Major Gold Loan Providers in Bhawanipatna
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
3 months to 24 months
9 months to 24 months
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Pay Only Interest Facility
Gold Rate Per Gram
Gold Loan Bhawanipatna Attributes
Do you feel that you need more money to accomplish some of your tasks? Do you feel uncertainty about your finances?
If you have gold, you have a thick chance of availing gold loans at affordable interest rates. If you’re going through a financial crisis, you can avail of a gold loan at the comfort of your home. Unlike others, the paperwork involved for gold loans is negligible. Since it is a secured loan, it gets verified much more easily.
Why Gold Loan Bhawanipatna?
Gold Loan Bhawanipatna ensures to help clients by giving affordable and reasonable interest rates. The process of Gold Loan approval is not as difficult as it may seem. For a gold loan, loan applicants must have gold and nothing else.
Otherwise, to get your loan approved, you should have a good credit history along with a decent source of income. These two things help in the faster verification and approval of the loan.
Due to the varying market prices, you can get a loan of up to 75% of the market price of gold.
Gold Loan Bhawanipatna Interest Rates
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Documentation required for Gold Loan Bhawanipatna
- As ID Proof, Passport Copy, Voters ID card, Aadhar, or Driving License should be provided.
- For residence proof, Electricity Bill, Telephone Bill, Trade License, Shop and Establishment License, Sales Tax, etc. should be provided.
- For Signature proof, Banker’s verification, Passport, Driving License, Cheque, or any recognized record should be provided.
- You need to provide two passport-sized photographs.
Additional Documents Required for Gold Loan Bhawanipatna
- A Promissory Note can be demanded.
- For Income proof, you need to show Form. no. 16 along with your salary certificate.
- The bank has to arrange the Jewel Appraiser Certificate.
- Land Proof is not required in case of an agriculture loan of more than Rs 1 lakh.
Eligibility Criteria for Gold Loan Bhawanipatna
- The minimum age of the applicant should be 21 years while the maximum should be 60 years.
- The applicant should be recognized as an Indian Citizen.
GOLD LOAN @ 0.49%*
How to Apply for Gold Loan Bhawanipatna
Online Process to Apply for Gold Loan Bhawanipatna
You can apply for the Gold Loan through Dialabank’s official website.
To move further, you have to fill a form with your details. Once it is done, our representatives will call back to assist you in the entire process.
Know more by dialing 9878981166
Dialabank is the best platform to apply for Gold Loan online. Here, we listed a few of the reasons, why:
- Dialabank is India’s first financial helpline; the provision of the best financial services to customers all across India.
- There are no additional charges or fees for applying for a gold loan through Dialabank.
- The applicant will get a high LTV of their gold.
- The bank holds a good image in the eyes of its customers because of its efficient services.
- Fast services can be availed through Dialabank. We provide document pick-up facility from the customer’s doorstep.
- Apply for a gold loan on Dialabank, get a low-Interest Rate.
- The least amount of paperwork is required for the gold loan application via Dialabank.
- Our representatives are always there to assist you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Bhawanipatna
An applicant has a choice to avail of Gold Loan from any of the banks. First, he or she may search it on Google. If Google provides a list of nearby branches of banks and NBFCs, he or she can choose according to their preferences as well as knowledge. At Dialabank, this process is reduced to a few clicks where you can compare different banks and NBFCs and choose one of them.
You have to visit banks again and again until the gold loan is approved. This process drains a lot of your important time whereas Dialabank helps you through Document pick-up facility and other services. The online loan process gets easier as you proceeds.
Processing Fees / Prepayment Charges on Gold Loan Bhawanipatna
CIBIL Score Required for Gold Loan Bhawanipatna
No CIBIL score is required for Gold Loan Bhawanipatna. If you have gold, you will be granted a gold loan.
Gold Loan Bhawanipatna Agents
With the comprehensive market comparison of banks and NBFCs, Dialabank shows you the best option to choose for a gold loan. To choose one of them. You need to register at our website, submit a form with your particulars. And then, our customer representatives will get in touch with you for helping you throughout the process of loan approval.
Gold Loan Bhawanipatna Contact Number
For Gold Loan Bhawanipatna, you can get instant help and approval by just one click on 9878981166.
Pre Calculated EMI Table for Gold Loan Bhawanipatna
Bhawanipatna is a town as well as a district of Odisha state, India. It is named after The leading deity Bhawani -Shankar. It is also acknowledged as the city of numerous temples. Besides, the city is filled with beautiful waterfalls and natural scenic beauty.
Table of Contents
- 1 Major Gold Loan Providers in Bhawanipatna
- 2 Gold Loan Bhawanipatna Attributes
- 3 Gold Loan Bhawanipatna Interest Rates
- 4 Documentation required for Gold Loan Bhawanipatna
- 5 Eligibility Criteria for Gold Loan Bhawanipatna
- 6 How to Apply for Gold Loan Bhawanipatna
- 7 Processing Fees / Prepayment Charges on Gold Loan Bhawanipatna
- 8 CIBIL Score Required for Gold Loan Bhawanipatna
- 9 Gold Loan Bhawanipatna Agents
- 10 Pre Calculated EMI Table for Gold Loan Bhawanipatna
- 11 About Bhawanipatna