⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 5,121
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Sumerpur

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Major Gold Loan Providers in Sumerpur

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Sumerpur Features

Gold Loan Sumerpur

Facing a mild financial crisis?

Do you need to complete your unaccomplished tasks?

If Gold Loan is available for you, then why worry about anything? When you want to take a gold loan, there are several options you can consider for yourself. With negligible paperwork or documentation, you can get a secured loan from most banks.

Why Gold Loan Sumerpur?

Gold Loan Sumerpur has an objective to provide all its clients with the best affordable interest rates on gold loans. Getting a gold loan is the simplest task. If you have a gold article that you can put as collateral, half of the job is done for you. Otherwise, a good credit history along with a decent source of income increases your chances of getting all kinds of loans.

Also, you can take a loan of up to 75 percent of the gold’s market value, since the market price of the gold is ever-changing.

Gold Loan Sumerpur Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Sumerpur

  1. Proof of Identification can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Proof of Address can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof can be any of the following: Banker’s verification/cheque/Passport Copy/Driving License or other recognized documents.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Sumerpur

  1. Land Proof: In case of Agriculture Loan exceeding Rs. 1 lac. The proof is not needed for allied agriculture plans.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will manage).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Sumerpur

  1. The minimum age of the candidate should be 21 years and a maximum of up to 60 years.
  2. Must be an Indian national.


gold loan at 7%

हिंदी में पढ़े | தமிழில் படியுங்கள்

How to Apply for Gold Loan Sumerpur

Online Process to Apply for Gold Loan Sumerpur

You can apply for Gold Loan from any bank through Dialabank.

You must fill a simple online form.

After the submission of that form, you will be reverted by our representative. Moreover, you will be provided the document pick-up facility from us.

You can call on 9878981166 for more info.

Dialabank is regarded as the top platform to apply for a gold loan online. Several reasons behind this are:

  1. To provide the best financial services to customers in India, Dialabank is India’s first financial helpline
  2. There are no additional charges for applying for the gold loan online if using Dialabank.
  3. A high Loan-to-Value of your gold can be expected.
  4. The bank is well-reputed among customers for its improved processes.
  5. If you apply via Dialabank, you will get a low-interest rate on other banks as well.
  6. Dialabank provides a document-pickup facility from the customer’s doorstep for faster verification.
  7. The paperwork required is a minimum for Gold loans via Dialabank.
  8.  Our customer relationship managers are trained smartly to assist in the entire gold loan process.
Offline Process to Apply for Gold Loan Sumerpur

The applicant has an option to avail gold loan offline while sitting at home. For an offline process to apply for Gold Loan Sumerpur, you have to search a gold loan near you. In this process, Google will enlist all the branches of banks and NBFCs near you. You should select any of them according to your preference. Once you’re through it, you need to contact each of the banks separately. But, we at Dialabank can ease the process for you.

For further process, you have to visit some departments until your gold loan finally gets approved. Although the process differs from bank to bank.

In the end, Dialabank is the best platform to do your research for gold loans or even apply without taking much burden.

Processing Fees / Prepayment Charges on Gold Loan Sumerpur

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Sumerpur

The CIBIL score required for Gold Loan Sumerpur can be lower than 750 or higher. It doesn’t matter as long as you have the gold article to submit in the bank as collateral.

For other loans, the criteria could be different but for Gold Loans, you can proceed further without any eligibility requirements.

Gold Loan Sumerpur Agents

Dialabank is one of the reliable Gold Loan Sumerpur agents. You can apply at Dialabank online or give a ring at 9878981166

With a comprehensive market comparison of different banks and NBFCs, Dialabank gives the best options to choose from. We deliver complex information in simpler words for laymen to understand. Without confusing you with the data, you can make a wiser choice. For more info, you can visit the Dialabank website, register with your details, and submit the form. Once you submit it, our customer relationship managers will connect with you to help you throughout the journey of Gold Loan approval.

Gold Loan Sumerpur Contact Number

To contact Gold Loan Sumerpur, you can give a call on 9878981166 for help and approval.

Pre Calculated EMI Table for Gold Loan Sumerpur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Sumerpur

In the south part of the Pali district of Rajasthan, Sumerpur is a city and the headquarters of the Sumerpur revenue subdivision and Sumerpur Tehsil. The economy of this city primarily depends on agriculture. For people of the neighboring cities, it is a hub of agriculture. Sumerpur is considered an important junction for agriculture mandi for Pali, Sirohi, and Jalore districts.

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