Gold Loan Sarigam

AT 0.49%* INTEREST RATE
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    Gold Loan Sarigam

    Major Gold Loan Providers in Sarigam

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Sarigam Features

    Are you looking for quick disbursement of the loan but can’t think of any collateral? Are you thinking about which could be the best loan option for you? Are you in need of immediate cash to solve your problems? Then Gold Loan may be the best option for you.

    Gold is considered as a status symbol especially in India, buying and selling gold is an old tradition of Indian culture. However, the availability of gold loan provides a different scenario of how people use this precious metal. Nowadays people buy gold, not for their status symbol but to secure their future.

    What is Gold Loan?

    Gold loan or loan against gold is a secured loan in which a customer provides his/her ornaments as collateral security to Jewel loan companies. It is the fastest-growing financial service in the industry.

    Basically every secured loan requires the client to keep some security against the loan and in this case, gold is treated as the security against the loan. Many people have gold ornaments stored in their homes or in their bank lockers. Thus, Gold Loan Sarigam provides an opportunity to unleash the value of their precious metal.

    Gold Loan Sarigam Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Sarigam

    1. Proof of Identity: Driving License/Passport Copy/ Voters ID card
    2. Address Proof: Tel, Electricity Bill/ Rental bill/ Passport copy /License-Sales Tax certificate/Ration card/ /Trade license /Shop & Est.
    3. Signature Proof
    4. Passport Copy
    5. Banker’s verification/cheque.
    6. Driving License
    7. 2 passport size photographs.

    Eligibility Criteria for Gold Loan Sarigam

    1. Must be  an Indian citizen
    2. Must have gold more than 10gm
    3. Should be between the ages of 18 and 65 years

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Sarigam

    Online Process to Apply for Gold Loan Sarigam

    Now you can apply online for Gold Loan by sitting at your home with one click. All the services will be provided to you by our customer relationship managers who will help you choose the right type of loan for you with the right bank.

    1. Just fill a simple form displayed on our website related to your details so that our customer care department can check your financial status and your eligibility for the loan that you have applied.
    2. Our Customer Relationship Managers will contact you and will guide you to the right bank.
    3. The bank executives will arrive at your doorsteps to collect the required documents from you.

    Only at the time of submission of gold you have to pay a visit to the bank, the rest will be taken care of by the bank’s executives

    Offline Process to Apply for Gold Loan Sarigam

    The applicant also has an option to avail of a  per gram Gold Loan  from the nearby branches. To do this, you can also search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan.

    Then, you may have to visit again and again until the loan application accepted. Thus, it can be a very tough and time-consuming process.

    Processing Fees / Prepayment Charges on Gold Loan Sarigam

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Sarigam

    There is no need for the CIBIL score for Gold Loan Sarigam.

    Gold Loan Sarigam Agents

    Dialabank is the leading agent for availing Gold Loan Sarigam. You can also apply online at www.dialabank.com or just give a call at 9878981166

    Dialabank helps you to find the best option for Banks and NBFCs by providing the best offers for you with a detailed market comparison of different banks so that you can make the right choice. You can visit our website www.dialabank.com and kindly fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you for loan approval.

    Gold Loan Sarigam Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Sarigam.

    Pre Calculated EMI Table for Gold Loan Sarigam

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Sarigamgold loan sarigam

    Sarigam is a town and an industrial notified area in the Indian state of Gujarat.