Gold Loan Ponnani

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Ponnani

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Ponnani Features

Out of cash, want to start a new business but shortage of cash, shortage of cash in fee payment, then don’t worry you have an option of gold loan and feel free to utilize this option. Less paperwork and within 48 hours your will be approved after the verification process.

Gold loan ponnaniGold Loan Ponnani gives you all this service at an affordable interest rate, but all you need is a good source of income, your credit history should be good.

Due to fluctuation in the market price of gold, you can get up to 75% of the market value of the ornament.

Gold Loan Ponnani Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Ponnani

The document you need to provide is Identity proof that can passport copy, Voter ID, Driving  License or Aadhar card. Plus you have to provide the address proof that can be ration card, tel or electricity bill, a rental bill, trade license, Shop and Est. license or sales tax certificate. 2 passport-sized photo is important along with a signature proof that can passport copy, driving license, banker’s verification or cheque.

Additional Documents Required for Gold Loan Ponnani

Some additional documents are also required like Land proof and a demand promissory note, certificate by Jewel appraiser that will be arranged by bank. You must have income proof that is form No. 16 and salary certificate.

Eligibility Criteria for Gold Loan Ponnani

First of all your nationality should be Indian and your age group should be between 21 to 60 years

gold loan at 7%

How to Apply for Gold Loan Ponnani

Online Process to Apply for Gold Loan Ponnani

Dialabank is among best service providing firm in the terms of Gold loan, and feel free to apply on our site.

HDFC Bank Gold loan service is also available on Dialabank, only the thing to do is apply the simple form online. After filling that our representative will call you back and the interesting thing is that we will provide you with a pickup facility from the doorstep of your documents.

For any questions or doubt, don’t hesitate to call on 9878981166 anytime.

Dialabank is known for its best service for providing gold loan online. Because-

  1. India’s first financial helpline
  2. Guide you free of cost
  3. fast and best service and good reputation
  4. Get a low-interest rate on HDFC Gold loan by applying on Dialabank
  5. Doorstep step pickup service of your documents
  6. Less paperwork.
Offline Process to Apply for Gold Loan Ponnani

You have an option of an offline process to apply for a Gold loan by visiting nearby branches, but your workload will increase and more time will be consumed. Whereas on Dialabank whole process is quicker and easier.

Some banks and finance company where this process is much faster is HDFC Gold Loan branches and Muthoot Gold Loan branches.

Processing Fees / Prepayment Charges on Gold Loan Ponnani

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Ponnani

  1. Good CIBIL score less risk of rejection
  2. Min. requirement is 750 for further procedure
  3. Also, your previous behaviour will be check
  4. Repayment history of previous loans will be checked.
  5. Delay of repayment can decrease your CIBIL score

Gold Loan Ponnani Agents

Dialabank is trusted and leading agents in Ponnani for providing the online gold loan. Just visit the site of Dialabank to apply or give a call on 9878981166

Dialabank will help you to choose the best option between different Banks and NBFC’s with every detail and Market Comparison. Your each and every query will be solved before providing the service or you can visit the website of Dialabank.

Gold Loan Ponnani Contact Number

Call 9878981166 and get every possible help and approval for Gold Loan in Ponnani, hurry!

Pre Calculated EMI Table for Gold Loan Ponnani

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Ponnani

Ponnani municipality is a taluk of Mallapuram District in state of Kerela, India. It is situated on the estuary of Bharatappuzha, also known as river Ponnani.


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