Gold Loan Ranavav


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    Gold Loan Ranavav

    All about Gold Loan Ranavav

    Major Gold Loan Providers in Ranavav

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Ranavav FeaturesGold Loan Ranavav

    Get the assets for various purposes throughout your life by conceding the gold as the security. The banks and NBFCs are conceding these credits to help the individuals by keeping their gold safe. The measure of credit is approximately between 60%-80% of the market estimation of gold.

    With our expanding needs and requests, we need more cash to satisfy our necessities. Gold Loan Ranavav is the credit given by different banks and NBFCs where they accept your gold as insurance against the chief advance sum and give you the cash consequently of it. You can take care of the sum and gain your gold back with a specified rate of interest.

    Benefits of Gold Loan Ranavav

    1. Firstly, Gold Loan is a secured loan; consequently, it is accessible at a quick pace. Subsequently, you can get your credit in under 2 hours of applying.
    2. When contrasted with different Loans, the Interest Rate of Gold Loan is entirely feasible.
    3. Gold Loan Ranavav dispossession charges are low.
    4. As it is a secured Loan, the client doesn’t need to stress over a poor loan reimbursement history.
    5. Gold Loan Ranavav doesn’t consider any pay verification.
    6. Notwithstanding that, there are no additional charges to apply for Gold Loan Ranavav.
    7. Best of all, the borrower can pay the principal amount at the end of the tenure.

    Know More- Gold Loan: Factors to Remember

    Gold Loan Ranavav Interest Rates

    The interest rate of Gold Loan Ranavav is less as compared to other loans like personal loan, home loan, etc. Gold Loan Interest Rate is quite reasonable. The annual Interest Rate is 10.75%. It is less than even 1% per month. If you want to close your Loan account before the actual period, then there is an option of foreclosure where you need to pay 0-3% of the total amount along with your pending amount. In this way, you need not pay the interest anymore.

    Know More – Gold Loan Interest Rate

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Ranavav

    1. Borrower Identity: Two passport size colored photographs.
    2. Residence Proof:Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate
    3. Proof of Identity:Passport Copy/ Voters ID card/ Driving License/Aadhaar card/ PAN card.
    4. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque

    Additional Documents Required for Gold Loan Ranavav

    1. Land Proof: if there is an occurrence of Agriculture Loan of more than Rs. 1 lac. The evidence isn’t required for unified horticulture purposes.
    2. A Demand Promissory Note.
    3. Declaration by the Jewelry Appraiser (Bank will organize).
    4. Pay Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Ranavav

    The Gold Loan process is extremely simple. The documentation of Gold Loan Ranavav is very straightforward. Be that as it may, you have to satisfy some qualification measures that are mentioned as follows:

    1. Firstly, the basic age of the borrower must be 18 years.
    2. Furthermore, Maximum age must not be more than 70.
    3. Likewise, the borrower must be approved resident of India.
    4. In addition, there are no standards for salaried or independently employed clients. Anybody can apply for Gold Loan.
    5. Further, the immaculateness of Gold must range between 18 karats to 22 karats.
    6. The gold shouldn’t weigh under 10 grams..

    GOLD LOAN @ 0.49%*



    How to Apply for Gold Loan Ranavav

    Online Process to Apply for Gold Loan Ranavav
    • Initially, an individual needs to go to our site, Dialabank.
    • From that point onward, you have to fill an application structure with your essential information.
    • Notwithstanding that, you have to give your telephone number which is working so that we can reach you.
    • When you fill the form, your work is done here.
    • Presently you can take a load off and unwind, our Relationship Manager will get in touch with you inside 30 minutes and will give you the most ideal loan accessible in the market.
    • Further, our Relationship Manager will ensure that you get the best rate in the market, alongside a high credit to-esteem proportion (70-75% of the genuine worth).
    • At last, when you choose from which bank you need to take a credit, you should simply proceed to store your gold and reclaim the cash.
    • Inside 24 hours, your loan will get disbursed.
    Offline Process to Apply for Gold Loan Ranavav

    The candidate has an additional alternative to benefit Gold Loan from the close by branches. To do as such, search Gold Loan close to me on google. It will enroll all the parts of banks and money organizations giving advances close to you. You have to choose them in accord with your demands and information, although Dialabank can do that for you in an easier and better way.

    Processing Fees / Prepayment Charges on Gold Loan Ranavav

    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Muthoot Gold Loan
    Manappauram Gold Loan
    PNB Gold Loan
    0.70% to 1%
    Canara Bank Gold Loan
    Andhra Bank Gold Loan

    CIBIL Score Required for Gold Loan Ranavav

    Having a decent CIBIL score is an absolute necessity before applying for a gold loan credit, that is the reason each loaning foundation has its models for the base CIBIL score required for handling a Gold Loan application in Ranavav. Most organizations require a base score of 750 to process your credit application.

    Gold Loan Ranavav Agents

    Dialabank is the first and foremost platform that provides several customers with monetary assistance throughout India. You can apply online at Dialabank or give a call at 9878981166

    Gold Loan Ranavav Contact Number

    Call 9878981166 and claim your Gold Loan Ranavav instantly!

    Pre Calculated EMI Table for Gold Loan Ranavav

    5 Yrs
    4 Yrs
    3 Yrs

    About Ranavav

    Ranavav is a Taluka in Porbandar district in Saurashtra, Gujarat, India.

    Special Note: Always check for gold loan rate per gram before applying for a gold loan.