Gold Loan Chitradurga


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Gold Loan Chitradurga

Major Gold Loan Lenders in Chitradurga

The leading banks and NBFCs of Gold Loan Chitradurga are as follows:

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Chitradurga Features

Gold Loan Chitradurga

Are you worried about your cash reserves?

Do you need more money for buying important things?

Gold Loans are helpful in every financial crisis. If you don’t have any savings left, you can consider taking a gold loan. This secured loan needs minimum paperwork and gets approved easily.

Why Gold Loan Chitradurga?

Gold Loan Chitradurga provides feasible interest rates on Gold Loans to all its customers. With minimum paperwork, the only requirement for Gold Loan is gold ornaments or articles.

Other than that, one needs to have a good credit history along with a healthy source of income to get their loan approved and verified easily.

Besides, the fluctuation in the market price of gold enables you to secure up to 75 percent of the gold value as the sanctioned loan amount.

Gold Loan Chitradurga Interest Rates

Check latest interest rates of gold loan at dialabank.

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
ICICI Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Chitradurga

  1. Proof of Identity (any one of these required): Passport Copy/ Driving License/Aadhaar card/ Electoral Photo ID card or any government recognized ID.
  2. Address Proof (any one of these required): Ration card/Electricity Bill/ Rental bill/ Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof : Driving License/Cheque/Banker’s verification/Copy of Passport or Other recognized certificates.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Chitradurga

  1. Land proof: If the applicant wants to avail of a gold loan of more than Rs. 1 lakh for agricultural purposes, the proof of agricultural land needs to be presented before the bank.
  2. The applicant may have to present a Demand Promissory Note before the bank.
  3. Bank will arrange a Certificate of Jewel appraiser for the borrower.
  4. Income Proof: The applicant can be asked to show the Salary Slip of the past 3 months and Form No.16 before the bank or PAN card as well.

Eligibility Criteria for Gold Loan Chitradurga

  1. Applicants should not be more than 60 years and less than 21 years.
  2. The applicant should possess Indian nationality and satisfactory documents to prove the same.

GOLD LOAN @ 0.49%*



How to Apply for Gold Loan Chitradurga

Online Process to Apply for Gold Loan Chitradurga

Dialabank serves you to apply online for availing gold loans by simply filling the application form on its website with your details.

Once you do it, you’ll receive a call from our representative to support you further. We also serve you with our document pickup service for the faster verification process.

For more info, you can always contact 9878981144

As a prominent website for availing of gold loans, Dialabank has so many reasons to go ahead in the market. Here are some of them:

  1. The objective of Dialabank is to serve PAN India customers. Hence, it provides the best financial services to everyone.
  2. Dialabank can be used for free. We don’t charge you any additional fees or pay for availing of a gold loan via Dialabank.
  3. We provide you with a high LTV on your gold to keep borrowers financially secured.
  4. Dialabank is renowned for its good repute among the customers because of its fast and best services.
  5. You will get a low-interest rate if you apply by Dialabank.
  6. For the easy document verification process, we provide you with the document pick-up facility.
  7. You can save a lot of paper and time at Dialabank since the availing of a gold loan requires minimum paperwork.
  8. To guide you in this complete process, our customer relationship managers are trained smartly.
Offline Process to Apply for Gold Loan Chitradurga

You can avail of an offline gold loan by seeking the banks and finance companies near you. Once you see most of them, you can select one and contact them. Moreover, you’ll need to visit them for further progress. To reduce your work, Dialabank advises you for free about the banks and NBFCs that you should consider for yourself.

Taking a loan demands a lot of time. You need to visit some departments periodically to get your loan approved. Thereby, Dialabank solves all your inquiries by providing you a single point of contact for all your problems, i.e Customer Relationship Manager.

Processing Fees / Prepayment Charges on Gold Loan Chitradurga

Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Muthoot Gold Loan
Manappauram Gold Loan
PNB Gold Loan
0.70% to 1%
Canara Bank Gold Loan
Andhra Bank Gold Loan

CIBIL Score Required for Gold Loan Chitradurga

Even if you have a low CIBIL score, you’re eligible for Gold Loan in Chitradurga.

Gold Loan Chitradurga Agents

Regarded as one of the elite gold loan agents in Chitradurga, Dialabank provides you with the best financial service. You can either apply online at Dialabank or dial 9878981144.

The comprehensive market analysis of different banks and NBFCs by Dialabank helps customers to choose the right choice for themselves.

You can visit our website, register for a gold loan by filling and submitting a simple form, and our customer relationship managers will connect with your further assistance.

Gold Loan Chitradurga Contact Number

You can call anytime on 9878981144 for Gold Loan in Chitradurga and get it approved faster.

Pre Calculated EMI Table for Gold Loan Chitradurga

Check gold loan per gram rate at dialabank.

5 Yrs
4 Yrs
3 Yrs

About Chitradurga

On the valley of the Vedwati river, Chitradurga is a place with historical significance located Bayuluseeme region of Karnataka. Precisely, Chitradurga is located in the northwest, 200 kilometers from the state capital Bengaluru. Known for its history, the place is a tourist attraction for people across the nation. Besides, it is renowned for its renewable energy through windmills and wind farms.


हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन चित्रदुर्ग