Gold Loan Thiruvalla
A Person who needs immediate money without much documentation opts for a gold loan. Taking the loan against your gold assets means Gold Loan. Low-interest rates are offered by banks in case of a gold loan. Gold Loan Thiruvalla is the best way to take a loan if you have gold jewellery/ornaments to keep and it can actually save you from facing a financial crisis.
Why Applicant Should Choose Gold Loan Thiruvalla?
- Loan Amount – A maximum amount of Rs.1,00,000.
- EMI options – Hassle-free payment of EMIs.
- Instant liquidity – Enjoy liquidity of cash at any time. Generate instant money.
- Security – The customer can be relaxed their gold is in safe hands.
Know More – Gold Loan Interest Rate
Gold Loan Thiruvalla Interest Rates
Credit against the gold loan is much cheaper as compared to other loan instruments. Gold is considered a secured form of collateral from the lender’s perspective. Gold Loan Thiruvalla is the best option among a plethora of loan instruments. Gold Loan Thiruvalla interest rate changes according to the risk associated with asset.
- Loan Interest rate 9.90 % PA.
- Also, offer low processing fee 0.85%
- Further, pre-closer charges range from 0-2 %.
- Besides Tenure minimum of six months; maximum five year
- Lastly, Amount – Thousand to a crore.
| Bank | Interest Rate |
| HDFC Bank Gold Loan | 9.9% to 14% |
| Axis Bank Gold Loan | 10.50% to 16% |
| Private Bank Gold Loan | 10.75% to 16% |
| SBI Gold Loan | 9.5 % to 13% |
| Kotak Gold Loan | 11% to 14% |
| IIFL Gold Loan | 9.24% to 24% |
| Muthoot Gold Loan | 12% to 24% |
| Manappauram Gold Loan | 12% to 26% |
| PNB Gold Loan | 10.05% to 16% |
| Canara Bank Gold Loan | 9.75 % to 13% |
| Andhra Bank Gold Loan | 10.70% to 16% |
Documents Required for Gold Loan Thiruvalla
- Proof of Identity: Passport / Voters ID / Aadhar card / Driving License.
- Address Proof: Ration card/ Electricity Bill/ Passport /Trade license /Shop License/Sales Tax certificate.
- Signature Proof: Passport /Driving License/Banker’s verification/cheque.
- 2 coloured passport size photographs.
GOLD LOAN @ 0.75%*
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Additional Documents Required
- Land Proof – In case of Agriculture Loan of more than Rs 100000/- Proof is not required for agriculture purposes.
- Certificate by the Jewel Appraiser.
- A Demand Promissory Note.
- Income Proof – Salary Certificate and Form No.16.
Know More – Gold Loan: Factors to Remember
Features of Gold Loan Thiruvalla
- You could avail Loan up to Rs.1 Crore or more and up to 70% of value for any purpose.
- You get 100% Safety and Security of your Gold.
- Get your Loan confirmed in less than 30 minutes.
- Enjoy Anytime Liquidity.
- No EMI, Service only Interest and enjoy the Loan facility
- Lower Rate of interest
- Fast processing and simple documentation process.
- Overdraft limit varies as per market.
Gold Loan Thiruvalla Eligibility
- Firstly, The age of the customer should more than 18 years.
- After that, the customer should have citizenship in India.
- The customer should have gold in an appropriate form.
- Lastly, the quality of the gold should be 18 karats – 22 karats.
Know More – Gold Loan Per Gram
How to apply for a Gold loan?
- Visit us at DialaBank Website.
- Go to the loan section and click on the auto loan link.
- Fill out the form with details and submit the form.
- We will contact you in a short period of time.
- For further information please contact +91 9878981166.
About Thiruvalla
It is a town located in Pathanamthitta district of state Kerala, India. It is an easy and time-saving process to take Gold Loan only when you apply through Dialabank Website.
