Major Gold Loan Providers in Bhiwadi
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Bhiwadi Features
No cash left? No solution now?
Dialabank has got the solution for you. The solution is a GOLD LOAN!
The loan is easily provided as very little paperwork is needed. It is a secured loan and it is provided in only 2-3 hours,
Financial aid is provided at very cheap rates. In order to get the loan, a person must have a proper income source for a faster verification process.
The provided loan is up to 75% of the market price of gold. The reason is the fluctuations in the prices of gold.
Gold Loan Bhiwadi Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Bhiwadi
Applying for a gold loan, there is a requirement of Address proof is necessary (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est License/Sales Tax certificate: any one of these). Secondly, proof of identity(Passport Copy/ Voters ID card/ Driving License/Aadhaar card: any one of these). Thirdly, 2 Passport sized photographs. And lastly, signature proof (Passport Copy/Driving License/Banker’s verification/cheque: any one of these).
Additional Documents Required for Gold Loan Bhiwadi
You will have to submit the Certificate from the Jewel Appraiser (that bank will arrange), a Land Proof (In case of Agriculture Loan of more than Rs. 1 lac, The proof is not required for allied agriculture purposes), a Demand Promissory Note, and lastly, Income Proof that includes a Salary Certificate and Form No.16.
Eligibility Criteria for Gold Loan Bhiwadi
The minimum age of the applicant must be above 21 years and the maximum of up to 60 years and the nationality of the person must be Indian.
GOLD LOAN @ 0.75%*
APPLY NOW
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Bhiwadi
Online Process to Apply for Gold Loan Bhiwadi
Applying for a gold loan at Dialabank is very easy. For that, Fill the form online and then the representative will call you and provide all the details to the customer.
For more info, you may call at 9878981166 anytime you want.
Dialabank is the most appropriate option for applying for gold loans. There are many benefits as given below:
- Dialabank provides services free of cost, as we do not charge any extra fees from the customers for applying for a gold loan.
- You will get quick services and very fewer interest rates.
- On applying via Dialabank, you will get high LTV on your gold.
- Dialabank provides financial help to all the customers in the country.
- Very less paperwork is required for verification.
- In the end, our executives are trained in an amazing way to guide you in the right manner.
Offline Process to Apply for Gold Loan Bhiwadi
The person has the option of applying for the loan in nearby branches also. Then, the person searches for GOLD LOANS NEAR ME on GOOGLE. Then the person will have to decide the best option according to his requirements. Even after doing so many efforts, a wrong decision can be taken. So instead of wasting ample time in searching the best option, put all your worries on Dialabank. We will do this whole procedure more easily.
Processing Fees / Prepayment Charges on Gold Loan Bhiwadi
CIBIL Score Required for Gold Loan Bhiwadi
A good CIBIL score is very important for applying for a gold loan. Every leading foundation has a minimum CIBIL score as 750. In addition, information about the previous loan is also required. Details like- the loan type and the loan amount borrowed; is necessary to be submitted. Any problems with previous payments will lead to a barrier in providing further loans. So, please check out these details before applying for the loan.