Major Gold Loan Providers in Gohana
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Gohana Features
Are you going low on your cash reserves?
Are you scared of your financial prospects?
While there is a chance you can go broke, there is also a chance that you can use your Gold for taking a Gold Loan. Gold Loans are secured in nature and require the least possible amount of documentation. Gold loans can be verified and approved in much lesser time than personal loans.
Gold Loan Gohana helps its customers by giving them the best and feasible interest rates on Gold loan. Since there are no requirements for gold loan except gold ornament, you can get it much easier. Unlike personal loans, you won’t have to provide a clean credit history, along with a stable and good source of income.
The only odd thing about the Gold loan is that you can get a loan of up to 75 per cent of the market value of Gold. And, this happens due to the variable market price of the gold.
Gold Loan Gohana Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Gohana
- Proof of Identity can be any of the following: Driving License/ Aadhaar card/ Passport Copy or Electors Photo Identity Card
- Address Proof can be any of the following: Ration card/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/ Telephone Bill / Electricity Bill or Rental Bill.
- Signature Proof can be any of the following: Banker’s verification/cheque/Passport Copy or Driving License.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Gohana
- Land Proof: For agriculture loan of more than Rs 1 lac, proof is mandatory. Though, it is not claimed for allied agriculture plans.
- A Demand Promissory Note is necessary if asked.
- Bank will coordinate to provide a Certificate from Certified Jewel Appraiser.
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Gohana
- You are eligible for a Gold Loan per gram from the merest age of 21 to the highest age of 60 years.
- Must be an Indian citizen or have sufficient proof for the same.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Gohana
Online Process to Apply for Gold Loan Gohana
You can apply for a gold loan from any bank via the website of Dialabank.
By filling out a simple online form, you will be connected to our representative who will help you throughout the process.
We provide the document pick-up facility from your doorstep to save your time and energy.
To know more, always contact 9878981166
Dialabank is acknowledged to be an ideal platform for the gold loan per gram online. There might be several reasons, some of them are listed below:
- It is a pan-India movement. Dialabank provides the best financial services to every Indian customer within India.
- For providing free services, Dialabank does not charge you anything for gold loan applications via its website.
- To keep the borrower in a comfortable situation, Dialabank provides a high LTV(Loan-to-Value) of your gold.
- Dialabank is renowned among customers for the fastest and efficient services.
- Dialabank lends you a gold loan at a lower gold loan interest rate from banks like HDFC, Muthoot, or Private.
- To make it easier for the customers, Dialabank provides a document pick-up facility from their doorstep.
- The least amount of documentation is needed if you are applying through Dialabank.
- In the end, our customer relationship managers will handle all your queries regarding the Gold Loan.
Offline Process to Apply for Gold Loan Gohana
In Gohana, you can search for a Gold Loan near me on your computer or mobile. Then, Google will provide a list of eligible banks and finance companies that deals with it. After going through all of them, you can select any of them and contact them. To shorten this process, Dialabank provides a structured market comparison to lead you to a wiser choice.
Until your loan gets approved, you might need to visit Banks again and again. This process can tire you to the core whereas Dialabank can help in such situations by providing document pick-up facilities from your home and showing you the right plans.
Processing Fees / Prepayment Charges on Gold Loan Gohana
CIBIL Score Required for Gold Loan Gohana
Any CIBIL score would work for taking a Gold Loan in Gohana.
Gold Loan Gohana Agents
Dialabank is one of the prominent gold loan agents in Gohana. To know more, you can apply to Dialabank or contact 9878981166.
The banks help you by providing sufficient data about different banks and NBFCs. After getting through the detailed comparison between different gold loan schemes, one can choose any of them according to his preference. But before that, you have to visit our website, submit an online form, and our customer relationship managers will get in touch with you.
Gold Loan Gohana Contact Number
Make a call at 9878981166 and get instant aid and approval for Gold Loan in Gohana right now.
Pre Calculated EMI Table for Gold Loan Gohana
About Gohana
Gohana is a small city and municipal council in the Sonipat district of Haryana. With a small population, the area of this city is 43 square kilometers with an elevation of 225 meters. The city is around 200 kilometers distant from Chandigarh, 40 kilometers from Panipat, 33 from Rohtak, 90 kilometers from Delhi, and 40 kilometers from Sonipat.
हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन गोहाना
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.