Major Gold Loan Providers in Balachaur
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
3 months to 24 months
9 months to 24 months
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Pay Only Interest Facility
Gold Rate Per Gram
Gold Loan Balachaur Features
Running out of your finances?
Facing an uncertain financial crisis?
While the gold loan is available for you, you should not be worrying about small things. With minimal paperwork and documentation, you can get your gold loan approved within 48 hours or less after the verification process.
Gold Loan Balachaur will guide you to get gold loans at the best affordable interest rates. To apply for any loan, a person with a good credit history and a steady source of income will have an added advantage over others. All these things make the verification and approval process easier.
However, you will get a gold loan of only up to 75 percent of the market value of gold, this is mainly due to fluctuations in the gold’s market price.
Gold Loan Balachaur Interest Rates
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Balachaur
- Identity Proof: Voter ID /Ration card /Aadhaar card /Passport/ Any other Govt. recognized ID.
- Address Proof: Telephone Bill/ Electricity Bill/ Rental bill /Trade license/Aadhaar card /Shop & Est., License/Sales Tax certificate/ Any other utility bills.
- Signature Proof: The documents required as signature proof includes: Passport Copy/Banker’s verification/cheque/ Driving License
- Documents required for agriculture loans: Income proof and Land proof.
- Others: Two passports sized colored photographs and a demand promissory note.
Eligibility Criteria for Gold Loan Balachaur
- For eligibility, a person’s minimum age should be 21 years and maximum should be 60 years.
- The candidate should be recognized as an Indian national.
GOLD LOAN @ 0.49%*
How to Apply for Gold Loan Balachaur
Online Process to Apply for Gold Loan Balachaur
You can apply for Gold Loan Balachaur through the website of Dialabank. To start with, you need to fill a simple online form with some details. Later on, our representative will get in touch with you to assist further. Also, we will avail the document pick up facility from your doorstep to speed-up the process.
Dialabank is considered as a leading platform for a digital gold loan application, here are the reasons why it is people’s favorite:
- To provide loans across the nation, Dialabank is India’s first established financial help to provide instant help.
- Dialabank guides the customers without charging any additional fees for applying via their website.
- Customer’s relief is our priority. Thus, you will get high LTV (Loan-to-Value) of your gold.
- Dialabank holds a good reputation in the market because of its fast and best services.
- You can avail of low gold loan interest rate on Gold Loan from other banks while applying gold loan though Dialabank.
- To save the customer from physical labor, we provide document pickup facilities from the doorstep of their home.
- Least paperwork or documentation is required while using Dialabank.
- In the end, our relationship managers will connect with you for further assistance.
Offline Process to Apply for Gold Loan Balachaur
To apply offline, the process is similar for all the banks. You can search on Google for the Gold Loan banks near you, and it will enlist all the nearby banks and finance companies that can help you. Once you select any of them according to your knowledge and preference, you can contact the bank.
Loan approval is a hectic process. You will need to visit those banks repetitively until the gold loan is approved. Though it may depend a lot on the bank’s services, it consumes a lot of your time and energy. Thus, you can visit the Dialabank website and seek the right choice for you.
Processing Fees / Prepayment Charges on Gold Loan Balachaur
CIBIL Score Required for Gold Loan Balachaur
Major banks and NBFCs will provide you a loan without asking for your CIBIL score.
Gold Loan Balachaur Agents
At present, Dialabank is one of the competent gold loan agents in Balachaur. For the best experience, you can visit Dialabank online or make a call at 9878981144.
By comparing different banks and NBFCs, Dialabank comes with a structured market comparison that helps you make the right choice for yourself. Without getting involved in the complexities of the gold loan, you can avail of one easily. You just need to visit our website, fill a simple form with your details. And, our customer relationship manager will help you in the entire process.
Gold Loan Balachaur Contact Number
For Gold Loan Balachur, you can get instant help and approval by calling at 9878981144
Pre Calculated EMI Table for Gold Loan Balachaur
Balachaur is a small yet beautiful town in the Shaheed Bhagat Singh Nagar District of Punjab. The city might be smaller in area, but can be a good place for local tourism. Popular attractions of Balachaur are – Virasat-e-Khalsa, Laxmi Narayan Mandir, Pandoh Dam, Chindi, and many other places. Besides, one can visit nearby cities of Punjab and Himachal Pradesh for a better experience.
हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन बलाचौर
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
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Table of Contents
- 1 Major Gold Loan Providers in Balachaur
- 2 Gold Loan Balachaur Features
- 3 Gold Loan Balachaur Interest Rates
- 4 Documents for Gold Loan Balachaur
- 5 Eligibility Criteria for Gold Loan Balachaur
- 6 How to Apply for Gold Loan Balachaur
- 7 Processing Fees / Prepayment Charges on Gold Loan Balachaur
- 8 CIBIL Score Required for Gold Loan Balachaur
- 9 Gold Loan Balachaur Agents
- 10 Pre Calculated EMI Table for Gold Loan Balachaur
- 11 About Balachaur