Gold Loan Ranavav

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Lowest Rate of Interest
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Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

All about Gold Loan Ranavav

Major Gold Loan Providers in Ranavav

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Ranavav FeaturesGold Loan Ranavav

Get the assets for various purposes throughout your life by conceding the gold as the security. The banks and NBFCs are conceding these credits to help the individuals by keeping their gold safe. The measure of credit is approximately between 60%-80% of the market estimation of gold.

With our expanding needs and requests, we need more cash to satisfy our necessities. Gold Loan Ranavav is the credit given by different banks and NBFCs where they accept your gold as insurance against the chief advance sum and give you the cash consequently of it. You can take care of the sum and gain your gold back with a specified rate of interest.

Benefits of Gold Loan Ranavav

  1. Firstly, Gold Loan is a secured loan; consequently, it is accessible at a quick pace. Subsequently, you can get your credit in under 2 hours of applying.
  2. When contrasted with different Loans, the Interest Rate of Gold Loan is entirely feasible.
  3. Gold Loan Ranavav dispossession charges are low.
  4. As it is a secured Loan, the client doesn’t need to stress over a poor loan reimbursement history.
  5. Gold Loan Ranavav doesn’t consider any pay verification.
  6. Notwithstanding that, there are no additional charges to apply for Gold Loan Ranavav.
  7. Best of all, the borrower can pay the principal amount at the end of the tenure.

Know More- Gold Loan: Factors to Remember

Gold Loan Ranavav Interest Rates

The interest rate of Gold Loan Ranavav is less as compared to other loans like personal loan, home loan, etc. Gold Loan Interest Rate is quite reasonable. The annual Interest Rate is 10.75%. It is less than even 1% per month. If you want to close your Loan account before the actual period, then there is an option of foreclosure where you need to pay 0-3% of the total amount along with your pending amount. In this way, you need not pay the interest anymore.

Know More – Gold Loan Interest Rate

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Ranavav

  1. Borrower Identity: Two passport size colored photographs.
  2. Residence Proof:Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate
  3. Proof of Identity:Passport Copy/ Voters ID card/ Driving License/Aadhaar card/ PAN card.
  4. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque

Additional Documents Required for Gold Loan Ranavav

  1. Land Proof: if there is an occurrence of Agriculture Loan of more than Rs. 1 lac. The evidence isn’t required for unified horticulture purposes.
  2. A Demand Promissory Note.
  3. Declaration by the Jewelry Appraiser (Bank will organize).
  4. Pay Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Ranavav

The Gold Loan process is extremely simple. The documentation of Gold Loan Ranavav is very straightforward. Be that as it may, you have to satisfy some qualification measures that are mentioned as follows:

  1. Firstly, the basic age of the borrower must be 18 years.
  2. Furthermore, Maximum age must not be more than 70.
  3. Likewise, the borrower must be approved resident of India.
  4. In addition, there are no standards for salaried or independently employed clients. Anybody can apply for Gold Loan.
  5. Further, the immaculateness of Gold must range between 18 karats to 22 karats.
  6. The gold shouldn’t weigh under 10 grams..

gold loan at 7%

How to Apply for Gold Loan Ranavav

Online Process to Apply for Gold Loan Ranavav

Initially, an individual needs to go to our site, Dialabank.

From that point onward, you have to fill an application structure with your essential information.

Notwithstanding that, you have to give your telephone number which is working so that we can reach you.

When you fill the form, your work is done here.

Presently you can take a load off and unwind, our Relationship Manager will get in touch with you inside 30 minutes and will give you the most ideal loan accessible in the market.

Further, our Relationship Manager will ensure that you get the best rate in the market, alongside a high credit to-esteem proportion (70-75% of the genuine worth).

At last, when you choose from which bank you need to take a credit, you should simply proceed to store your gold and reclaim the cash.

Inside 24 hours, your loan will get disbursed.

Offline Process to Apply for Gold Loan Ranavav

The candidate  has an additional alternative to benefit  Gold Loan from the close by branches. To do as such, search Gold Loan close to me on google. It will enroll all the parts of banks and money organizations giving advances close to you. You have to choose them in accord with your demands and information, although Dialabank can do that for you in an easier and better way.

Processing Fees / Prepayment Charges on Gold Loan Ranavav

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Ranavav

Having a decent CIBIL score is an absolute necessity before applying for a gold loan credit, that is the reason each loaning foundation has its models for the base CIBIL score required for handling a Gold Loan application in Ranavav. Most organizations require a base score of 750 to process your credit application.

Gold Loan Ranavav Agents

Dialabank is the first and foremost platform that provides several customers with monetary assistance throughout India. You can apply online at Dialabank or give a call at 9878981166

Gold Loan Ranavav Contact Number

Call 9878981166 and claim your Gold Loan Ranavav instantly!

Pre Calculated EMI Table for Gold Loan Ranavav

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Ranavav

Ranavav is a Taluka in Porbandar district in Saurashtra, Gujarat, India.


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