Gold Loan Baghpat


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    Gold Loan Baghpat

    Major Gold Loan Providers in Baghpat

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Baghpat Features

    Gold loan Baghpat

    Are you facing a financial issue? Can not find the right solution?

    Do not worry Gold Loan is here help you out. You can get the approval in 48 hours after the completion of the verification process as it is quick. The loan is secured so no complex paperwork is necessary.

    Gold Loan Baghpat helps to get financial aid to the customers at the most affordable and easy interest rates. If the client wishes to get a Gold loan, a fixed and good source of income is a prerequisite. Good credit history is also vital as it will make the verification and loan approval process quicker.

    Besides, you can enjoy the benefit of a loan amount of up to 75 per cent of the market price of gold, this happens due to fluctuation in the market price of the gold.

    Gold Loan Baghpat Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Baghpat

    1. Address Proof as Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    2. Identity proof as Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    3. 2 passport size photographs.
    4. Signature Proof as Passport Copy/Driving License/Banker’s verification/cheque.

    Additional Documents Required for Gold Loan Baghpat

    1. Land Proof for an Agriculture Loan greater than Rs. 1 lac. Not needed in case of allied agricultural purposes.
    2. Income Proof: Salary Certificate and Form No.16
    3. Certificate by Jewel Appraiser (Bank will arrange).
    4. Demand Promissory Note.

    Eligibility Criteria for Gold Loan Baghpat

    1. Age criteria is 21-60 years.
    2. Indian Nationality is a must.

    GOLD LOAN @ 0.49%*



    How to Apply for Gold Loan Baghpat

    Online Process to Apply for Gold Loan Baghpat

    To proceed for a convenient online process, apply for the HDFC Bank Gold Loan at Dialabank. You will just be required to fill a simple online form. Thereafter, you will receive a call from our representative for further assistance. You will even be provided with a doorstep document pick up facility to ease the process for you.

    For details, call us on 9878981144 anytime.

    Dialabank is even considered as the most trusted platform to apply for a gold loan online and there are many reasons behind this:

    1. Dialabank is India’s first financial helpline; it provides the best financial services to its clients all over the country.
    2. Due to its fine and fast service, the bank has a great reputation among its customers.
    3. Dialabank has a free of cost of guidance policy for the customers. So, there will be no additional charges if you apply for a gold loan online.
    4. Dialabank comes with a doorstep document pickup facility to ease the process for the client.
    5. Also, you can enjoy the benefit of a low HDFC Gold Loan interest rate if you apply for a gold loan on the Dialabank website.
    6. Moreover, negligible paperwork is required if you are applying for a gold loan application via Dialabank.
    7. Relationship Managers are trained so that they can be of help you in the whole process of approval.
    8. A high LTV of your gold is also offered by us.

    Offline Process to Apply for Gold Loan Baghpat

    An offline process is also an alternate, for which the applicant needs to look upon the nearby branches. You can simply google about the nearby branches and Google will present all the bank branches and finance companies near you that fits your need. You have to choose amongst the available option according to your knowledge or Dialabank can make your work easier and faster by doing it for you.

    Many visits will be required to several departments to apply for the loan and afterwards, many more visits will be needed before the loan gets approved. HDFC Gold Loan branches and Muthoot Gold Loan branches are some banks and finance companies with a much faster process and a better experience. You can obtain a loan from HDFC Gold Loan Branches. To locate a branch that is close to your locality, search for Muthoot Gold Loan nearby. Google will present you a list of all the Muthoot Gold Loan Branches that are nearby you.

    Processing Fees / Prepayment Charges on Gold Loan Baghpat

    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Muthoot Gold Loan
    Manappauram Gold Loan
    PNB Gold Loan
    0.70% to 1%
    Canara Bank Gold Loan
    Andhra Bank Gold Loan

    CIBIL Score Required for Gold Loan Baghpat

    The CIBIL Score of the applicant plays an important part in the approval of a loan. All the institutes in Baghpat come with pre-determined criteria of the minimum CIBIL score that is required to process an application so before you choose to apply for a gold loan, make sure that you have a good CIBIL score as a minimum of 750 is needed by most institutions to process a gold loan application.

    Besides a good CIBIL score, you can also expect a review of your previous loans which includes the kind of loan and the amount borrowed. With this, any delayed payment in the previous loan will directly affect your chances of obtaining a fresh gold loan. Therefore, make sure your CIBIL score is good before are applying for a loan.

    Gold Loan Baghpat Agents

    Dialabank is the most reliable online gold loan agent in Baghpat. Apply online at or call at 9878981144

    By providing an in-depth market comparison of various banks and NBFCs, Dialabank helps the client in making the right choice amongst various banks and skipping the complex information process to focus on making a suitable choice. Visit our website and fill an online simple form asking for some details and after that our customer relationship managers will get in touch with you.

    Gold Loan Baghpat Contact Number

    Call 9878981144 and get instant help and approval for Gold Loan in Baghpat right now.

    Pre Calculated EMI Table for Gold Loan Baghpat

    5 Yrs
    4 Yrs
    3 Yrs

    About Baghpat

    Baghpat is a city in the state of Uttar Pradesh which was established in the year 1997 and it forms as a part of the National Capital Region. The city was name Baghpat because of its garden.

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    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.