Gold Loan Sanand

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Sanand

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Sanand Features

Shortage of cash and don’t know what to do? Gold loan is now available for you. This loan requires minimal paperwork since it is unsecured and you can get your loan sanctioned in up to 48 hours after all the verifying procedures are done.

Gold Loan Sanand offers financial assistance to the customers at the best economical interest rates. To get a gold loan, the person applying should have a fixed and firm source of income with a great credit history, which will make the loan approval procedures faster.

Moreover, you can avail a loan of up to 75 percent of the market value of gold, this is because of the constant variation in the market price of the gold.

Gold Loan Sanand Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Sanand

The documents required are identity proof- passport copy/voters ID card/driving license/ Aadhar card; address proof- ration card/tel,electricity bill/ rental bill/passport copy/trade license/shop&est. license/sales tax certificate; signature proof- passport copy/driving license/banker’s verification/cheque along with 2 passport  sized photographs.

Additional Documents Required for Gold Loan Sanand

The additional documents that are required are land proof-in case of agriculture loan of more than Rs. 1 lac, the proof is not required for allied agriculture purposes, a demand promissory note, certificate by the jewel appraiser (which the bank will arange) and income proof- salary certificate and form no.16.

Eligibility Criteria for Gold Loan Sanand

The minimum age to apply for the gold loan in Sanand is 21 years and the maximum age is 60 years. The applicant must also be having Indian Nationality.

gold loan at 7%

How to Apply for Gold Loan Sanand

Online Process to Apply for Gold Loan Sanand

To apply for the HDFC bank gold loan at Dialabank you just have to fill in a simple form online.

After which you will be contacted by one of our representatives and you will also get a document to pick up facility at your doorstep.

For further information, you contact us on 9878981166 at anytime.

Dialabank is considered to be the best platforms available online to apply for a gold loan. The many reasons behind this are:

  1. Dialabank is one of India’s first financial customer service that provides the best financial aid to their customers all over the country.
  2. We guide the customers for free. There are no additional fees charged for applying for the gold loan on the website of Dialabank.
  3. You will get a high value of LTV for your gold.
  4. The bank also has an amazing reputation amongst their customers because of their commendable services
  5. They also provide you with a document pick up facility from your doorstep to make the process easier.
  6. While applying for a gold loan through Dialabank, minimal documentation is required.
  7. If you apply for a gold loan you will get a low HDFC gold loan interest rate here in Dialabank.
  8. In the end, the relationship managers who are trained thoroughly to guide and assist you in the entire process of Gold loan.
Offline Process to Apply for Gold Loan Sanand

The person applying also has to choice to get Gold loan from nearby branches. To do this, you just have to search Gold Loan near me on google. It will show you a list of all the branches of banks and financial institutions that are giving loans near and around you. You just need to choose them according to your preference and experience, but we assure you that Dialabank can do it all for you in a quicker and brisk manner.

After this you will have to visit those departments and apply for the loan and visit them several times before your loan finally gets an approval.

There are some banks and financial institutions which do these processes much faster such as HDFC gold loan branches and Muthoot Gold Loan branches.

You can easily get loans from HDFC Gold Loan branches. If you want to find out another branch that is near you, search for Muthoot Gold loan near me and google will give you a list of all the Muthoot Gold loan Branches near and around you.

Processing Fees / Prepayment Charges on Gold Loan Sanand

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Sanand

CIBIL score is a 3-digit numeric summary that shows a summary of your credit summary. Each lending institution has a separate criteria for the minimum CIBIL score required for processing a Gold loan application in Sanand. This score helps in determining whether you would be eligible to apply for the gold loan or not. Most of them require a minimum score of about 750 or above to proceed with your loan application.

It’s not just your CIBIL score, some places also take a look at your detailed behavior of the previous loan which you had taken. This includes the type of loan that you have taken before, the amount of loan as well as how regular you were in repaying the interest of the loan. Any kind of delay in your payments for the previous loans can become a hurdle to you while trying to apply for a new loan. Make sure your CIBIL score is decent before applying for a new loan.

Gold Loan Sanand Agents

One of the most sought out for and trustworthy agents for gold loan in Sanand is Dialabank. You can apply for the gold loan online at www.dialabank.com or contact us on 9878981166.

Dialabank helps you in finding the best option between various banks and NBFCs by giving you a detailed and very well structured market comparison of all the other banks so you wouldn’t have to worry about all the difficult information and the procedures you would have to go through and thus make the right decision.

Visit our website and just fill out a simple form which would ask you for some details after which our customer relationship managers will reach out to you shortly.

Gold Loan Sanand Contact Number

Contact 9878981166 and get immediate guidance and assistance to avail Gold Loan in Sanand right now.

Pre Calculated EMI Table for Gold Loan Sanand

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Sanand

Sanand is a city in Ahmedabad district, Gujarat. It is most popularly known as the automobile hub of Gujarat. It has become oneGold loan Sanand of the booming entrepreneurial cities in India. With a population of 41,350 and it’s official languages as Hindi and Gujarati, it is connected by a modern highway to Mundra Port, a completely functional and one of the most fastest growing, recently enhanced sea ports in South east Asia.


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