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Catholic Syrian Bank Gold Loan
Catholic Syrian Bank Gold Loan Key Features – Apply Now
Catholic Syrian Bank Gold Loan Interest Rate
5.88% per annum
Catholic Syrian Bank Gold Loan Rate Per Gram
₹ 2,900 to ₹ 3,450
Catholic Syrian Bank Gold Loan Processing Fee
1% of the Principal Loan Amount
Catholic Syrian Bank Gold Loan Amount
Up to Rs. 1 Crore (With Income Proof)
Catholic Syrian Bank Gold Loan Prepayment Charges
0-1%
Catholic Syrian Bank Gold Loan Repayment Tenure
Up to 36 Months
Catholic Syrian Bank Gold Loan Repayment Scheme
Bullet Payment Scheme, Overdraft Scheme
GOLD LOAN @ 0.49%*
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Advantages of Catholic Syrian Bank Gold Loan
No income and salary criteria– Catholic Syrian Bank Gold Loan does not require any documentation or validation of income or salary of the person. So even if you are unemployed and unsalaried, you can still avail of a gold loan. This is because you are pledging a valuable asset, i.e. gold in return of the money.
Can be provided in cases of bad credit history as well as low-income level.
Relatively Lower interest rates– Another advantage of taking Catholic Syrian Bank Gold Loan is that they are available at low-interest rates to say 5.88% per annum annually in comparison to the personal loans interest rates of 15-26% per annum.
You need to repay only the interest– You have the option to pay only the interest during the tenure of the entire Gold Loan, and at the end of tenure, you can pay the full borrowed amount in a single shot.
Total Convenience– The most convenient of all the loans is a gold loan. This is because in this all you have to do is pledge your gold with a bank or a private finance institute and the work is done. You can get a loan up to 80% or more of its market value immediately.
Less processing time– No tedious and lengthy documentation is required in the case of the Catholic Syrian Bank Gold Loan. Hence it can be resorted to in times of urgent needs. Banks take a few hours in the processing of the gold loan whereas some NBFC’s state that they only take a few minutes for the same task.
Foreclosure: Bank charges a borrower up to .50% on the principal outstanding in case of a Gold Loan Foreclosure.
You just need to call on 9878981144 for any queries.
GOLD LOAN @ 0.49%*
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How much loan can I get from Catholic Syrian Bank (CSB) Gold Loan
As per the latest gold prices, Catholic Syrian Bank (CSB) Gold Loan per Gram Rate is ₹ 2,900 to ₹ 3,450
Catholic Syrian Bank Gold Loan Per Gram
Catholic Syrian Bank Gold Loan Rates/ Gram
Weight
Loan on 18Cr Gold
Loan on 20Cr Gold
Loan on 22Cr Gold
Loan on 24Cr Gold
1 gm
2441
2723
3006
3288
10 gms
24410
27230
30060
32880
20 gms
48820
54460
60120
65760
30 gms
73230
81690
90180
98640
50 gms
122050
136150
150300
164400
100 gms
244100
272300
300600
328800
200 gms
488200
544600
601200
657600
300 gms
732300
816900
901800
986400
500 gms
1220500
1361500
1503000
1644000
GOLD LOAN @ 0.49%*
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About Catholic Syrian Bank (CSB) Gold Loan
Catholic Syrian Bank came into being in November 1920 in Thrissur. They are one of the many banks that were started in this city. The city has the highest number of banks in the south. The bank is a provider of many financial services, such as loans, insurance and money transfer, and much more. One of the recent products launched by them is the gold loan.
The Catholic Syrian Bank provides finance of ₹ 2,900 to ₹ 3,450 per gram in their Kanakashree Gold Loan Scheme at an Interest Rate of 7.0% per annum. However, if a person applies for a loan on their agricultural land they provide a discount on the interest rate.
Catholic Syrian Bank (CSB) Gold Loan Interest Rate is 5.88% per annum.
Catholic Syrian Bank (CSB) Gold Loan Rate Per Gram is ₹ 2,900 to ₹ 3,450.
Catholic Syrian Bank (CSB) Gold Loan Tenure is 36 months.
Catholic Syrian Bank (CSB) Gold Loan processing fee is 1% + GST.
GOLD LOAN @ 0.49%*
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Catholic Syrian Bank Gold Loan Eligibility
Catholic Syrian Bank Gold Loan is a financial product provided by the bank which caters to your needs of short term or long term funds. It is easy to avail of commercial service provided by the Catholic Syrian Bank (CSB) at low rates of interest and also requires minimal documentation for the same. Catholic Syrian Bank gives you the Loan amount within an hour of application as the valuation and approval process is quickly done, keeping in mind your urgency regarding the need for funds.
Major Eligibility criteria for availing of the Catholic Syrian Bank Gold Loan is:
Age
18-70 years of age
Nationality
Indian
Employment Status
Salaried, Self-Employed
Gold Quality
Minimum 18 Carats
GOLD LOAN @ 0.49%*
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Catholic Syrian Bank Bank Gold Loan At Home
With the changing requirements of the times, Catholic Syrian Bank Bank has devised a simple yet effective solution that will simplify your life. Just as you can get groceries, clothes, and other necessities delivered to your door, you can now acquire a gold loan from the comfort of your own home.
Catholic Syrian Bank Gold Loan At Home is a one-step option if you are in urgent need of finances, are too busy to visit a bank, or prefer social distancing. The procedure is simple to follow. To apply for a gold loan, you must first contact us by phone. Our executive from the nearest branch will pay you a visit as soon as possible.
Following are some of the benefits of Catholic Syrian Bank Gold Loan At Home:
Faster processing
Attractive interest rates
Maximum value of gold
Flexible repay tenures
Easy payment options
No additional charges
24*7 customer support
Full security of the gold
No hidden fees
Service at your doorstep within 30 minutes
Catholic Syrian Bank (CSB) Gold Loan Documents Required
Gold Loan or Loan Against Gold is a loan product offered to the borrowers by the Catholic Syrian Bank wherein funds are provided for fulfilling the financial needs of the applicant. The gold ornaments of the applicant are kept as security by the bank in exchange for the funds. The entire Catholic Syrian Bank Gold Loan process is hassle-free and easy to get with minimal documentation. The bank ensures the high security of your gold ornaments till the Loan is closed.
Documents required for Applying for Catholic Syrian Bank Gold Loan are :
A duly filled and signed Gold Loan application form shall be submitted along with the following documents:
Photographs
2 Passport Size
Identity Proof
Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)
Residence Proof
Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House, then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)
Agricultural Land Proof
Required only if the Loan is taken for Agricultural Purpose
**Any other documents as requested by the bank shall be duly submitted.**
GOLD LOAN @ 0.49%*
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Catholic Syrian Bank Gold Loan Interest Rate, Fees and Charges
Catholic Syrian Bank Gold Loan can fulfil all your urgent short-term and long-term monetary requirements. The rate of interest that you will be charged depends on the total loan amount as well as the quality/purity of the gold you are to keep as security with the bank. Gold Loan interest rates offered by the Catholic Syrian Bank are lower in comparison to other loans because it is a fully secured loan.
You can also apply with Dialabank by following the below-mentioned steps to get a Gold Loan as per your need.
Fill a basic form by visiting Dialabank over the network.
Get in touch with our Relationship Manager for further assistance with your Gold Loan.
Get the best Gold Loan assistance for yourself without any hidden charges applied.
Dialabank provides a long list comparison of various options available and helps you choose the best among them
Catholic Syrian Bank Gold Loan EMI Calculator
How to Pay Your Catholic Syrian Bank (CSB) Gold Loan EMI?
Your Catholic Syrian Bank gold advance can be reimbursed in the following three different ways.
Standing Instruction (SI): Catholic Syrian Bank provides this option of repayment for its existing customers. Allocate your account with the loan and the EMI will be deducted on its own at the end of the cycle.
Electronic Clearing Service (ECS): Non-Catholic Syrian Bank account holders can repay the loan through this method. Attaching their account with the loan of the Catholic Syrian Bank will deduct the EMI amount at the month-end cycle.
Post-Dated Checks (PDC): Individuals can submit post-dated checks against the Gold Loan at the nearest Loan Branch of the Catholic Syrian Bank.
GOLD LOAN @ 0.49%*
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Gold Loan agent Contact Number
You just need to call on 9878981144 for any queries.
Gold Ornaments Accepted by Catholic Syrian Bank (CSB)
Gold jewellery such as Gold Bangles, Gold rings, Gold anklets, and Gold necklaces, all of these are accepted for availing a Gold Loan.
Quality: The quality of gold should lie between 18 Carat to 22 Carat. Any gold ornament which is 24 Carat, cannot be used for availing a gold loan.
GOLD LOAN @ 0.49%*
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Use of Catholic Syrian Bank Gold Loan
The funds acquired by availing the Catholic Syrian Bank Gold Loan service can be used for several purposes such as:
Use it on your any personal need like travel or any other regular hobbies.
Avail Gold Loan for agricultural purposes.
Buy raw materials or invest directly on your business at lower interest rates.
GOLD LOAN @ 0.49%*
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Catholic Syrian Bank Agricultural Jewel Loan Scheme
Scheme
Catholic Syrian Bank Agricultural Jewel Loan Scheme
Interest Rate
Starting from 5.88% per annum (depends on the sum of the loan
Least amount of Loan
Depends on the value of the jewel which is being kept as security
Loan period
Adjustment of advance sum inside 2 months from the date of reap of yields
Benefits of Catholic Syrian Bank Agricultural Jewel Loan Scheme
Catholic Syrian Bank charges a processing fee of up to ₹ 500
Minimum of ₹ 300 charge, that is 0.30% of the loan amount, applies to the amount ranging from above ₹ 20,000 – less than ₹ 20 lakh
0.28% of the credit sum, subject to at least Rs.1,500 applies to the amount more than Rs.5 lakh however under Rs.1 crore.
GOLD LOAN @ 0.49%*
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Catholic Syrian Bank Gold Loan Overdraft Scheme
Catholic Syrian Bank offers an Overdraft Scheme. With this, the loan amount is provided as an overdraft facility. It functions as a Credit Card, where you can spend your Gold Loan Amount as per your wishes, anytime anywhere. The overall loan amount will have a Credit/Loan Limit. In the Catholic Syrian Bank Gold Loan Overdraft facility, the bank charges interest only on the amount you withdraw/utilize.
FAQs About Catholic Syrian Bank (CSB) Gold Loan
✅ What is Catholic Syrian Bank Gold Loan?
Catholic Syrian Bank gold loan is an easy and hassle-free process. The bank provides quick disbursal with a low rate of interest and flexible modes of repayment. The bank charges low processing fees and also takes the responsibility of your gold ornaments to the fullest. You can avail loans for a minimum of Rs 25000 and a maximum of Rs. 10 lacs.
✅ How Can I Get Gold Loan?
You can apply for Gold Loan either offline or online. Visit the nearest branch with your gold and fill an application form or apply online at Dialabank to avail of personalized assistance. You can call us on the number 9878981144 in case of any queries.
✅ How much Gold Loan Can I get per gram from Catholic Syrian Bank?
The Catholic Syrian Bank (CSB) Gold Loan Rate Per Gram is ₹ 2,900 to ₹ 3,450. CSB per gram rate for Gold Loan varies based on the purity of your gold. CSB Bank provides funding of up to 75% of your gold’s market value.
✅ How Does Catholic Syrian Bank Gold Loan work?
All you have to do is take a minimum of 10 grams of gold ornaments to the bank and fill up some documents. The bank gives the maximum value for your gold with low processing charges and quick disbursal. You can take loans from a minimum of Rs. 25000 and a maximum of Rs. 10 lacs.
✅ What is the Gold Loan interest rate in Catholic Syrian Bank?
Catholic Syrian Bank (CSB) Gold Loan Interest Rate i 5.88% per annum. The bank also charges a processing fee on the loan amount sanctioned.
✅ How to check gold loan status in Catholic Syrian Bank?
Checking your gold loan status in the Catholic Syrian Bank is an easy process. All you have to do is provide the bank with your application details on its web portal or its mobile app. You can also visit the nearest branch or call CSB on their customer care number.
✅ How to calculate gold loan interest in the Catholic Syrian Bank?
If you want to calculate the amount of interest you are liable to pay, subtract the principal value from the final amount.
✅ What is the maximum gold loan amount I can avail of on a gold loan from Catholic Syrian Bank?
With the Catholic Syrian Bank, you can avail a minimum loan amount of Rs. 25000 and a maximum of Rs. 10 lakhs. This amount depends on many factors such as the gold ornaments you give as collateral, your income etc.
✅ What is the loan tenure of the Catholic Syrian Bank gold loan?
The loan tenure for CSB extends up to a year. You can also renew your gold loan once your tenure ends.
✅ How much processing fee is applicable to the Catholic Syrian Bank Gold loan?
The processing fee is charged by the banks to process your loan. CSB charges a processing fee of 1% of the loan amount.
✅ What are the charges for pre-payment in the Catholic Syrian Bank gold loan?
Prepayment helps reduce the burden of your EMIs because you can pay off your loan before the tenure ends, partially or in full. For this option, you have to pay a prepayment fee of 0-1% of the loan amount.
✅ How to renew Catholic Syrian Bank Gold Loan online?
Renewal of CSB Bank Gold Loan is a simple and hassle-free process wherein you just need to reach the branch with all loan-related documents and get the gold kept as security evaluated according to the new prices and accept the new terms for the renewal.
✅ How to pay Catholic Syrian Bank Gold loan interest online?
CSB Bank has various ways through which you can repay your Gold Loan. The most common being monthly interest deduction from your bank account in the form of EMIs.
✅ What if I can’t pay the interest on the Catholic Syrian Bank Gold loan for 3 months?
If someone defaults the CSB Bank Gold Loan repayment, then the bank charges a penalty fee. Also, defaulting on your Loan gives the bank the legal right to auction your gold.
✅ How can I apply for the EMI moratorium on the Catholic Syrian Bank Gold loan?
A moratorium can be applied for by giving your application details to the bank by visiting the branch or going to its online portal or the I-mobile app. This can only be done until 5 days before the due date of your EMI payment.
✅ How to pay the Catholic Syrian Bank Gold loan through credit card?
You can’t repay a gold loan through a credit card. You have many other options such as debit cards, DDs, cheques, cash, net banking, or even PayTM.
✅ What is the Overdraft Scheme for Catholic Syrian Bank Gold Loan?
Catholic Syrian Bank does provide an Overdraft Scheme and the overall loan amount will have a Credit/Loan Limit. In the Catholic Syrian Bank Gold Loan Overdraft facility, the bank charges interest only on the amount that you will withdraw/utilize.
✅ What is the Catholic Syrian BankGold Loan closure procedure?
Once the loan is paid, the bank will close your gold loan immediately.
✅ What is the Catholic Syrian Bankcustomer care number?
9878981144 is the customer care number of the Catholic Syrian Bank.
✅ What is Catholic Syrian BankGold Loan Preclosure charges?
The bank decides what the preclosure charges are from time to time.
✅ What is the maximum gold loan tenure?
The maximum gold loan tenure of Catholic Syrian Bank is up to 36 months
✅ What is the minimum gold loan tenure?
The minimum gold loan tenure of Catholic Syrian Bank is 12 months
✅ What are the foreclosure charges of the Catholic Syrian Bank Gold Loan?
Catholic Syrian Bank charges an interested borrower up to .50% on the principal amount in case of a Gold Loan Foreclosure.
