Gold Loan Churachandpur

AT 0.75%* INTEREST RATE
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Gold Loan Churachandpur

Major Gold Loan Providers in Churachandpur

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Churachandpur Features

Gold Loans are one of the easiest and convenient forms of loan to avail. Major banks and NBFCs provide attractive offers at a reasonable rate of interest and minimal paperwork. Gold Loans fall under the genre of secured loans and can be availed by depositing Gold ornaments or Jewelry as collateral for a limited period of time.

Gold Loans are sanctioned easily by banks considering the fact that you need to repay the interest amount in a given period of time. However if for some reason you fail to repay the interest amount or the principal amount, the loan can easily be renewed for further duration.

Gold Loan Churachandpur Interest Rates

Check latest interest rates of gold loan at dialabank.

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Churachandpur

  • The applicant needs to submit 2 recent passport photographs.
  • Any form of identity proof like Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  • Address Proofs (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license ).
  • Signature Proof (Passport Copy/Driving License/Banker’s verification/cheque) needs to be submitted too.

Additional Documents Required for Gold Loan Churachandpur

  1. Certificate issued by the Jewel Appraiser which bank will manage.
  2. A Demand Promissory Note.
  3. If an Agriculture Loan is worth more than Rs. 1 lac, then land proof will be required.
  4. A proof will not be required for any allied agriculture purposes.
  5. Income proof documents like Form no.16 and Salary Certificate.

Eligibility Criteria for Gold Loan Churachandpur

  1. Age Limit – 21 Years to 60 Years.
  2. Only Indian Nationality is accepted.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Churachandpur

Online Process to Apply for Gold Loan Churachandpur

Applying for a gold loan through DialaBank is quite a feasible task.

The user just has to fill a basic application form to apply for a gold loan.

A DialaBank representative then will call you within a few working hours.

Applicants will also get a document pickup facility from the doorstep, making the process more smooth.

Call on 9878981166 for more information. Dialabank is the best platform to apply for a gold loan because

  1. Dialabank is India’s very first helpline for financial assistance.
  2. We have our coverage all over the country.
  3. DialaBank always commits to provide the best services to its clients.
  4. We always try to offer the lowest possible interest rates on the Gold loan.
  5. Doorstep document pickup facility is available exclusively with DialaBank.
  6. There are no hidden or additional charges to apply for a gold loan online by Dialabank.
  7. Minimum paperwork is demanded by Dialabank. Also, customers can be assured to receive high LTV of their gold.
  8. Our representatives are also keen to provide expert advice on gold loans to our customers.
Offline Process to Apply for Gold Loan Churachandpur

Customers can also opt to apply for Gold Loan offline. Simply search Gold Loan near my location on google. This will list all the neighboring institutions from where users can apply for a gold loan. Then, you will have to visit the place multiple times to get your loan approved.

Hence, if you want to make your application process hassle-free it is recommended that you should go for the online process. We at DialaBank are always there to help you apply for gold loans. DialaBank not only helps you to choose offers from multiple banks and NBFCs but also acts as a place for connecting you to several available options according to your preference.

Processing Fees / Prepayment Charges on Gold Loan Churachandpur

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Churachandpur

Customers can have higher chances of getting the gold loan approved if they satisfy the following conditions:

  • A good CIBIL Score.
  • 750 is considered a good CIBIL score by the majority of the banks and NBFCs.
  • Good profile
  • Timely payments of the past loan amounts.

So make sure you have maintained a good profile and a good history of loan payments so that you will not face any issues to get your application approved.

Check gold loan per gram rate at dialabank.

Gold Loan Churachandpur Agents

Dialabank has its network coverage across the Nation. We are the leading agent that will help you apply for Gold Loan in Churachandpur. You can visit online at Dialabank or can give a call at 9878981166 for help.

Gold Loan Churachandpur Contact Number

Call 9878981166 and get immediate Gold Loan assistance in Churachandpur.

Pre Calculated EMI Table for Gold Loan Churachandpur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Churachandpur

Churachandpur is a district town in the Northeastern state of India, Manipur. It is one of the 16 districts of Manipur. Churachandpur has moderate weather across the year. The city is located 60 Km away from the state capital Imphal’s Airport. The education facilities are quite good here. Businesses here involve traditional practices like local productions and agriculture.

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