Gold Loan Devakottai

Major Gold Loan Providers in Devakottai

Gold Loan Devakottai Features

If you are running low on your cash reserves or facing financial uncertainty, your good investments are the only things that can save you.

Gold is something that can be kept as collateral in the bank and provide you a sufficient amount of money for doing your necessary tasks. A loan against gold is a secured loan and requires minimum paperwork or documentation to get approved. It hardly takes 48 hours after all the verification process.

Gold Loan Devakottai ensures to provide best-in-class financial services at affordable gold loan interest rates. To get your gold loan, an applicant should have a steady source of income along with good credit history to accelerate the verification and loan approval process.

Also, you may get a loan of up to 75 percent of the gold’s market value, this happens due to the unexpected drops in the market price of the gold.

Gold Loan Devakottai Interest Rates

Documents for Gold Loan Devakottai.

1. Identity Proof can be any of the following records: Passport Copy/ Voter ID Card/ Driving License/Aadhaar card/ Other Government recognized ID.
2. Address Proof can be any of the following records: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Establishement license /Telephone Bill /Sales Tax certificate/ Other recognized utility bills.
3. Signature Proof can be any of the following records: Driving License/Banker’s verification/cheque/ Passport Copy/ Other recognized documents.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Devakottai

1. Proof of Land: It is much needed for the agriculture loan of more than Rs. 1 lac. While the proof might not be needed for allied agriculture plans.
2. A Demand Promissory Note.
3. Certificate by the Jewel Appraiser (Bank will manage).
4. Income Proof: Salary Certificate and Form No.16, as per the norms of the banking.

Eligibility Criteria for Gold Loan Devakottai

1. The upper limit of the age is 60 years while the lower limit is 21 years.
2. Applicants must recognize themselves as Indian nationals.

How to Apply for Gold Loan Devakottai

Online Process to Apply for Gold Loan Devakottai

You can select the gold loans from any of the banks like HDFC, Private, or Muthoot through the website of Dialabank.

When you fill a simple online form and submit it, our customer representative calls you back. Moreover, they assist you in the document pick-up facility from your doorstep.

You can know a lot more by calling on 9878981166 right now.

Dialabank is acknowledged as the most reliable platform to apply for a gold loan online. There are many reasons behind this, few of them are:

1. Dialabank is India’s first financial helpline that delivers the best financial services across the nation.
2. Dialabank does not charge anything for gold loan applications through the website.
3.  You can get a high LTV of your gold, which means better savings for the borrower.
4. The company holds goodwill among the clients because of its efficient services.
5. Lower interest rates can be expected if you are applying through Dialabank.
6. To provide you comfort, we provide you the document pick-up facility from your doorstep.
7. You can apply for a gold loan through Dialabank with minimal paperwork.
8. Our customer relationship managers are trained well to handle all your queries regarding the gold loan.

Offline Process to Apply for Gold Loan Devakottai

In Devakottai, you can search on Gold Loan near you on Google. It will enlist all the branches of banks and finance companies that specialize in Gold Loan. According to your knowledge and needs, you can select any of them. Whereas Dialabank efficiently provides you all this information.

Loan approval takes a lot of time. An applicant needs to visit those departments regularly until the loan gets approved. That is why applying through Dialabank not only saves your time and energy but helps you in making the right choice.

Processing Fees / Prepayment Charges on Gold Loan Devakottai

CIBIL Score Required for Gold Loan Devakottai

No CIBIL score is needed for a gold loan in Devakottai.