Gold Loan Ambedkar Nagar

AT 0.75%* INTEREST RATE
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Gold Loan Ambedkar Nagar

Gold Loan Ambedkar Nagar

If you have some desires but you are not able to fulfil them due to lacking funds, here’s a solution for you. Apply for a Gold Loan and fulfil your financial need easily. The Gold Loan is designed to meet your financial requirement. Don’t waste time thinking and grab the best deal on the Gold Loan today.

Gold Loan Ambedkar Nagar Eligibility Criteriagold loan ambedkar nagar

  1. The minimum loan amount for taking a gold loan is Rs. 25,000. 
  2. The Minimum age of the applicant should be 21 years and the maximum age of the applicant should be 65 years.
  3. Gold jewellery should be owned by the applicant or any of the family members.
  4. Attractive interest rates
  5. Safety and security of your gold jewellery
  6. Flexible repayment options
  7. No hidden charges

Gold Loan Ambedkar Nagar Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents required for Gold Loan Ambedkar Nagar

  1. Proof of Identity :Aadhar Card/PAN Card/Passport / Voter’s ID / Driving License/PAN Card/Aadhar Card.
  2. Signature Proof: Passport /Driving License/Banker’s verification
  3. Address Proof-Aadhar Card/PAN Card /Driving License/ Voter’s ID / Utility Bill/ Passport 
  4. Date of Birth Proof: PAN Card / Driving Licence /Passport / Birth Certificate / 10th / 12th mark sheet bearing a date of birth
  5. 2 Passport size coloured photographs

GOLD LOAN @ 0.75%*

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Advantages of Taking Gold Loan Ambedkar Nagar

  1. Can be provided in cases of bad credit history as well as the low-income level
  2. Relatively Lower interest rates – Another advantage of taking a gold loan is that they are available at low-interest rates, say 12-16% annually in comparison to the personal loans interest rates of 15-26% per annum.
  3. You need to repay only the interest – You have the option to pay only the interest during the tenure of the entire gold loan and at the end of tenure, you can pay the entire borrowed amount in a single shot.

How to Apply?

Now you can apply online for Gold Loan by sitting at your home with one click. 

  1. Visit us at DialaBank website.
  2. Go to the loan section and click on the Gold loan link.
  3. Fill out the form with details and submit the form.
  4. We will contact you in a short period of time.
  5. For further information please contact +91 9878981166

Processing Fees / Prepayment Charges on Gold Loan

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

Pre Calculated EMI Table for Gold Loan 

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Ambedkar Nagar

Ambedkar Nagar is a district in Ayodhya division, Uttar Pradesh, India.