Gold Loan Sumerpur

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    Gold Loan Sumerpur

    Major Gold Loan Providers in Sumerpur

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Sumerpur Features

    Gold Loan Sumerpur

    Facing a mild financial crisis?

    Do you need to complete your unaccomplished tasks?

    If Gold Loan is available for you, then why worry about anything? When you want to take a gold loan, there are several options you can consider for yourself. With negligible paperwork or documentation, you can get a secured loan from most banks.

    Why Gold Loan Sumerpur?

    Gold Loan online Sumerpur has an objective to provide all its clients with the best affordable interest rates on gold loans. Getting a gold loan is the simplest task. If you have a gold article that you can put as collateral, half of the job is done for you. Otherwise, a good credit history along with a decent source of income increases your chances of getting all kinds of loans.

    Also, you can take a loan of up to 75 percent of the gold’s market value, since the market price of the gold is ever-changing.

    Gold Loan Sumerpur Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit:  Jewel Loan Interest Rate

    Documents for Gold Loan Sumerpur

    1. Proof of Identification can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Proof of Address can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can be any of the following: Banker’s verification/cheque/Passport Copy/Driving License or other recognized documents.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Sumerpur

    1. Land Proof: In case of Agriculture Loan exceeding Rs. 1 lac. The proof is not needed for allied agriculture plans.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will manage).
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Sumerpur

    1. The minimum age of the candidate should be 21 years and a maximum of up to 60 years.
    2. Must be an Indian national.

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    How to Apply for Gold Loan Sumerpur

    Online Process to Apply for Gold Loan Sumerpur

    You can apply for Gold Loan from any bank through Dialabank.

    You must fill a simple online form.

    After the submission of that form, you will be reverted by our representative. Moreover, you will be provided the document pick-up facility from us.

    You can call on 9878981166 for more info.

    Dialabank is regarded as the top platform to apply for a gold loan online. Several reasons behind this are:

    1. To provide the best financial services to customers in India, Dialabank is India’s first financial helpline
    2. There are no additional charges for applying for the gold loan online if using Dialabank.
    3. A high Loan-to-Value of your gold can be expected.
    4. The bank is well-reputed among customers for its improved processes.
    5. If you apply via Dialabank, you will get a low-interest rate on other banks as well.
    6. Dialabank provides a document-pickup facility from the customer’s doorstep for faster verification.
    7. The paperwork required is a minimum for Gold loans via Dialabank.
    8.  Our customer relationship managers are trained smartly to assist in the entire gold loan process.
    Offline Process to Apply for Gold Loan Sumerpur

    The applicant has an option to avail gold loan offline while sitting at home. For an offline process to apply for Gold Loan Sumerpur, you have to search a gold loan near you. In this process, Google will enlist all the branches of banks and NBFCs near you. You should select any of them according to your preference. Once you’re through it, you need to contact each of the banks separately. But, we at Dialabank can ease the process for you.

    For further process, you have to visit some departments until your gold loan finally gets approved. Although the process differs from bank to bank.

    In the end, Dialabank is the best platform to do your research for gold loans or even apply without taking much burden.

    Processing Fees / Prepayment Charges on Gold Loan Sumerpur

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Sumerpur

    The CIBIL score required for Gold Loan Sumerpur can be lower than 750 or higher. It doesn’t matter as long as you have the gold article to submit in the bank as collateral.

    For other loans, the criteria could be different but for Gold Loans, you can proceed further without any eligibility requirements.

    Gold Loan Sumerpur Agents

    Dialabank is one of the reliable Gold Loan Sumerpur agents. You can apply at Dialabank online or give a ring at 9878981166

    With a comprehensive market comparison of different banks and NBFCs, Dialabank gives the best options to choose from. We deliver complex information in simpler words for laymen to understand. Without confusing you with the data, you can make a wiser choice. For more info, you can visit the Dialabank website, register with your details, and submit the form. Once you submit it, our customer relationship managers will connect with you to help you throughout the journey of Gold Loan approval.

    Gold Loan Sumerpur Contact Number

    To contact Gold Loan Sumerpur, you can give a call on 9878981166 for help and approval.

    Pre Calculated EMI Table for Gold Loan Sumerpur

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Sumerpur

    In the south part of the Pali district of Rajasthan, Sumerpur is a city and the headquarters of the Sumerpur revenue subdivision and Sumerpur Tehsil. The economy of this city primarily depends on agriculture. For people of the neighbouring cities, it is a hub of agriculture. Sumerpur is considered an important junction for agriculture mandi for Pali, Sirohi, and Jalore districts.

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.

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