Gold Loan Chitradurga

Major Gold Loan Lenders in Chitradurga

The leading banks and NBFCs of Gold Loan Chitradurga are as follows:

Gold Loan Chitradurga Features

Are you worried about your cash reserves?

Do you need more money for buying important things?

Gold Loans are helpful in every financial crisis. If you don’t have any savings left, you can consider taking a gold loan. This secured loan needs minimum paperwork and gets approved easily.

Why Gold Loan Chitradurga?

Gold Loan Chitradurga provides feasible interest rates on Gold Loans to all its customers. With minimum paperwork, the only requirement for Gold Loan is gold ornaments or articles.

Other than that, one needs to have a good credit history along with a healthy source of income to get their loan approved and verified easily.

Besides, the fluctuation in the market price of gold enables you to secure up to 75 percent of the gold value as the sanctioned loan amount.

Gold Loan Chitradurga Interest Rates

Check latest interest rates of gold loan at dialabank.

Documents for Gold Loan Chitradurga

1. Proof of Identity (any one of these required): Passport Copy/ Driving License/Aadhaar card/ Electoral Photo ID card or any government recognized ID.
2. Address Proof (any one of these required): Ration card/Electricity Bill/ Rental bill/ Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof : Driving License/Cheque/Banker’s verification/Copy of Passport or Other recognized certificates.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Chitradurga

1. Land proof: If the applicant wants to avail of a gold loan of more than Rs. 1 lakh for agricultural purposes, the proof of agricultural land needs to be presented before the bank.
2. The applicant may have to present a Demand Promissory Note before the bank.
3. Bank will arrange a Certificate of Jewel appraiser for the borrower.
4. Income Proof: The applicant can be asked to show the Salary Slip of the past 3 months and Form No.16 before the bank or PAN card as well.

Eligibility Criteria for Gold Loan Chitradurga

1. Applicants should not be more than 60 years and less than 21 years.
2. The applicant should possess Indian nationality and satisfactory documents to prove the same.

How to Apply for Gold Loan Chitradurga

Online Process to Apply for Gold Loan Chitradurga

Dialabank serves you to apply online for availing gold loans by simply filling the application form on its website with your details.

Once you do it, you’ll receive a call from our representative to support you further. We also serve you with our document pickup service for the faster verification process.

For more info, you can always contact 9878981144

As a prominent website for availing of gold loans, Dialabank has so many reasons to go ahead in the market. Here are some of them:

1. The objective of Dialabank is to serve PAN India customers. Hence, it provides the best financial services to everyone.
2. Dialabank can be used for free. We don’t charge you any additional fees or pay for availing of a gold loan via Dialabank.
3. We provide you with a high LTV on your gold to keep borrowers financially secured.
4. Dialabank is renowned for its good repute among the customers because of its fast and best services.
5. You will get a low-interest rate if you apply by Dialabank.
6. For the easy document verification process, we provide you with the document pick-up facility.
7. You can save a lot of paper and time at Dialabank since the availing of a gold loan requires minimum paperwork.
8. To guide you in this complete process, our customer relationship managers are trained smartly.

Offline Process to Apply for Gold Loan Chitradurga

You can avail of an offline gold loan by seeking the banks and finance companies near you. Once you see most of them, you can select one and contact them. Moreover, you’ll need to visit them for further progress. To reduce your work, Dialabank advises you for free about the banks and NBFCs that you should consider for yourself.

Taking a loan demands a lot of time. You need to visit some departments periodically to get your loan approved. Thereby, Dialabank solves all your inquiries by providing you a single point of contact for all your problems, i.e Customer Relationship Manager.

Processing Fees / Prepayment Charges on Gold Loan Chitradurga

CIBIL Score Required for Gold Loan Chitradurga

Even if you have a low CIBIL score, you’re eligible for Gold Loan in Chitradurga.