, this document also comes in the documents required list.
  11. 2 Passport sized colored photographs. (Applicant should not be wearing glasses)

Quality of Gold

  1. The quality of your gold should be 18 carats to 22 carats. The gold of 24 carats is not accepted.
  2. All type of gold jewelry is accepted and gold coins weigh less than 50 gram are accepted.
  3. Minted coins are not accepted.
  4. You should have a minimum 10 grams of gold.
  5. Gold in the raw form is not accepted.
  6. Gold bricks are also not accepted

Amount of Loan

The amount of loan that you get from the Malappuram gold loan depends on the quality and quantity of the gold. The maximum you can get Rs. 20000 on 10 grams. However, it depends on the LTV ratio of your gold. Your gold will be accessed by the jewelers and after that, your loan amount is decided.

How to Apply?

You can apply for Manappuram gold loan in online. The process of application is very easy and simple. There are a few steps to apply for the gold loan.

  1. Search for on google.
  2. Fill out the application form for the gold loan.
  3. Here you can check your eligibility and interest rates as well.  

Why Dialabank?

  1. Dialabank is India’s first financial helpline.
  2. You will get all the information without any charges here.
  3. Besides that, your gold loan will be approved and disbursed very quickly.
  4. Dialabank provides its services all over India.
  5. Customer response is very quick on You will get a call back within the 5 minutes after filling the form.
  6. For more information, you may call on 60011600.
  7. Dialabank provides the document pickup facility from your doorstep.
  9. The process of applying for the loan is very easy and hassle-free.

Apply for Gold Loan

* For any assistance regarding Gold Loan, call us on 60011600, our trained Relationship Managers will provide you best information.

*Leading Gold Loan Providers (Click to Apply)

  1. IIFL Gold Loan
  2. HDFC Gold Loan
  3. Muthoot Gold Loan
  4. Reliance Gold Loan
  5. Canara Bank Gold Loan
  6. Other banks

Manappuram Gold Loan EMI Calculator Manappuram Gold Loan Interest Rates
Manappuram Gold Loan EMI Calculator Manappuram Gold Loan Interest Rates

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