Major Gold Loan Providers in Ponnani
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Ponnani Features
Out of cash, want to start a new business but shortage of cash, shortage of cash in fee payment, then don’t worry you have an option of gold loan and feel free to utilize this option. Less paperwork and within 48 hours your will be approved after the verification process.
Gold Loan Ponnani gives you all this service at an affordable Interest Rate On Gold Loan, but all you need is a good source of income, your credit history should be good.
Due to fluctuation in the market price of gold, you can get up to 75% of the market value of the ornament.
Gold Loan Ponnani Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Ponnani
The document you need to provide is Identity proof that can passport copy, Voter ID, Driving License or Aadhar card. Plus you have to provide the address proof that can be ration card, tel or electricity bill, a rental bill, trade license, Shop and Est. license or sales tax certificate. 2 passport-sized photo is important along with a signature proof that can passport copy, driving license, banker’s verification or cheque.
Additional Documents Required for Gold Loan Ponnani
Some additional documents are also required like Land proof and a demand promissory note, certificate by Jewel appraiser that will be arranged by bank. You must have income proof that is form No. 16 and salary certificate.
Eligibility Criteria for Gold Loan Ponnani
First of all your nationality should be Indian and your age group should be between 21 to 60 years
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Ponnani
Online Process to Apply for Gold Loan Ponnani
Dialabank is among best service providing firm in the terms of Gold loan, and feel free to apply on our site.
HDFC Bank Gold loan service is also available on Dialabank, only the thing to do is apply the simple form online. After filling that our representative will call you back and the interesting thing is that we will provide you with a pickup facility from the doorstep of your documents.
For any questions or doubt, don’t hesitate to call on 9878981166 anytime.
Dialabank is known for its best service for providing gold loan online. Because-
- India’s first financial helpline
- Guide you free of cost
- fast and best service and good reputation
- Get a low-interest rate on HDFC Gold loan by applying on Dialabank
- Doorstep step pickup service of your documents
- Less paperwork.
Offline Process to Apply for Gold Loan Ponnani
You have an option of an offline process to Apply For Gold loan by visiting nearby branches, but your workload will increase and more time will be consumed. Whereas on Dialabank whole process is quicker and easier.
Some banks and finance company where this process is much faster is HDFC Gold Loan branches and Muthoot Gold Loan branches.
Special Note: To know about Gold Loan Per Gram Rate
Processing Fees / Prepayment Charges on Gold Loan Ponnani
CIBIL Score Required for Gold Loan Ponnani
- Good CIBIL score less risk of rejection
- Min. requirement is 750 for further procedure
- Also, your previous behaviour will be check
- Repayment history of previous loans will be checked.
- Delay of repayment can decrease your CIBIL score
Gold Loan Ponnani Agents
Dialabank is trusted and leading agents in Ponnani for providing the online gold loan. Just visit the site of Dialabank to apply or give a call on 9878981166
Dialabank will help you to choose the best option between different Banks and NBFC’s with every detail and Market Comparison. Your each and every query will be solved before providing the service or you can visit the website of Dialabank.
Gold Loan Ponnani Contact Number
Call 9878981166 and get every possible help and approval for Gold Loan in Ponnani, hurry!
Pre Calculated EMI Table for Gold Loan Ponnani
About Ponnani
Ponnani municipality is a taluk of Mallapuram District in state of Kerela, India. It is situated on the estuary of Bharatappuzha, also known as river Ponnani.
