Gold Loan Seoni

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Seoni

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Seoni Features

Shortage of cash? Clueless about what to do?

Don’t worry Gold loan is available for you. This loan requires minimal paperwork, since it is unsecured and you can get your loan sanctioned within 48 hours after all the verification procedures.

Gold Loan Gumla offers customers with financial assistance at the lowest economical interest rates. To get a gold loan, the person applying needs to have a firm and fine source of income with a decent credit history, which will speed up the verification and the loan approval.

Moreover, you can get a loan of up to 75 percent of the market value of the gold, this is because of the constant variation in the market price of the gold.

Gold Loan Seoni Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Seoni

The documents required for Gold Loan Seoni are: identity proof- passport copy/voters ID card/ driving license/ aadhar card, address proof- ration card/tel, electricity bill/rental bill/ passport copy/ trade license/ shop &est. license/sales tax certificate, signature proof- passport copy/driving license/banker’s verification/cheque and 2 passport sized photographs

Additional Documents Required for Gold Loan Seoni

The additional documents required are : land proof- in case of agriculture loan of more than Rs.1 lac. The proof is not required for allied agriculture purposes, a demand promissory note, certificate by the jewel appraiser ( which the bank will arrange for) and the income proof- salary certificate and form no.16.

Eligibility Criteria for Gold Loan Seoni

The minimum age of the individual applying should be of  atleast 21 years and can go up to 60 years. The applicant must also be having Indian Nationality.

gold loan at 7%

How to Apply for Gold Loan Seoni

Online Process to Apply for Gold Loan Seoni

You can also apply for a HDFC bank gold loan at Dialabank just by filling a simple form online.

After which you will get a call from our representative. Moreover, you will also get a document to pick up facility at your doorstep.

For further clarification you can reach us at 9878981166 at anytime.

Dialabank is known to be one of the best platforms online to apply for a gold loan. The many reasons behind this are:

  1. Dialabank happens to be India’s first financial helpline-providing the best of financial aid to customers all over the country.
  2. They also guide their customers free of cost. This means that there are no extra fees for applying for a gold loan online on the website.
  3. You will get a high LTV of your gold.
  4. The banks has a great reputation amongst its customers because of its fast and immediate services.
  5. They also offer a document pcikup facility at your doorstep to make the process easier for you.
  6. You will also get a low HDFC Gold loan interest rate if you apply for a gold loan on Dialabank.
  7. Very minimal paperwork is required while applying for a gold loan through Dialabank.
  8. In the end, the relationship managers who are trained thoroughly to assist and guide you in the whole process of Gold loan.
Offline Process to Apply for Gold Loan Seoni

The person applying also has the choice to get a gold loan from branches nearby. To do this, you just have to search for Gold Loan near me on google. It will show you a list of all the branches of banks and financial institutions which are offering loans that are near you. You need to choose them according to their preference and expertise, but Dialabank will help you to do that in a better manner. 

You would then have to visit each of the required departments and apply for the loan after which you would have to visit a several times before the loan finally gets sanctioned.

There are other banks and financial institutions where this process is done way faster such as HDFC gold loan branches and Muthoot Gold loan branches.

You can also get loans from HDFC gold loan branches. If you want to find branches near you, search for Muthoot Gold loan branches near me. Google will show you a list of all the Muthoot Gold loan branches near and around you.

Processing Fees / Prepayment Charges on Gold Loan Seoni

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Seoni

CIBIL score is a 3-digit summary of your credit transactions. Each institution has a different criteria for the minimum score required to process a gold loan application in Gulma. Mostly institutions require atleast 750 or above as your CIBIL score to process your loan application.

It’s not just your CIBIL score that they look at. Some institutions also take a detailed look of your behavior in the previous loans taken. This might include details of the type of loan taken, the loan tenure, the amount borrowed and how quickly you paid your dues and the loan amount. Any delay in these payments in your previous loans would become hurdles for you in trying to avail a new loan. Make sure you have a decent CIBIL score before applying for a loan.

Gold Loan Seoni Agents

One of the top most leading gold loan agents in Seoni is Dialabank. You can now apply for it online our website and give us a call at 9878981166.

Dialabank will guide in choosing the best one between several other banks and NBFCs by offering you with an elaborate and a well structured market comparison with different banks so that you wouldn’t have to worry about the difficult information and procedures you would have to go through and thus make the right decision. Visit our website www.dialabank.com and just fill a simple form which would ask for some details and after which our customer relationship managers will contact you soon.

Gold Loan Seoni Contact Number

Contact us on 9878981166 and get the instant guidance and approcal for Gold Loan in Seoni right now.

Pre Calculated EMI Table for Gold Loan Seoni

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Seoni

Seoni is a city in the Seoni district of Madhya Pradesh. It is reachable by road by many major adjacent cities like Nagpur and Gold loan SeoniJabalpur. Seoni had a population of 102,343 in which 50.45% of the population are men and 49.55% of them are women. They also have an average literacy rate of 90.46% in which 94.71% of the literate population are men and 86.03% of the literate population are women. The languages spoken are Hindi. 


 

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