Gold Loan Harda


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Gold Loan Harda

Major Gold Loan Providers in Harda

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Harda Features

Gold loan HardaWant to avail of a low-interest loan for personal use? What’s better than a Gold loan. Gold loan is one asset that can be the savior during the financial crisis. It is secured, short-term, safe and is available at low- interest rates. Gold Loan Harda is a secured form of a loan with repayment for a period of up to 1 year. The interest rate varies from bank to bank. Thus, it becomes important to check the availability of low-interest rates across all banks. DialaBank does this job for you by providing you with the best offers on Gold loan.

  1. You can avail Gold Loan Harda up to Rs.1 Crore or more & up to 70% of value for any purpose
  2. You get 100% Safety & Security of your Gold Jewelry
  3. Get your Gold Loan Harda processed in less than 30 minutes
  4. Enjoy Anytime Liquidity.
  5. No EMI, Service only Interest and enjoy the Loan facility
  6. Lower Interest Rates
  7. Simple documentation and fast processing
  8. The overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use

Gold Loan Harda Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Harda

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Harda

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Harda

  1. Age – Minimum 21 years maximum (at loan maturity) 60 years
  2. Gold jewelry should be owned by the applicant or any of the family members.
  3. A person should be a citizen of India
  4. He/she should have 10 grams of gold.

GOLD LOAN @ 0.75%*



How to Apply for Gold Loan Harda

Online Process to Apply for Gold Loan Harda
  • You can apply for the Gold Loan at Dialabank in just a few clicks
  • It is an easy and convenient process.
  • First, you have to fill an online form
  • Our relationship manager will then contact you for further assistance

After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

  1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. Besides that, the bank has a good reputation among the customers because of its best services.
  3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
  4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
  5. One more important thing is that Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
  6. Also, while applying for a gold loan through Dialabank, very little paperwork is required.
  7. One more thing is that you will get a high LTV of your gold.
  8. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Harda

The applicant also has an option to avail of jewel Loan offline. To do so, search Gold Loan near me on google. It will enlist all the neighboring banks from where you can avail of the loan. Then, you will have to visit that bank for a Gold loan.

Thus, to make your experience hassle-free it is highly recommended that you choose DialaBank for availing Gold loan. DialaBank not only offers Bank gold loans but also provides gold loans from various NBFCs. Thus, it acts as a place for connecting you to various options from where you can choose from.

Processing Fees / Prepayment Charges on Gold Loan Harda

Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Muthoot Gold Loan
Manappauram Gold Loan
PNB Gold Loan
0.70% to 1%
Canara Bank Gold Loan
Andhra Bank Gold Loan

CIBIL Score Required for Gold Loan Harda

There is no need for the CIBIL score for Gold Loan Harda.

Gold Loan Harda Agents

Dialabank is the leading agent for availing Gold Loan Harda. You can apply online at or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Gold Loan Harda Contact Number

Call 9878981166 and get instant help and approval for Gold Loan Harda

Pre Calculated EMI Table for Gold Loan Harda

5 Yrs
4 Yrs
3 Yrs

About Harda

Harda District is a district of Madhya Pradesh state of central India. The town of Harda is the district headquarters. The district is part of the Narmadapuram Division. Harda district was organized in 1998. Harda is also known as ‘Hridaynagari’. This small district is known for peace and wellbeing

Other gold loan cities in Madhya pradesh

Personal Loan Gadarwara Personal Loan Dindori
Personal Loan Dhar Personal Loan Depalpur
Personal Loan Datia Personal Loan Damoh
Personal Loan Dabra Personal Loan Chhindwara

Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.