Gold Loan Visnagar

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    Gold Loan Visnagar

    Major Gold Loan Providers in Visnagar

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Visnagar Features

    Gold Loan Visnagar

    If you are in dire need of money, and unable to figure out anything about your finances, your investments could save you from drowning anymore.

    While the financial crisis is an undeniable thing, there are a lot of ways you could cope up with it. For instance, you can put your Gold as collateral in the bank and you’ll get a sufficient amount of money for your important tasks. Gold Loan is a secured loan where you could get money for keeping your gold as collateral. Unlike personal loans, it does not require strict paperwork.

    Jewel Loan Visnagar aids the customers by providing financial assistance at the best possible interest rates. For other loans, the candidate must stand with a rigid and stable source of income. Also, a good credit history stimulates the verification and loan approval process but for Gold loans, having a gold item is the only prerequisite.

    Besides, a loan amount of up to 75 percent of the market price of gold can be obtained because of unpredictable variation in the market value of the gold.

    Gold Loan Visnagar Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Visnagar

    1. Passport Copy, Electoral Photo ID card, Driving License, or Aadhaar can be used as Identity Proof.
    2. Ration Card, Electricity Bill, Telephone Bill, Passport Copy, Sales Tax Certificate, or other utility bills can be used as Residence Proof.
    3. Copy of Passport, Driving License, Banker’s verification, or Cheque can be used as Proof of Signature.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Visnagar

    1. Land Proof: If Agriculture Loan exceeds Rs. 1 lac, a proof is required. Otherwise, it is not required for allied agriculture plans.
    2. A Demand Promissory Note.
    3. The Jewel Appraiser Certification (Bank will coordinate).
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Visnagar

    1. The minimum age of the applicant needs to be 21 years and a maximum of up to 60 years.
    2. The individual must be an Indian National or should have sufficient proof.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Visnagar

    Online Process to Apply for Gold Loan Visnagar

    If you are looking to apply for the gold loan online, you can consider visiting the website of Dialabank.

    Once you get there, you need to fill a simple online form with your personal and employment details.

    Later on, our representative will connect with you to avail of the document pick-up facility at your doorstep.

    You can also call at 9878981166 for more information.

    Dialabank is regarded as an ideal online platform to apply for the gold loan because:

    1. Dialabank is India’s first financial helpline and serves customers all over India.
    2. Dialabank guides you for free without requesting for additional charges for applying for a gold loan online on its website.
    3. Borrowers always have an upper hand, since we provide high LTV of your gold.
    4. The bank is renowned for its good relationships with its customers due to its efficient service providing.
    5. You get a comparatively low  interest rate on Gold loan while applying through Dialabank.
    6. Dialabank also provides a doorstep document pickup facility for all the customers to boost the verification process.
    7. Loan approval is a paperless process at Dialabank since negligible paperwork is required for Gold Loan.
    8. Besides, Our Relationship managers are skilled enough to guide customers throughout the Gold Loan process.

    Offline Process to Apply for Gold Loan Visnagar

    For offline applications, you need to search and explore gold loans near you. And, Google will provide you a list of banks and finance companies that you can consider. Once you select one of them, you have to connect with them for further progress. Contrary to the conventional system, Dialabank provides you all this information at the comfort of your home and without doing much mental work.

    To get your gold loan approved, you will have to visit a few departments multiple times. Then, after a great amount of hard work and sweat, your gold loan will be approved. To save you from this traditional method, Dialabank provides document pick-up facility to accelerate the process

    Processing Fees / Prepayment Charges on Gold Loan Visnagar

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Visnagar

    Any CIBIL score would do the work while applying for Dialabank is one of the most reliable  per gram Gold Loan agents in Visnagar.  Give a call at 9878981166  or you can apply online at Dialabank.

    To search the best banks and NBFCs for gold loans, Dialabank provides a structured and comprehensive market comparison. This helps customers in making a wiser decision. Without g

    t Nu

    etting confused by unnecessary data, Dialabank ensures smarter choices. For more, you can visit our website, fill the form with personal and employment details. Once you do it, our relationship managers will get in touch with you.

    Gold Loan Visnagar Contacmber

    Dial 9878981166 for instant help and approval for Gold Loan in Visnagar right now.

    Pre Calculated EMI Table for Gold Loan Visnagar

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Visnagar

    Visnagar is a city as well as Taluka in the Mehsana district of Gujarat state. The city is known for its development. During British rule, Visnagar produced some of the biggest freedom fighters in India. Because of the manufacturing of copper pots, the city was also known as “Copper City”. Some of the tourist places in Visnagar are Doshabhai Garden and Dhariya Lake.