Major Gold Loan Providers in Odisha
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
3 months to 24 months
9 months to 24 months
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Pay Only Interest Facility
Gold Rate Per Gram
Gold Loan Odisha Features
Are you running short out of cash? Do not worry Gold Loan is available for you. This loan is secured in nature with minimal documentation and less paperwork. This loan can get approved within 5 minutes after the verification process.
Gold Loan Odisha is a secured loan that provides financial aid to the customers at affordable interest rates. To get a Gold Loan, the applicant needs to have a rigid and good source of income and has a good credit history.
Furthermore, there is no end-use restriction on the use of the Gold Loan loan amount. You can use this loan amount anywhere you want to do.
Gold Loan Odisha Interest Rates
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Odisha
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Odisha
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Odisha
- The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
- A person should be an Indian citizen
GOLD LOAN @ 0.49%*
How to Apply for Gold Loan Odisha
Online Process to Apply for Gold Loan Odisha
You can apply for the HDFC Bank Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.
After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9592046860.
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.
- First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- Besides that, the bank has a good reputation among the customers because of its best services.
- Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold loan interest rate.
- Also, Dialabank provides a document pickup facility from the doorstep of the customer.
- One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
- Also, while applying for a Gold loan per gram through Dialabank, very little paperwork is required.
- One more thing is that you will get a high LTV of your gold.
- Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Odisha
The applicant also has an option to avail of a Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.
Thus, it can be a very tiring and time-consuming process. You can avail of loan from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.
Processing Fees / Prepayment Charges on Gold Loan Odisha
CIBIL Score Required for Gold Loan Odisha
There is no need for CIBIL score for Gold Loan Odisha.
Gold Loan Odisha Agents
Dialabank is the leading agent for availing Gold Loan in Odisha. You can apply online at www.dialabank.com or give a call at 9878981166
Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.
Gold Loan Odisha Contact Number
Call 9878981166 and get instant help and approval for Gold Loan in Odisha.
Pre Calculated EMI Table for Gold Loan Odisha
Odisha, an eastern Indian state on the Bay of Bengal, is known for its tribal cultures and its many ancient Hindu temples. The capital, Bhubaneswar, is home to hundreds of temples, notably the intricately-carved Mukteshvara. The Lingaraj Temple complex, dating to the 11th century, is set around sacred Bindusagar Lake. The Odisha State Museum is focused on the area’s history and environment.
Table of Contents
- 1 Major Gold Loan Providers in Odisha
- 2 Gold Loan Odisha Features
- 3 Gold Loan Odisha Interest Rates
- 4 Documents for Gold Loan Odisha
- 5 Eligibility Criteria for Gold Loan Odisha
- 6 How to Apply for Gold Loan Odisha
- 7 Processing Fees / Prepayment Charges on Gold Loan Odisha
- 8 CIBIL Score Required for Gold Loan Odisha
- 9 Gold Loan Odisha Agents
- 10 Pre Calculated EMI Table for Gold Loan Odisha
- 11 About Odisha