Major Gold Loan Providers in Sarigam
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
3 months to 24 months
9 months to 24 months
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Pay Only Interest Facility
Gold Rate Per Gram
Gold Loan Sarigam Features
Are you looking for quick disbursement of the loan but can’t think of any collateral? Are you thinking about which could be the best loan option for you? Are you in need of immediate cash to solve your problems? Then Gold Loan may be the best option for you.
Gold is considered as a status symbol especially in India, buying and selling gold is an old tradition of Indian culture. However, the availability of gold loan provides a different scenario of how people use this precious metal. Nowadays people buy gold, not for their status symbol but to secure their future.
What is Gold Loan?
Gold loan or loan against gold is a secured loan in which a customer provides his/her ornaments as collateral security to Jewel loan companies. It is the fastest-growing financial service in the industry.
Basically every secured loan requires the client to keep some security against the loan and in this case, gold is treated as the security against the loan. Many people have gold ornaments stored in their homes or in their bank lockers. Thus, Gold Loan Sarigam provides an opportunity to unleash the value of their precious metal.
Gold Loan Sarigam Interest Rates
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Sarigam
- Proof of Identity: Driving License/Passport Copy/ Voters ID card
- Address Proof: Tel, Electricity Bill/ Rental bill/ Passport copy /License-Sales Tax certificate/Ration card/ /Trade license /Shop & Est.
- Signature Proof
- Passport Copy
- Banker’s verification/cheque.
- Driving License
- 2 passport size photographs.
Eligibility Criteria for Gold Loan Sarigam
- Must be an Indian citizen
- Must have gold more than 10gm
- Should be between the ages of 18 and 65 years
GOLD LOAN @ 0.49%*
How to Apply for Gold Loan Sarigam
Online Process to Apply for Gold Loan Sarigam
Now you can apply online for Gold Loan by sitting at your home with one click. All the services will be provided to you by our customer relationship managers who will help you choose the right type of loan for you with the right bank.
- Just fill a simple form displayed on our website related to your details so that our customer care department can check your financial status and your eligibility for the loan that you have applied.
- Our Customer Relationship Managers will contact you and will guide you to the right bank.
- The bank executives will arrive at your doorsteps to collect the required documents from you.
Only at the time of submission of gold you have to pay a visit to the bank, the rest will be taken care of by the bank’s executives
Offline Process to Apply for Gold Loan Sarigam
The applicant also has an option to avail of a per gram Gold Loan from the nearby branches. To do this, you can also search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan.
Then, you may have to visit again and again until the loan application accepted. Thus, it can be a very tough and time-consuming process.
Processing Fees / Prepayment Charges on Gold Loan Sarigam
CIBIL Score Required for Gold Loan Sarigam
There is no need for the CIBIL score for Gold Loan Sarigam.
Gold Loan Sarigam Agents
Dialabank is the leading agent for availing Gold Loan Sarigam. You can also apply online at www.dialabank.com or just give a call at 9878981166
Dialabank helps you to find the best option for Banks and NBFCs by providing the best offers for you with a detailed market comparison of different banks so that you can make the right choice. You can visit our website www.dialabank.com and kindly fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you for loan approval.
Gold Loan Sarigam Contact Number
Call 9878981166 and get instant help and approval for Gold Loan in Sarigam.
Pre Calculated EMI Table for Gold Loan Sarigam
Sarigam is a town and an industrial notified area in the Indian state of Gujarat.
Table of Contents
- 1 Major Gold Loan Providers in Sarigam
- 2 Gold Loan Sarigam Features
- 3 What is Gold Loan?
- 4 Gold Loan Sarigam Interest Rates
- 5 Documents for Gold Loan Sarigam
- 6 Eligibility Criteria for Gold Loan Sarigam
- 7 How to Apply for Gold Loan Sarigam
- 8 Processing Fees / Prepayment Charges on Gold Loan Sarigam
- 9 CIBIL Score Required for Gold Loan Sarigam
- 10 Gold Loan Sarigam Agents
- 11 Gold Loan Sarigam Contact Number
- 12 Pre Calculated EMI Table for Gold Loan Sarigam
- 13 About Sarigam