Ujjivan Small Finance Bank Gold Loan Per Gram

GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Ujjivan Small Finance Bank Gold Loan Per Gram

    Ujjivan Small Finance Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621

    Ujjivan Small Finance Bank Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 3,506 to ₹ 4,621
    Eligible Age 18 to 75 years
    Loan Amount Eligibility Rs. 1,000 to Rs. 2 Cr
    Documents Required Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required.
    Purity of Gold 18 carat to 22 carat
    Type of Gold Gold jewellery and gold coins of 18-24 carats
    Loan to Value Ratio 25% of the gold ornament’s market value

     

    The Ujjivan Small Finance Bank has Gold Loan Per Gram rates of ₹ 3,506 to ₹ 4,621. This Loan to Value Ratio is 75% of the Gold Ornaments Market value. The Purity of the Gold Loan also ranges between 18 to 22-carat gold. And the Type of Gold in the Ujjivan Small Finance Bank is Gold Jewellery and gold coins of 18-24 carat gold.

    Ujjivan Small Finance Bank Gold Loan Calculator

    • You can use the Gold Loan Calculator in Ujjivan Small Finance Bank, and you can avail Ujjivan Small Finance Bank Gold Loan Per Gram by using some of the factors.
    • Ujjivan Small Finance Bank Gold Loan Per GramWhen coming to the purity of the Gold Loan, you can avail of these Gold Loan Purity in the range of 18-24 carat gold. This Carat gold has a lot of purity in it, and the weight of the Gold also plays a major role in the Ujjivan Small Finance Bank. This Ujjivan Small Finance Bank has a lot of benefits in the Gold Loan Calculator.
    • And the Loan to Value Ratio is also used in various Gold Loan Calculators. This Loan to Value Ratio is also helpful for various benefits in the Gold Loan Per Gram. And the Loan to Value Ratio is 75% in the Gold Loans.
    • The price of the Gold is important for the Gold Loan Per Gram as the Price of the Gold Loan Per Gram is based on the Purity of the Gold.

    Ujjivan Small Finance Bank Gold Loan Rate Per Gram by Gold Purity

    Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
    22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
    20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
    18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

    The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

    • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
    • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
    • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

    As you can see in the above table that the Ujjivan Small Finance Bank Gold Loan Per Gram are different as per the purity of the Gold. Based on the Purity of the Gold, only you can avail of the Ujjivan Small Finance Bank. The highest rates and the lowest interest rates for the Ujjivan Small Finance Bank are also different. The highest Gold Loan Per Gram amount is 4141, and the Lowest Gold Loan Per Gram amount is 2121.

    Ujjivan Small Finance Bank Gold Loan Rates Per Gram

    The following table shows the Ujjivan Small Finance Bank Gold Loan Rates Per Gram – Updated Sep 25 2021

    Updated - Gold Loan Per Gram Rate w.e.f Sep 25 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Historical Gold Loan Rates Per Gram

    The following table shows the Historical Gold Loan Rates Per Gram

    This Table Contains the Average Annual Gold Rate from 1964 - 2021
    Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
    1964 ₹ 63.25 1993 ₹ 4,140.00
    1965 ₹ 71.75 1994 ₹ 4,598.00
    1966 ₹ 83.75 1995 ₹ 4,680.00
    1967 ₹ 102.50 1996 ₹ 5,160.00
    1968 ₹ 162.00 1997 ₹ 4,725.00
    1969 ₹ 176.00 1998 ₹ 4,045.00
    1970 ₹ 184.00 1999 ₹ 4,234.00
    1971 ₹ 193.00 2000 ₹ 4,400.00
    1972 ₹ 202.00 2001 ₹ 4,300.00
    1973 ₹ 278.50 2002 ₹ 4,990.00
    1974 ₹ 506.00 2003 ₹ 5,600.00
    1975 ₹ 540.00 2004 ₹ 5,850.00
    1976 ₹ 432.00 2005 ₹ 7,000.00
    1977 ₹ 486.00 2006 ₹ 8,400.00
    1978 ₹ 685.00 2007 ₹ 10,800.00
    1979 ₹ 937.00 2008 ₹ 12,500.00
    1980 ₹ 1,330.00 2009 ₹ 14,500.00
    1981 ₹ 1,800.00 2010 ₹ 18,500.00
    1982 ₹ 1,645.00 2011 ₹ 26,400.00
    1983 ₹ 1,800.00 2012 ₹ 31,050.00
    1984 ₹ 1,970.00 2013 ₹ 29,600.00
    1985 ₹ 2,130.00 2014 ₹ 28,006.50
    1986 ₹ 2,140.00 2015 ₹ 26,343.50
    1987 ₹ 2,570.00 2016 ₹ 28,623.50
    1988 ₹ 3,130.00 2017 ₹ 29,667.50
    1989 ₹ 3,140.00 2018 ₹ 31,438.00
    1990 ₹ 3,200.00 2019 ₹ 35,220.00
    1991 ₹ 3,466.00 2020 ₹ 48,651.00
    1992 ₹ 4,334.00 2021 ₹ 50,045.00

    Major Banks Gold Loan Per Gram Rate Comparison

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Tips to Get The Highest Gold Loan Amount from Ujjivan Small Finance Bank

    • You can avail of the Highest Gold Loan Amount for the Ujjivan Small Finance Bank. For these, you need to know many things before availing of the Highest Gold Loan Amount.
    • This Gold Loan Amount has a purity of Gold. The Purity of the Gold also plays a significant role. The Purity of the Gold Loan is between 18-24 carat gold. This Gold Loan has a Loan Value Ratio. And these Loan to Value Ratio plays a significant role in the Gold Loan Per Gram in the Ujjivan Small Finance Bank.
    • You can also choose the Gold that has low gems and stones. And these Gold Loans has various benefits. For these Gold Loans, the price of the Gold also plays a major role. The Gold Loan has various benefits, and these include the Price of the Gold. The cost of gold and Gold purity plays a significant role.


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    Ujjivan Small Finance Bank impact on shares

    Ujjivan Small Finance Bank has many impacts on the Shares, and Ujjivan Small Finance Bank is of various share networks. And these Share Networks are useful for the Share markets. The brokerage of the Share markets is 75% in the Ujjivan Small Finance Bank.

    Ujjivan Small Finance Bank Gold Loan Per Gram FAQs

    ✅ What is Ujjivan Small Finance Bank Gold Loan scheme?

    Ujjivan Small Finance Bank gold loan is a scheme that provides a loan against your gold. Any person in need of quick lump sum money can avail of this facility that is offered by Ujjivan Small Finance Bank and other leading banks and non-banking financial companies. The current rate for Ujjivan Small Finance Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621.

     How much Gold Loan can I get per gram in Ujjivan Small Finance Bank?

    Depending upon the purity of your gold. Ujjivan Small Finance Bank Gold Loan Per Gram ₹ 3,506 to ₹ 4,621.

    ✅ How is Ujjivan Small Finance Bank Gold Loan Per Gram calculated?

    The Ujjivan Small Finance Bank Gold Loan Per Gram amount depends upon the purity of one’s gold and the current market gold rate. Ujjivan Small Finance Bank Gold Loan Per Gram interest rate is then calculated based upon several factors, including loan amount, loan tenure, relationship with the lender, and loan to value ratio.