Gold Loan Devakottai

AT 0.49%* INTEREST RATE
APPLY NOW

    I have read the Privacy Policy & Agree to Terms & Conditions.

    Gold Loan Devakottai

    Major Gold Loan Providers in Devakottai

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Devakottai Features

    Gold Loan Devakottai

    If you are running low on your cash reserves or facing financial uncertainty, your good investments are the only things that can save you.

    Gold is something that can be kept as collateral in the bank and provide you a sufficient amount of money for doing your necessary tasks. A loan against gold is a secured loan and requires minimum paperwork or documentation to get approved. It hardly takes 48 hours after all the verification process.

    Gold Loan Devakottai ensures to provide best-in-class financial services at affordable gold loan interest rates. To get your gold loan, an applicant should have a steady source of income along with good credit history to accelerate the verification and loan approval process.

    Also, you may get a loan of up to 75 percent of the gold’s market value, this happens due to the unexpected drops in the market price of the gold.

    Gold Loan Devakottai Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Devakottai.

    1. Identity Proof can be any of the following records: Passport Copy/ Voter ID Card/ Driving License/Aadhaar card/ Other Government recognized ID.
    2. Address Proof can be any of the following records: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Establishement license /Telephone Bill /Sales Tax certificate/ Other recognized utility bills.
    3. Signature Proof can be any of the following records: Driving License/Banker’s verification/cheque/ Passport Copy/ Other recognized documents.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Devakottai

    1. Proof of Land: It is much needed for the agriculture loan of more than Rs. 1 lac. While the proof might not be needed for allied agriculture plans.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will manage).
    4. Income Proof: Salary Certificate and Form No.16, as per the norms of the banking.

    Eligibility Criteria for Gold Loan Devakottai

    1. The upper limit of the age is 60 years while the lower limit is 21 years.
    2. Applicants must recognize themselves as Indian nationals.

    GOLD LOAN @ 0.49%*

    APPLY NOW

    +91

    How to Apply for Gold Loan Devakottai

    Online Process to Apply for Gold Loan Devakottai

    You can select the gold loans from any of the banks like HDFC, ICICI, or Muthoot through the website of Dialabank.

    When you fill a simple online form and submit it, our customer representative calls you back. Moreover, they assist you in the document pick-up facility from your doorstep.

    You can know a lot more by calling on 9878981166 right now.

    Dialabank is acknowledged as the most reliable platform to apply for a gold loan online. There are many reasons behind this, few of them are:

    1. Dialabank is India’s first financial helpline that delivers the best financial services across the nation.
    2. Dialabank does not charge anything for gold loan applications through the website.
    3.  You can get a high LTV of your gold, which means better savings for the borrower.
    4. The company holds goodwill among the clients because of its efficient services.
    5. Lower interest rates can be expected if you are applying through Dialabank.
    6. To provide you comfort, we provide you the document pick-up facility from your doorstep.
    7. You can apply for a gold loan through Dialabank with minimal paperwork.
    8. Our customer relationship managers are trained well to handle all your queries regarding the gold loan.
    Offline Process to Apply for Gold Loan Devakottai

    In Devakottai, you can search on Gold Loan near you on Google. It will enlist all the branches of banks and finance companies that specialize in Gold Loan. According to your knowledge and needs, you can select any of them. Whereas Dialabank efficiently provides you all this information.

    Loan approval takes a lot of time. An applicant needs to visit those departments regularly until the loan gets approved. That is why applying through Dialabank not only saves your time and energy but helps you in making the right choice.

    Processing Fees / Prepayment Charges on Gold Loan Devakottai

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Devakottai

    No CIBIL score is needed for a gold loan in Devakottai.

    Gold Loan Devakottai Agents

    Dialabank is one of the most reliable gold agents in Devakottai. You can apply on Dialabank’s website or make a call at 9878981166.

    By solving complex information into a user-friendly data, Dialabank provides you a structured market comparison of different banks and NBFCs. This helps you in making the right choice for yourself. Visit our website and fill a simple form online. Thereafter, our customer relationship manager will get in touch with you to assist your further.

    Gold Loan Devakottai Contact Number

    Contact 9878981166 and get assistance for your gold loan approval.

    Pre Calculated EMI Table for Gold Loan Devakottai

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Devakottai

    Located in the Sivaganga district, Devakottai is a first-grade municipality in the state of Tamil Nadu. The town is situated close to Karaikudi, near Rameshwaram National Highway Road. Devakottai is famous for its old architecture. There are temples like, Pidaariamman Kovil, Silambani Pillayar Kovil, Kottaiamman Kovil, and Krishnan Kovil. Besides, there are a lot of churches and mosques that can be explored.

    हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन देवकोत्ताई