Gold Loan Bhawanipatna

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Bhawanipatna

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Bhawanipatna Attributes

Gold Loan Bhawanipatna

Do you feel that you need more money to accomplish some of your tasks? Do you feel uncertainty about your finances?

If you have gold, you have a thick chance of availing gold loans at affordable interest rates. If you’re going through a financial crisis, you can avail of a gold loan at the comfort of your home. Unlike others, the paperwork involved for gold loans is negligible. Since it is a secured loan, it gets verified much more easily.

Why Gold Loan Bhawanipatna?

Gold Loan Bhawanipatna ensures to help clients by giving affordable and reasonable interest rates. The process of Gold Loan approval is not as difficult as it may seem. For a gold loan, loan applicants must have gold and nothing else.

Otherwise, to get your loan approved, you should have a good credit history along with a decent source of income. These two things help in the faster verification and approval of the loan.

Due to the varying market prices, you can get a loan of up to  75% of the market price of gold.

Gold Loan Bhawanipatna Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documentation required for Gold Loan Bhawanipatna

  • As ID Proof, Passport Copy, Voters ID card,  Aadhar, or Driving License should be provided.
  • For residence proof, Electricity Bill, Telephone Bill, Trade License, Shop and Establishment License, Sales Tax, etc. should be provided.
  • For Signature proof, Banker’s verification, Passport, Driving License, Cheque, or any recognized record should be provided.
  • You need to provide two passport-sized photographs.

Additional Documents Required for Gold Loan Bhawanipatna

  1. A Promissory Note can be demanded.
  2. For Income proof, you need to show Form. no. 16 along with your salary certificate.
  3. The bank has to arrange the Jewel Appraiser Certificate.
  4. Land Proof is not required in case of an agriculture loan of more than Rs 1 lakh.

Eligibility Criteria for Gold Loan Bhawanipatna

  • The minimum age of the applicant should be 21 years while the maximum should be 60 years.
  • The applicant should be recognized as an Indian Citizen.

gold loan at 7%

How to Apply for Gold Loan Bhawanipatna

Online Process to Apply for Gold Loan Bhawanipatna

You can apply for the Gold Loan through Dialabank’s official website.

To move further, you have to fill a form with your details. Once it is done, our representatives will call back to assist you in the entire process.

Know more by dialing 9878981166

Dialabank is the best platform to apply for Gold Loan online. Here, we listed a few of the reasons, why:

  1. Dialabank is India’s first financial helpline; the provision of the best financial services to customers all across India.
  2. There are no additional charges or fees for applying for a gold loan through Dialabank.
  3.  The applicant will get a high LTV of their gold.
  4. The bank holds a good image in the eyes of its customers because of its efficient services.
  5. Fast services can be availed through Dialabank. We provide document pick-up facility from the customer’s doorstep.
  6.  Apply for a gold loan on Dialabank,  get a low-Interest Rate.
  7. The least amount of paperwork is required for the gold loan application via Dialabank.
  8. Our representatives are always there to assist you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Bhawanipatna

An applicant has a choice to avail of Gold Loan from any of the banks. First, he or she may search it on Google. If Google provides a list of nearby branches of banks and NBFCs, he or she can choose according to their preferences as well as knowledge. At Dialabank, this process is reduced to a few clicks where you can compare different banks and NBFCs and choose one of them.

You have to visit banks again and again until the gold loan is approved. This process drains a lot of your important time whereas Dialabank helps you through Document pick-up facility and other services. The online loan process gets easier as you proceeds.

Processing Fees / Prepayment Charges on Gold Loan Bhawanipatna

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Bhawanipatna

No CIBIL score is required for Gold Loan Bhawanipatna. If you have gold, you will be granted a gold loan.

Gold Loan Bhawanipatna Agents

As leading gold loan agents of Bhawanipatna, Dialabank is the first preference for many people. You can visit Dialabank or dial 9878981166.

With the comprehensive market comparison of banks and NBFCs, Dialabank shows you the best option to choose for a gold loan. To choose one of them. You need to register at our website, submit a form with your particulars. And then, our customer representatives will get in touch with you for helping you throughout the process of loan approval.

Gold Loan Bhawanipatna Contact Number

For Gold Loan Bhawanipatna, you can get instant help and approval by just one click on 9878981166.

Pre Calculated EMI Table for Gold Loan Bhawanipatna

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Bhawanipatna


Bhawanipatna is a town as well as a district of Odisha state, India. It is named after The leading deity Bhawani -Shankar. It is also acknowledged as the city of numerous temples. Besides, the city is filled with beautiful waterfalls and natural scenic beauty. 


 

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