Major Gold Loan Providers in Lunawada
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Lunawada Features
People these days prefer to apply for a loan where they can get money quickly and without any hassle. There is a loan option termed as Gold Loan. It is a loan available to the consumer, not within hours but within minutes.
Gold Loan Lunawada Interest Rates
you can check the gold loan interest rate below
- The banks and NBFCs are providing the loans at the starting rate of interest 10.5% p.a.
- The loans have life for a period of 1 to 4 years.
- The pre-closure charges of these loans are in between 0% and 2% of the outstanding value of the gold loan.
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Lunawada
- Proof of Identity: Aadhar Card/Passport Copy/ Voters ID card/ Driving License.
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Click here for the Private Gold loan
Eligibility Criteria for Gold Loan Lunawada
- The minimum age and maximum age for the gold loan applicant is 21 years to 65 years.
- A person should be an Indian citizen or must have Citizenship in India
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Lunawada
We can apply for a Gold loan in Both Online and Offline mode by following below steps:
STEP 1: Start visiting the dialabank website.
STEP 2: Click on the loan section and choose the Gold loan option.
STEP 3: Fill the forms with your basic details.
STEP 4: You will receive the call from our experts and you can clear all your doubts with them.
STEP 5: After clearing all the doubts, you can start applying for a Gold loan.
STEP 6: Now you can get a Gold loan rate per gram amount.
Processing Fees / Prepayment Charges on Gold Loan Lunawada
You can check the processing fee and prepayment charges of Gold loan Lunawada
CIBIL Score Required for Gold Loan Lunawada
CIBIL score is important in any type of loan. but in the gold loan, It is not important
Click here for Mannapuram gold loan