Major Gold Loan Providers in Baloda
Gold Loan Baloda Features
Do you need any money for yourself?
Are you scared of your financial prospects?
If the gold loan is available for you, there is nothing you should worry about. Gold loan is a financial help provided by the bank when you keep gold as collateral in their organization.
Why Gold Loan Baloda?
Gold Loan Baloda provides the best financial services at affordable interest rates on Gold loans. The loan applicants can apply for a gold loan if they have a gold piece or ornament.
For other loans, if the loan applicant has a good credit history along with the required steady source of income, they can avail of that loan. But for gold loans, any original gold article is sufficient for the approval process.
Besides, you can only take a loan of up to 75 percent of the gold’s market value. This happens majorly due to the fluctuation in the market price of the gold.
Gold Loan Baloda Interest Rates
Documents for Gold Loan Baloda
- Identification proofs – Passport Copy, Driving License, Aadhar or Electoral Photo Identity Card,
- Residence proofs – Telephone Bill, Electricity Bill, Passport Copy, Rental Bill, or any other utility bill.
- Signature Proofs – Passport Copy, Banker’s verification, Cheque, Driving License, or any other recognized record.
- Two passport-sized photographs.
Additional Documents Required for Gold Loan Baloda
- Land Proof: Required, If the value of agriculture loan is more than 1 lac Indian rupees. Not required, if needed for allied agricultural purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will co-operate).
- Proof of Income: Salary Certificate along with Form No.16
Eligibility Criteria for Gold Loan Baloda
- The minimum age for eligibility is 21 years and a maximum of up to 60 years.
- Must be an Indian national.
How to Apply for Gold Loan Baloda
Online Process to Apply for Gold Loan Baloda
You can apply for Gold Loan via Dialabank for several other banks.
Initially, you need to go on our website and fill a simple online form. Thereafter, you will be called back by our relationship managers to further assist in the document pickup facility.
Know a lot more by dialing 9878981166 at any point in time.
As the best online platform for Gold Loan, here is why should prefer Dialabank:
- Dialabank is the country’s first financial helpline; it provides the best and efficient financial services to clients in India.
- Dialabank leads the customers free of cost. Hence, there are no additional charges required for applying for a gold loan online.
- The lowest risk for customers by providing high Loan-to-Values of the gold.
- You will get a low-interest rate if you apply on the website of Dialabank.
- Minimal paperwork is required while applying for a gold loan through Dialabank.
- Holds good relations with its customers because of its efficient services.
- The document pick-up facility of the Dialabank helps in the faster process of Gold Loan approval.
- Ultimately, our relationship managers are always present to help in the entire gold loan process.
Offline Process to Apply for Gold Loan Baloda
For an offline process to apply for Gold Loan Baloda, the loan applicant also has an option to avail of a gold loan from the nearest branches. Once the candidate explores gold loans near them on Google, they will be provided with a list of all the branches of banks and NBFCs providing loans near them. They should select one of those banks according to their needs and knowledge, but Dialabank can efficiently do that.
The candidate needs to go to the required departments for several times until the gold loan is finally approved.
Although this process depends totally on the financial organization’s working culture. Some of the banks are also good at providing these services.
To make it manageable for you, Dialabank allows you to choose the best options for your Gold Loan.
Processing Fees / Prepayment Charges on Gold Loan Baloda
CIBIL Score Required for Gold Loan Baloda
For Gold Loan Baloda, No CIBIL score is required for applying for a gold loan. Unlike others, there are no strict criteria for gold loans.
Your credit history and your source of income are not needed. It is simple. If you have a gold article or ornament, you will be given a gold loan.
Gold Loan Baloda Agents
Dialabank shows the best affordable interest rates for its clients through a structured market comparison of different banks and NBFCs. Without selling you the complex information, Dialabank helps you make the feasible choice by providing sufficient information. Visit our website and register through a form by filling your particulars. Once the form is submitted, you will be reverted by our representatives to help you in this whole process of Gold Loan.
Gold Loan Baloda Contact Number
For Gold Loan Baloda, Call 9878981166 and get instant approval.
Pre Calculated EMI Table for Gold Loan Baloda
In the Janjgir-Champa district of Chattisgarh, Baloda is a town and Nagar panchayat. It is known for its best cattle markets. People also believe that the word ‘Baloda’ is derived from Bull aka “Bail” and Mule aka “Boda”. The town is also famous for its agricultural activities.
Table of Contents
- 1 Major Gold Loan Providers in Baloda
- 2 Gold Loan Baloda Features
- 3 Gold Loan Baloda Interest Rates
- 4 Documents for Gold Loan Baloda
- 5 Eligibility Criteria for Gold Loan Baloda
- 6 How to Apply for Gold Loan Baloda
- 7 Processing Fees / Prepayment Charges on Gold Loan Baloda
- 8 CIBIL Score Required for Gold Loan Baloda
- 9 Gold Loan Baloda Agents
- 10 Pre Calculated EMI Table for Gold Loan Baloda
- 11 About Baloda