Gold Loan Mavelikkara

AT 0.49%* INTEREST RATE
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    Gold Loan Mavelikkara

    Major Gold Loan Providers in Mavelikkara

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Mavelikkara Features

    Gold Loan Mavelikkara

    Don’t have enough money for your cash reserves?

    Uncertain about your prospects?

    As long as you can avail of a Gold Loan, you don’t have to worry about anything. This loan requires minimum paperwork as it is secured and within 48 hours you can get your loan approved after all the verification process.

    Gold Loan Mavelikkara helps its customers by providing financial aid at the best available interest rates. A rigid and good source of income along with a good credit history of the applicant eases the process of verification and loan approval for all kinds of loans.

    Also, you can get a loan up to 75 percent of the market value of gold, the reason behind this partial amount loan is fluctuating market price of gold.

    Gold Loan Mavelikkara rest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Mavelikkara

    1. Proof of Identity can be any of the following: Voter ID card/Aadhaar Card /Driving License/ Passport Copy
    2. Address Proof can be any of the following: Telephone Bill/ Ration Bill/ Passport Copy/ Electricity Bill/ Rental bill /Trade license /Shop & Establishment License/ Sales Tax Certificate.
    3. Signature Proof can be any of the following: Driving License/ Cheque/ Banker’s verification/ Passport Copy.
    4. 2 passport size photographs for facial recognition.

    Additional Documents Required for Gold Loan Mavelikkara

    1. Land Proof: For agriculture Loan of more than Rs. 1 lac. The proof is unrequired for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser ( To be managed by the bank)
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Mavelikkara

    1. The age of the individual should lie between 21 years (minimum) and 60 years (maximum).
    2. Candidate must be an Indian national.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Mavelikkara

    Online Process to Apply for Gold Loan Mavelikkara

    You can apply to the bank of your choice via Dialabank.

    You just need to fill a simple user-friendly form online.

    Thereafter, you will get a call back from our representative. Then, you will be provided a document pick up facility from your doorstep.

    You can call on +919878981166 for further information

    Consider Dialabank as the best platform to apply for a Gold Loan online, because it is rated the best by its users. There are many reasons behind this, some of them are:

    1. Dialabank is India’s first financial helpline that provides the best financial services to customers all over the country.
    2. Dialabank guides the customers without asking for any money. Thus, there are no additional charges of applying for a gold loan online on the website of Dialabank.
    3. You will get a high LTV of your gold which means low-risk for the borrower.
    4. Apart from that, the Bank has a good reputation among the customers because of its efficient services.
    5. You can get low Gold loan interest rate on a few other banks as well if you apply for the loan via Dialabank.
    6. To make the process smoother, Dialaban provides a document pickup facility from the doorstep of the customers.
    7. Dialabank requires minimal paperwork while applying for a Gold loan per gram via their website.
    8. Eventually, the Relationship managers are trained thoroughly to guide and serve you in the entire process of Gold Loan.
    Offline Process to Apply for Gold Loan Mavelikkara

    The process to apply for Gold Loan Mavelikkara is similar to any other procedure. The candidate has an option to avail of Gold Loan from the nearest branches. One can search Gold Loan near me on Google, and it will enlist all the branches of banks and NBFCs near you. You can select any of them according to your preference and knowledge, but Dialabank can do that all for you in a smoother and better manner.

    To get your loan approved, you have to visit those departments frequently after applying which is a painstaking process. Thus, Dialabank is a smoother alternative to compare different banks and choose the right one without doing any physical labor.

    Processing Fees / Prepayment Charges on Gold Loan Mavelikkara

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Mavelikkara

    While applying for gold loans, your CIBIL score is irrelevant as long as you have a gold article to submit.

    Gold Loan Mavelikkara Agents

    Dialabank is one of the leading and most trusted gold agents in Mavelikkara. You can apply on the website at Dialabank or call at 9878981166.

    To find the best choice between several banks and NBFCs, Dialabank provides you with a detailed and structured market comparison of different banks so that you make the right choice with getting in complex information. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.

    Gold Loan Mavelikkara Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Mavelikkara right now.

    Pre Calculated EMI Table for Gold Loan Mavelikkara

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Mavelikkara

    Mavelikkara is believed to be named after the mythical king of Kerala known as Mahabali or Maveli, while the Kara means land. In the Alapuzzah district of the southern state Kerala, Mavelikkara is a taluk and municipality located on the banks of Achankovli river. The name Malevikkara is famously known for its worshipping places and tourist attraction.