Gold Loan Barabanki

AT 0.49%* INTEREST RATE
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    Gold Loan Barabanki

    Major Gold Loan Providers in Barabanki

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Barabanki FeaturesGold Loan Barabanki

    In India, people have always opted gold to overcome their hard times. With maximum security and minimum documentation, Dialabank offers all type of loan at easily affordable interest rates.

    Gold Loan has always been the one which fulfils monetary requirements since ages. Just 48 hours and the loan is approved after verification process! Gold Loan Barabanki provides financial aid to its customers at low-interest rates. You need to have a reliable source of income and good credit history to make the verification and loan approval process faster. The loan up to 75 per cent of the market value of gold can be availed due to fluctuation in the market price of the ornament.

    Gold Loan Barabanki Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Barabanki

    The following documents are needed from the applicant:

    1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Kottakkal

      1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
      2. A Demand Promissory Note.
      3. Certificate by the Jewel Appraiser (Bank will arrange).
      4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Barabanki

    • Age Limit: 21-60 years
    • Nationality: Indian

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Barabanki

    Online Process to Apply for Gold Loan Barabanki
    • Apply for the HDFC Bank Gold Loan via Dialabank.
    • Fill a simple form online, available on our website.
    • Our representative will get in touch with you.
    • Document pick up facility available from your doorstep.

    For more information, contact 9878981166.

    Dialabank is the best platform to apply for a gold loan online as:

    • We are India’s first financial helpline aiming to provide the best financial services to our customers.
    • We charge zero additional charges to apply for a gold loan online on our website.
    • One can get a high LTV of the gold along with complete security of their jewels.
    • The bank also has a good reputation among its customers due to safe and secure services.
    • Apply with us to get a low HDFC Gold Loan Interest Rate.
    • We provide a document pickup facility from the doorstep of the customer.
    • Negligible documentation is required to ease the process.
    • Relationship Managers are trained thoroughly to serve you in the entire process.
    Offline Process to Apply for Gold Loan Barabanki

    The applicant can also avail of Gold Loan from the nearby branches. To do so,

    • Search Gold Loan near me on google.
    • All the branches of banks and finance companies providing loans near you will appear.
    • Select them as per your preference and knowledge.
    • Visit the departments and apply for the loan
    • Make sure you visit many times before than loan finally approves.

    Some banks and finance companies granting instant loans include HDFC Gold Loan and Muthoot Gold Loan. Dialabank can do that for you easily and quickly!

    Processing Fees / Prepayment Charges on Gold Loan Barabanki

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Barabanki

    No CIBIL score is required for Gold Loan, A gold article is a must.

    A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.

    It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.

    Gold Loan Barabanki Agents

    You can apply online at Dialabank or contact 9878981166.

    Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.

    Gold Loan Barabanki Contact Number

     Contact 9878981166 for instant help and approval for Gold Loan.

    Pre Calculated EMI Table for Gold Loan Barabanki

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Barabanki

    Located in Uttar Pradesh, Barabanki is a district holding significance since medieval ages for the Nawabs and Nizams. Geographically, the place witnesses a flow of various rivers which include Gomti, Ghagra, Kalyani and other small scale doabs and lakes. Barabanki district ranks 107th out of India’s 640 districts for its population density of 3,260,699. 


    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.