Gold Loan Balachaur

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    Gold Loan Balachaur

    Major Gold Loan Providers in Balachaur

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Balachaur Features

    Gold Loan Balachaur

    Running out of your finances?

    Facing an uncertain financial crisis?

    While the gold loan is available for you, you should not be worrying about small things. With minimal paperwork and documentation, you can get your gold loan approved within 48 hours or less after the verification process.

    Gold Loan Balachaur will guide you to get gold loans at the best affordable interest rates. To apply for any loan, a person with a good credit history and a steady source of income will have an added advantage over others. All these things make the verification and approval process easier.

    However, you will get a gold loan of only up to 75 percent of the market value of gold, this is mainly due to fluctuations in the gold’s market price.

    Gold Loan Balachaur Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Balachaur

    1. Identity Proof: Voter ID /Ration card /Aadhaar card /Passport/ Any other Govt. recognized ID.
    2. Address Proof: Telephone Bill/ Electricity Bill/ Rental bill /Trade license/Aadhaar card /Shop & Est., License/Sales Tax certificate/ Any other utility bills.
    3. Signature Proof: The documents required as signature proof includes: Passport Copy/Banker’s verification/cheque/ Driving License
    4. Documents required for agriculture loans: Income proof and Land proof.
    5. Others: Two passports sized colored photographs and a demand promissory note.

    Eligibility Criteria for Gold Loan Balachaur

    1. For eligibility, a person’s minimum age should be 21 years and maximum should be 60 years.
    2. The candidate should be recognized as an Indian national.

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    How to Apply for Gold Loan Balachaur

    Online Process to Apply for Gold Loan Balachaur

    You can apply for Gold Loan Balachaur through the website of Dialabank. To start with, you need to fill a simple online form with some details. Later on, our representative will get in touch with you to assist further. Also, we will avail the document pick up facility from your doorstep to speed-up the process.

    Dialabank is considered as a leading platform for a digital gold loan application, here are the reasons why it is people’s favorite:

    1. To provide loans across the nation, Dialabank is India’s first established financial help to provide instant help.
    2. Dialabank guides the customers without charging any additional fees for applying via their website.
    3. Customer’s relief is our priority. Thus, you will get high LTV (Loan-to-Value) of your gold.
    4. Dialabank holds a good reputation in the market because of its fast and best services.
    5. You can avail of low gold loan interest rate on Gold Loan from other banks while applying gold loan though Dialabank.
    6. To save the customer from physical labor, we provide document pickup facilities from the doorstep of their home.
    7. Least paperwork or documentation is required while using Dialabank.
    8. In the end, our relationship managers will connect with you for further assistance.
    Offline Process to Apply for Gold Loan Balachaur

    To apply offline, the process is similar for all the banks. You can search on Google for the Gold Loan banks near you, and it will enlist all the nearby banks and finance companies that can help you. Once you select any of them according to your knowledge and preference, you can contact the bank.

    Loan approval is a hectic process. You will need to visit those banks repetitively until the gold loan is approved. Though it may depend a lot on the bank’s services, it consumes a lot of your time and energy. Thus, you can visit the Dialabank website and seek the right choice for you.

    Processing Fees / Prepayment Charges on Gold Loan Balachaur

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Balachaur

    Major banks and NBFCs will provide you a loan without asking for your CIBIL score.

    Gold Loan Balachaur Agents

    At present, Dialabank is one of the competent gold loan agents in Balachaur. For the best experience, you can visit Dialabank online or make a call at 9878981144.

    By comparing different banks and NBFCs, Dialabank comes with a structured market comparison that helps you make the right choice for yourself. Without getting involved in the complexities of the gold loan, you can avail of one easily. You just need to visit our website, fill a simple form with your details. And, our customer relationship manager will help you in the entire process.

    Gold Loan Balachaur Contact Number

    For Gold Loan Balachur, you can get instant help and approval by calling at 9878981144

    Pre Calculated EMI Table for Gold Loan Balachaur

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Balachaur

    Balachaur is a small yet beautiful town in the Shaheed Bhagat Singh Nagar District of Punjab. The city might be smaller in area, but can be a good place for local tourism. Popular attractions of Balachaur are – Virasat-e-Khalsa, Laxmi Narayan Mandir, Pandoh Dam, Chindi, and many other places. Besides, one can visit nearby cities of Punjab and Himachal Pradesh for a better experience.

    हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन बलाचौर

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.

     

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