Gold Loan Ponnani

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    Gold Loan Ponnani

    Major Gold Loan Providers in Ponnani

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Ponnani Features

    Out of cash, want to start a new business but shortage of cash, shortage of cash in fee payment, then don’t worry you have an option of gold loan and feel free to utilize this option. Less paperwork and within 48 hours your will be approved after the verification process.

    Gold loan ponnaniGold Loan Ponnani gives you all this service at an affordable Interest Rate On Gold Loan, but all you need is a good source of income, your credit history should be good.

    Due to fluctuation in the market price of gold, you can get up to 75% of the market value of the ornament.

    Gold Loan Ponnani Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Ponnani

    The document you need to provide is Identity proof that can passport copy, Voter ID, Driving  License or Aadhar card. Plus you have to provide the address proof that can be ration card, tel or electricity bill, a rental bill, trade license, Shop and Est. license or sales tax certificate. 2 passport-sized photo is important along with a signature proof that can passport copy, driving license, banker’s verification or cheque.

    Additional Documents Required for Gold Loan Ponnani

    Some additional documents are also required like Land proof and a demand promissory note, certificate by Jewel appraiser that will be arranged by bank. You must have income proof that is form No. 16 and salary certificate.

    Eligibility Criteria for Gold Loan Ponnani

    First of all your nationality should be Indian and your age group should be between 21 to 60 years

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    How to Apply for Gold Loan Ponnani

    Online Process to Apply for Gold Loan Ponnani

    Dialabank is among best service providing firm in the terms of Gold loan, and feel free to apply on our site.

    HDFC Bank Gold loan service is also available on Dialabank, only the thing to do is apply the simple form online. After filling that our representative will call you back and the interesting thing is that we will provide you with a pickup facility from the doorstep of your documents.

    For any questions or doubt, don’t hesitate to call on 9878981166 anytime.

    Dialabank is known for its best service for providing gold loan online. Because-

    1. India’s first financial helpline
    2. Guide you free of cost
    3. fast and best service and good reputation
    4. Get a low-interest rate on HDFC Gold loan by applying on Dialabank
    5. Doorstep step pickup service of your documents
    6. Less paperwork.
    Offline Process to Apply for Gold Loan Ponnani

    You have an option of an offline process to Apply For Gold loan by visiting nearby branches, but your workload will increase and more time will be consumed. Whereas on Dialabank whole process is quicker and easier.

    Some banks and finance company where this process is much faster is HDFC Gold Loan branches and Muthoot Gold Loan branches.

    Special Note: To know about Gold Loan Per Gram Rate

    Processing Fees / Prepayment Charges on Gold Loan Ponnani

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Ponnani

    1. Good CIBIL score less risk of rejection
    2. Min. requirement is 750 for further procedure
    3. Also, your previous behaviour will be check
    4. Repayment history of previous loans will be checked.
    5. Delay of repayment can decrease your CIBIL score

    Gold Loan Ponnani Agents

    Dialabank is trusted and leading agents in Ponnani for providing the online gold loan. Just visit the site of Dialabank to apply or give a call on 9878981166

    Dialabank will help you to choose the best option between different Banks and NBFC’s with every detail and Market Comparison. Your each and every query will be solved before providing the service or you can visit the website of Dialabank.

    Gold Loan Ponnani Contact Number

    Call 9878981166 and get every possible help and approval for Gold Loan in Ponnani, hurry!

    Pre Calculated EMI Table for Gold Loan Ponnani

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Ponnani

    Ponnani municipality is a taluk of Mallapuram District in state of Kerela, India. It is situated on the estuary of Bharatappuzha, also known as river Ponnani.