Gold Loan Vidisha


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    Gold Loan Vidisha

    About Gold Loan Vidisha

    Major Gold Loan Providers in Vidisha 

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Vidisha Features

    Gold Loan Vidisha

    Extra income required?

    Ain’t got no money?

    hate the hustle and long procedure of loans and borrowing?

    Do not know what to do?

    The answers lie right at your fingertips in your locker in the form of Gold. Let your jewellery be an earning member of the family to help you in bad times. Super secured, fast and tension-free way to getting fast loans through your gold. The verification takes place within 48 hours for processing your loan.

    Affordable Interest rates are a part of high concern for the Vidisha gold loan providers. the applicant’s basic requirements include a decent income source and a good credit history, just to make the verification process easier and faster.

    Bonus point also is that you can avail up to 75 % of the market value of your gold as loan. This is due to the fluctuating price of the market and additional security.

    Gold Loan Vidisha Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Vidisha 

    1. Identity Proof can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Proof of Address can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Vidisha

    1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will arrange).
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Vidisha

    1. Age Eligibility– 21 years to 60 years
    2. Must be having Indian Nationality.

    GOLD LOAN @ 0.49%*



    How to Apply for Gold Loan Vidisha

    Online Process to Apply for Gold Loan Vidisha

    One can Apply for HDFC Banks gold loan at Dialabank.

    A simple Online Form is to be filled, and the soon after Dialabank’s representative will get into touch with you.

    For Customer Convenience document pickup facility from their doorsteps.

    9878981144, one can call anytime at this number for further details.

    The best platform to apply for the Jewel loan is Dialabank for the following reasons:

    1. India’s first-ever financial helpline, Dialabank; providing the best financial services to customers all over the country.
    2. Free of cost customer Guiding for any kind of financial service. No additional charges for applying for a per gram Gold loan through Dialabank.
    3. High LTV of your Gold is been provided to our customers.
    4. Dialabank has accumulated good name and reputation in the market for its best, efficient and fast services to the customers.
    5. If you are considering to apply for the HDFCs Gold Loan then Dialabank can help you avail of lower  interest rate on Gold loan .
    6. Document pickup facility right from your doorstep for easing out the process for the Customers of Dialabank.
    7. A nominal amount of paperwork required for applying for the loan through Dialabank
    8. Best trained Relationship Manager to assist and help you throughout the process with us.

    Offline Process to Apply for Gold Loan Vidisha

    Offline process of applying for the Gold Loan is also available for our customers. You just have to google, ‘ Gold Loans near my”, and all the Banks and Financial Institutions near your location will be enlisted. Now, all you have to do is to select the bank according to your choice, knowledge and preferences. Or you can save yourself from all that hustle by getting Dialabank to do it for you.

    Visit all the enlisted department multiple time to apply and get your loan Processed after verification.

    HDFC Gold Loan branches and Muthoot Gold Loan branches are some institutions where this process is much after and swift.

    For applying for the gold loan from HDFC and Muthoot gold Loans, you just have to google the respective banks near me and visit them.

    Processing Fees / Prepayment Charges on Gold Loan Vidisha 

    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Muthoot Gold Loan
    Manappauram Gold Loan
    PNB Gold Loan
    0.70% to 1%
    Canara Bank Gold Loan
    Andhra Bank Gold Loan

    CIBIL Score Required for Gold Loan Vidisha

    CIBIL score is something which every financial institution would ask you for giving a loan to you, as it is a mandatory checkbox of requirements. a score of 750 is accepted by most of the banks in Vidisha to process your Gold Loan, though a score of 700-750 is considerable but is average.

    Apart from the CIBIL score detailed behaviour of the customer(applicant) in context to the credit history is required. this includes all the past loans and money borrowing you have done and your conduct with this regard. your delay of payment if any, character and your capacity to pay. these things might be a hindrance in availing a fresh loan. so make sure that you have a good CIBIL score and credit history.

    Gold Loan Vidisha Agents

    One of the most trusted and leading Gold Loan advisors in Vidisha is Dialabank. You can apply online at or give a call at 9878981144

    Dialabank saves you from all the hustle by giving a detailed comparative structure of different banks and NBFC’s in the market for you to make an informed right choice. Visit our website to fill a simple form for the details so that our representative gets in touch with you.

    Gold Loan Vidisha Contact Number

    Call 9878981144 and get instant help and approval for Gold Loan in Vidisha right now.

    Pre Calculated EMI Table for Gold Loan Vidisha

    5 Yrs
    4 Yrs
    3 Yrs

    About Vidisha

    Vidisha (विदिशा, formerly known as Bielsa and known as Besnagar in ancient times) is a city in the state of Madhya Pradesh, India. It is located 62.5 km northeast of the state capital, Bhopal. The district was created as “Bhilsa District” in 1904 by joining the tehsils of Vidisha (also known as Bhilsa) and Basoda, but not Basoda State, which was then part of Gwalior state. After India’s independence in 1947, the former princely state of Gwalior became part of Madhya Bharat state, which was formed in 1948.

    हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन दिल्ली