Gold Loan Visnagar

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Visnagar

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Visnagar Features

Gold Loan Visnagar

If you are in dire need of money, and unable to figure out anything about your finances, your investments could save you from drowning anymore.

While the financial crisis is an undeniable thing, there are a lot of ways you could cope up with it. For instance, you can put your Gold as collateral in the bank and you’ll get a sufficient amount of money for your important tasks. Gold Loan is a secured loan where you could get money for keeping your gold as collateral. Unlike personal loans, it does not require strict paperwork.

Gold Loan Visnagar aids the customers by providing financial assistance at the best possible interest rates. For other loans, the candidate must stand with a rigid and stable source of income. Also, a good credit history stimulates the verification and loan approval process but for Gold loans, having a gold item is the only prerequisite.

Besides, a loan amount of up to 75 percent of the market price of gold can be obtained because of unpredictable variation in the market value of the gold.

Gold Loan Visnagar Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Visnagar

  1. Passport Copy, Electoral Photo ID card, Driving License, or Aadhaar can be used as Identity Proof.
  2. Ration Card, Electricity Bill, Telephone Bill, Passport Copy, Sales Tax Certificate, or other utility bills can be used as Residence Proof.
  3. Copy of Passport, Driving License, Banker’s verification, or Cheque can be used as Proof of Signature.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Visnagar

  1. Land Proof: If Agriculture Loan exceeds Rs. 1 lac, a proof is required. Otherwise, it is not required for allied agriculture plans.
  2. A Demand Promissory Note.
  3. The Jewel Appraiser Certification (Bank will coordinate).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Visnagar

  1. The minimum age of the applicant needs to be 21 years and a maximum of up to 60 years.
  2. The individual must be an Indian National or should have sufficient proof.

gold loan at 7%

How to Apply for Gold Loan Visnagar

Online Process to Apply for Gold Loan Visnagar

If you are looking to apply for the gold loan online, you can consider visiting the website of Dialabank.

Once you get there, you need to fill a simple online form with your personal and employment details.

Later on, our representative will connect with you to avail of the document pick-up facility at your doorstep.

You can also call at 9878981166 for more information.

Dialabank is regarded as an ideal online platform to apply for the gold loan because:

  1. Dialabank is India’s first financial helpline and serves customers all over India.
  2. Dialabank guides you for free without requesting for additional charges for applying for a gold loan online on its website.
  3. Borrowers always have an upper hand, since we provide high LTV of your gold.
  4. The bank is renowned for its good relationships with its customers due to its efficient service providing.
  5. You get a comparatively low-rate of interest while applying through Dialabank.
  6. Dialabank also provides a doorstep document pickup facility for all the customers to boost the verification process.
  7. Loan approval is a paperless process at Dialabank since negligible paperwork is required for Gold Loan.
  8. Besides, Our Relationship managers are skilled enough to guide customers throughout the Gold Loan process.

Offline Process to Apply for Gold Loan Visnagar

For offline applications, you need to search and explore gold loans near you. And, Google will provide you a list of banks and finance companies that you can consider. Once you select one of them, you have to connect with them for further progress. Contrary to the conventional system, Dialabank provides you all this information at the comfort of your home and without doing much mental work.

To get your gold loan approved, you will have to visit a few departments multiple times. Then, after a great amount of hard work and sweat, your gold loan will be approved. To save you from this traditional method, Dialabank provides document pick-up facility to accelerate the process

Processing Fees / Prepayment Charges on Gold Loan Visnagar

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Visnagar

Any CIBIL score would do the work while applying for a gold loan in Visnagar.

Gold Loan Visnagar Agents

Dialabank is one of the most reliable Gold Loan agents in Visnagar.  Give a call at 9878981166  or you can apply online at Dialabank.

To search the best banks and NBFCs for gold loans, Dialabank provides a structured and comprehensive market comparison. This helps customers in making a wiser decision. Without getting confused by unnecessary data, Dialabank ensures smarter choices. For more, you can visit our website, fill the form with personal and employment details. Once you do it, our relationship managers will get in touch with you.

Gold Loan Visnagar Contact Number

Dial 9878981166 for instant help and approval for Gold Loan in Visnagar right now.

Pre Calculated EMI Table for Gold Loan Visnagar

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Visnagar

Visnagar is a city as well as Taluka in the Mehsana district of Gujarat state. The city is known for its development. During British rule, Visnagar produced some of the biggest freedom fighters in India. Because of the manufacturing of copper pots, the city was also known as “Copper City”. Some of the tourist places in Visnagar are Doshabhai Garden and Dhariya Lake.


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