Gold Loan Limbdi

Due to the worldwide acceptability of gold, it is a wise decision to acquire a Gold Loan.The gold is valued everywhere, irrespective of the particular location.The specific loan amount can be obtained through this loan that can be consumed for meeting the personal desires and luxuries of life.Minor details are required in the documentation process.

Why one should choose Gold Loan in Limbdi?

  1. No credit checks
  2. Minimal Documentation
  3. Easy repayment schemes
  4. No hidden charges
  5. Simple Procedures
  6. Fast Loan Approvals

Features of Gold Loan:

Following are the Features of Gold Loan:

  1. Rs 1 Crore of finances are attainable in these loans.
  2. Your gold deposits will remain safe and sound with the banks and NBFCs.
  3. The loans are available at any moment and anywhere in the country.
  4. The lower interest rates are applied to these loans if these loans are going to be utilized in agriculture.
  5. The number of papers which are asked for these loans is minimal.
  6. The processing time of these loans is in minutes.
  7. The loans also have the overdraft provisions.

Rate of Interest on Gold Loan Limbdi

  1. Interest rate: Minimum 10.5% p.a.
  2. Tenure: between 1 and 4 years
  3. Pre-Closure Charges: Between 0% and 2% of the outstanding charges

Eligibility for Gold Loan Limbdi

ELIGIBILITY

Age

Minimum: 18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum: 15k

Maximum: No Limit

Citizenship

Indian

Employment Status

Salaried

Self-employed 

 

Documents for Gold Loan Limbdi

  1. Borrower Identity: Two passport size colored photographs
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
  3. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows

  1. Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. Income proof: Salary Certificate and Form No.16.

About Limbdi:

The city of Limbdi is a municipality in Surendranagar district, the Indian state of Gujarat. Limbdi had a population of 40,067. It has a proud place in women's education.

How to Apply?

Apply online on www.dialabank.com

Check the eligibility        

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan

We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.