Gold Loan Gohana

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Gohana

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Gohana Features

Gold Loan Gohana

Are you going low on your cash reserves?

Are you scared of your financial prospects?

While there is a chance you can go broke, there is also a chance that you can use your Gold for taking a Gold Loan. Gold Loans are secured in nature and require the least possible amount of documentation. Gold loans can be verified and approved in much lesser time than personal loans.

Gold Loan Gohana helps its customers by giving them the best and feasible interest rates on Gold loans. Since there are no requirements for gold loan except gold ornament, you can get it much easier. Unlike personal loans, you won’t have to provide a clean credit history, along with a stable and good source of income.

The only odd thing about the Gold loan is that you can get a loan of up to 75 percent of the market value of Gold. And, this happens due to the variable market price of the gold.

Gold Loan Gohana Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Gohana

  1. Proof of Identity can be any of the following: Driving License/Aadhaar card/ Passport Copy or Electors Photo Identity Card 
  2. Address Proof can be any of the following: Ration card/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/ Telephone Bill / Electricity Bill or Rental Bill.
  3. Signature Proof can be any of the following: Banker’s verification/cheque/Passport Copy or Driving License.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Gohana

  1. Land Proof: For agriculture loan of more than Rs 1 lac, a proof is mandatory. Though, it is not claimed for allied agriculture plans.
  2. A Demand Promissory Note is necessary if asked.
  3. Bank will coordinate to provide a Certificate from Certified Jewel Appraiser.
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Gohana

  1. You are eligible for Gold Loan from the merest age of 21 to the highest age of 60 years.
  2. Must be an Indian citizen or have sufficient proof for the same.

gold loan at 7%

How to Apply for Gold Loan Gohana

Online Process to Apply for Gold Loan Gohana

You can apply for a gold loan from any bank via the website of Dialabank.

By filling out a simple online form, you will be connected to our representative who will help you throughout the process. 

We provide the document pick-up facility from your doorstep to save your time and energy.

To know more, always contact 9878981166

Dialabank is acknowledged to be an ideal platform for the gold loan online. There might be several reasons, some of them are listed below:

  1. It is a pan-India movement. Dialabank provides the best financial services to every Indian customer within India.
  2. For providing free services, Dialabank does not charge you anything for gold loan applications via its website.
  3. To keep the borrower in a comfortable situation, Dialabank provides a high LTV(Loan-to-Value) of your gold.
  4. Dialabank is renowned among customers for the fastest and efficient services.
  5. Dialabank lends you a gold loan at a lower rate of interest from banks like HDFC, Muthoot, or ICICI.
  6. To make it easier for the customers, Dialabank provides a document pick-up facility from their doorstep.
  7. The least amount of documentation is needed if you are applying through Dialabank.
  8. In the end, our customer relationship managers will handle all your queries regarding the Gold Loan.
Offline Process to Apply for Gold Loan Gohana

In Gohana, you can search for a Gold loan near me on your computer or mobile. Then, Google will provide a list of eligible banks and finance companies that deals with it. After going through all of them, you can select any of them and contact them. To shorten this process, Dialabank provides a structured market comparison to lead you to a wiser choice.

Until your loan gets approved, you might need to visit Banks again and again. This process can tire you to the core whereas Dialabank can help in such situations by providing document pick-up facilities from your home and showing you the right plans.

Processing Fees / Prepayment Charges on Gold Loan Gohana

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Gohana

Any CIBIL score would work for taking a Gold Loan in Gohana.

Gold Loan Gohana Agents

Dialabank is one of the prominent gold loan agents in Gohana. To know more, you can apply to Dialabank or contact 9878981166.

The banks help you by providing sufficient data about different banks and NBFCs. After getting through the detailed comparison between different gold loan schemes, one can choose any of them according to his preference. But before that, you have to visit our website, submit an online form, and our customer relationship managers will get in touch with you.

Gold Loan Gohana Contact Number

Make a call at 9878981166 and get instant aid and approval for Gold Loan in Gohana right now.

Pre Calculated EMI Table for Gold Loan Gohana

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Gohana

Gohana is a small city and municipal council in the Sonipat district of Haryana. With a small population, the area of this city is 43 square kilometers with an elevation of 225 meters. The city is around 200 kilometers distant from Chandigarh, 40 kilometers from Panipat, 33 from Rohtak, 90 kilometers from Delhi, and 40 kilometers from Sonipat.

हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन गोहाना 

 

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