Gold Loan Vikarabad

AT 0.75%* INTEREST RATE
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Gold Loan Vikarabad

Major Gold Loan Providers in Vikarabad

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Vikarabad Features

No cash in the pockets? And now in great tension?

We have a solution to your problem and that is GOLD LOAN!gold Loan Vikarabad

This loan is very easy to apply as it requires very little paperwork. It is a secured loan and can be approved easily in 2-3 hours after the verification process.

Gold Loan Vikarabad provides money related help to the person at very low-interest rates. In order to get a gold loan, the person needs to have a good source of income, which will make the verification process even faster.

You will get a loan of up to 75% of the market price of gold. This is because the market price of gold varies from time-to-time.

Gold Loan Vikarabad Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Vikarabad

  1. The following documents are needed from the applicant:
    1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Kottakkal

    1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will arrange).
    4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Vikarabad

  1. Applicant’s nationality must be Indian
  2. The minimum age of the individual: 21 years and the maximum: 60 years.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Vikarabad

Online Process to Apply for Gold Loan Vikarabad

You can easily apply for the Gold Loan in available banks such as Private, Axis, HDFC and others through Dialabank online by filling up a simple user-friendly form.

In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep.

For further information, you can call on +919878981166 anytime.

Consider Dialabank as the best platform to apply for a gold loan online, because it is rated the best by its users. There are many reasons behind this, some of them are:

  1. Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
  2. Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
  3. You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
  4. Dialabank is connected with leading Banks such as HDFC, Private, Axis, Muthoot, Yes bank and many others.
  5. Besides that, the bank has a high reputation among its customers because of its best and fast services.
  6. Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
  7. Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
  8. Processing your gold loan through Dialabank requires minimum paperwork.
  9. Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Vikarabad

The applicant can apply for the loan in local branches too. For that, the applicant needs to search for GOLD LOANS NEAR ME on google. Then he/she will have to compare and check all the details and then choose the correct option. But Dialabank will do this whole process quicker and in a very easy manner. So instead of wasting a lot of time searching and finding the best choice, put your workload on Dialabank without thinking much that too free of cost. We are all time available as your best guide.

Processing Fees / Prepayment Charges on Gold Loan Vikarabad

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Vikarabad

No CIBIL score is required for Gold Loan, A gold article is a must.

A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.

It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.

Gold Loan Vikarabad Agents

The most trustworthy and the best agents for gold loan agents in Vikarabad is Dialabank. You can apply online at Dialabank or give a call at 9878981166

Dialabank will always help you to choose the best option for the application of your loans. Our company portrays the clear and sorted image of every bank and NBFCs by providing all the detailed market comparisons so that you don’t have to worry even a bit about complex processes and will help you to make the best choice.

Gold Loan Vikarabad Contact Number

Call 9878981166 and get instant help and get the quick approval of your Gold Loan in Vikarabad right now.

Pre Calculated EMI Table for Gold Loan Vikarabad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Vikarabad

Vikarabad is a town in the Vikarabad district in Telangana. It is located in the Vikarabad Mandal of Vikarabad’s revenue division. Vikarabad is famous for its higher education institutes. The population of Vikarabad is around 26,422.