UCO Bank Gold Loan Per Gram

AT 0.75%* INTEREST RATE
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UCO Bank Gold Loan Per Gram

UCO Bank Gold Loan Per Gram is ₹ 3,800 to ₹ 4,350

UCO Bank Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 3,800 to ₹ 4,350
Eligible Age 18 to 75 years
Loan Amount Eligibility Rs. 1,000 to Rs. 2 Cr
Documents Required Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required.
Purity of Gold 18 carat to 22 carat
Type of Gold Gold jewellery and gold coins of 18-24 carats
Loan to Value Ratio 75% of the gold ornament’s market value

 

The Gold Loan Per Gram has various rates ranging from ₹ 3,800 to ₹ 4,350. These Gold Loan Per Gram have different Loan to Value Ratio, and these Loan to Value ratios range from 75%. And also the purity of the Gold ranges.

UCO Bank Gold Loan Calculator

  • The UCO Bank Gold Loan Calculator has various interest rates, and it also has multiple factors for these Gold Loan Calculators. Therefore, these Gold Loan Calculators are useful for multiple benefits in the UCO Bank.
  • UCO Bank Gold Loan Per GramGold’s purity plays a significant role and UCO Bank also has various Gold Loan Calculators. As these banks are helpful for the Gold Loan Interest rates, you can also avail the Gold Loan weight in the UCO Banks.
  • So in this way, you can use the Loan to Value Ratio also. This Loan to Value Ratio is helpful for 75% of the Gold Loan Per Gram. So the weight of the Gold Loan per gram in UCO Bank also offers various interest rates in the Gold Loan Calculator.

UCO Bank Gold Loan Rate Per Gram by Gold Purity

Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

  • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
  • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
  • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

  • Gold loan per gram offer for 22-carat jewellery will be between ₹ 4,620 to ₹ 4,956
  • Gold loan per gram offer for 20-carat jewellery will be between ₹ 3,795 to ₹ 4,178
  • Gold loan per gram offer for 18-carat jewellery will be between ₹ 3,460 to ₹ 3,784

UCO Bank Gold Loan Rates Per Gram

Updated - Gold Loan Per Gram Rate w.e.f Apr 26 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Historical Gold Loan Rates Per Gram

This Table Contains the Average Annual Gold Rate from 1965 - 2022
Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
2023 ₹ 54,699 1994 ₹ 4,598
2022 ₹ 52,950 1993 ₹ 4,140
2021 ₹ 50,045 1992 ₹ 4,334
2020 ₹ 48,651 1991 ₹ 3,466
2019 ₹ 35,220 1990 ₹ 3,200
2018 ₹ 31,438 1989 ₹ 3,140
2017 ₹ 29,667 1988 ₹ 3,130
2016 ₹ 28,623 1987 ₹ 2,570
2015 ₹ 26,343 1986 ₹ 2,140
2014 ₹ 28,006 1985 ₹ 2,130
2013 ₹ 29,600 1984 ₹ 1,970
2012 ₹ 31,050 1983 ₹ 1,800
2011 ₹ 26,400 1982 ₹ 1,645
2010 ₹ 18,500 1981 ₹ 1,800
2009 ₹ 14,500 1980 ₹ 1,330
2008 ₹ 12,500 1979 ₹ 937
2007 ₹ 10,800 1978 ₹ 685
2006 ₹ 8,400 1977 ₹ 486
2005 ₹ 7,000 1976 ₹ 432
2004 ₹ 5,850 1975 ₹ 540
2003 ₹ 5,600 1974 ₹ 506
2002 ₹ 4,990 1973 ₹ 279
2001 ₹ 4,300 1972 ₹ 202
2000 ₹ 4,400 1971 ₹ 193
1999 ₹ 4,234 1970 ₹ 184
1998 ₹ 4,045 1969 ₹ 176
1997 ₹ 4,725 1968 ₹ 162
1996 ₹ 5,160 1967 ₹ 103
1995 ₹ 4,680 1966 ₹ 84
1994 ₹ 4,598 1965 ₹ 72

Major Banks Gold Loan Per Gram Rate Comparison

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Tips to Get The Highest Gold Loan Amount from UCO Bank

  • There are many things one need to know for availing of the Highest Gold Loan Amount from the UCO Bank.
  • These factors include various things like Purity, weight and LTV ratio. To get the highest amount from UCO Bank you have to be aware of these factors and their changes.
  • The purity of the Gold also has fickle interest rates in UCO Bank and it has to be between 18-24 carat Gold. This Purity of Gold can affect the interest rates in UCO Bank. The weight of the Gold also has various interest rates and these Gold loan has different purity for Gold Loan in UCO Bank.
  • The Loan to Value ratio is useful for the Gold Loan Amount. This Gold Loan Amount is also helpful for the Gold Loan Amounts.

GOLD LOAN @ 0.75%*

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UCO Bank Gold Loan Per Gram FAQs

✅ What is UCO Bank Gold Loan scheme?

UCO Bank provides a loan against your gold. Any person in need of money can avail of this facility. The current rate per gram in UCO Bank is between ₹ 3,506 to ₹ 4,621.

How much Gold Loan does UCO Bank Provide per gram?

UCO Bank Gold Loan Per Gram rate is between ₹ 3,506 to ₹ 4,621. The price depends upon your gold and its purity

✅ How is UCO Bank Gold Loan Per Gram calculated?

The UCO Bank Gold Loan Per Gram amount depends upon the weight and purity of your Gold. UCO Bank Gold Loan Per Gram interest rate also considers various other factors like loan amount, loan tenure, relationship with the lender, and loan to value ratio.