Gold Loan Uppal

Gold Loan Uppal

There are various platforms to take loans from banks. Many types of loans are there in the market for the required customers like Home loan, Gold Loan, Car Loan, Personal loan. Gold Loan Uppal depends upon the needs of the individual for which type of loan they are looking. If a customer needs an immediate loan, then he should apply for the Gold Loan.

What is Gold Loan?

Gold Loan is the most comfortable way to get the loan. Gold Loan Uppal is mainly a process in which a customer pledges his or her gold ornaments as collateral with a gold loan company. Gold loan is very secure, so there is no need to worry for the customer and the lender. Gold Loan Uppal gets quickly disbursed.

Gold Loan Uppal Interest rates

Banks offer one of the lowest gold loan rates of 9.90 per annum, both for its existing bank customers as well as new borrowers. Gold Loan interest rate varies by the amount of loan, purity of gold, and loan to value ratio.

Know More – Gold Loan Interest Rate

Gold Loan Uppal Eligibility Criteria

In order to apply for a Gold Loan, you must be:

1. A citizen of India.
2. Gold should be of more than 10 grams.
3. A farmer, trader, salaried or self-employed professional, or businessman can apply for gold loan.
4. The applicant must be between 18 to 65 years.
5. Gold should be a minimum of 18 to 22 carrots.
6. The minimum loan amount is Rs.18000.

Benefits of Gold Loan Uppal

1. Faster processing: The process of taking a gold loan is faster than the other loans. It is beneficial for both the lender and the customer as well. Banks generally disburse the loan within a few hours.
2. Lower interest rates: As this is a secured loan, the bank provides lower interest rates as compared with the unsecured loan i.e. Personal Loan.
3. No processing fee: Many banks don’t charge any processing fee on Gold loans.
4. No income proof required: Generally, the lender doesn’t ask for the income proof as this loan is secured.
5. Safety of Gold: Your gold will be safe in lenders vault, so there is no need to worry.

Know More – Gold Loan: Factors to Remember

Documentation required for taking Gold Loan Uppal

1. Identity Proof: Voters ID card/ Driving License /Passport Copy
2. 2 passport size photographs.
3. Address Proof: Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/
4. Ration card/ Tel, Electricity Bill/ Rental bill
5. Signature Proof: Banker’s verification/Cheque /Passport Copy/Driving License.

Why Apply For Gold Loan Through Dialabank?

1. It is worthy if you apply for the gold loan through Dialabank, as it provides you many benefits and perks
2. The gold loan gets processed in no time.
3. You will get the loan amount disbursed within 15 minutes.
4. The whole process of gold loan is comfortable and hassle-free
5. All the assistance will be provided to you without any extra charges.
6. There is no need to pay any fees for any suggestions and guidance

How to apply online for Gold Loan Uppal?

1. Firstly visit our website www.dialabank.com
2. After that you need to fill a form with your basic details (make sure that you provide your valid contact so we can contact you for the4 further process).
3. Now, once you are done with all the formalities all you need to do is to sit and relax. Our relationship manager will contact you.
4. Our relationship manager will compare and select the best loaning scheme for you.
5. At last, after all the above process and selection of the banks you have to visit to the selected bank with your gold and get the required amount.

Know More –  Gold Loan Features and Benefits

About Uppal:

Uppal is a place in Hydrabad, India. It is very easy and effortless process to take gold loan, when you will apply through Dialabank. In gold loan, there is no need to mortgage any property as it is a secured loan. so, it is very beneficial for an individual to take a gold loan, all you have to do is to call on  +91 9878981166.