Odisha Gramya Bank Gold Loan Documents Required

GOLD LOAN @ 0.57%*
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⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.57% p.m.

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    Odisha Gramya Bank Gold Loan Documents Required

    Features of Odisha Gramya Bank Gold Loan

    • Odisha Gramya Bank Gold Loan Documents RequiredA gold loan, also known as a loan against gold, enables a borrower to obtain immediate cash against his gold jewellery for personal or business purposes.
    • India has one of the largest markets of gold, where people give or buy gold due to the cultural ideology and assets of their predecessors. Gold in India is an asset that can sometimes help in a financial emergency. This gold can be used to avail gold loans. Various banks and non-banking financial companies offer this gold loan.
    • Taking up a gold loan is very customer-friendly and also does not take much documentation. One such bank providing gold loans and documents required is Odisha Gramya Bank Gold Loan.
    • The lenders do not ask for income proof like other loans because the loan is secured against the gold pledged by the borrower.
    • Zero processing fees
    • loans against gold offer low-interest rates compared to other loans.
    • Security of gold under bank officials.
    • Banks don’t accept gold bars, coins or bullions for loans, only gold ornaments.

    To get more information visit Dialabank, or contact us on 9878981144

    Odisha Gramya Bank Gold Loan Comparision with banks

    Bank / NBFC Rate Per Gram Interest Rate Gold Loan Tenure Min – Max Loan Amount
    ₹ 3,506 to ₹ 4,621 0.099 3 to 24 months ₹ 10 thousand to 5 crore
    ICICI Gold Loan ₹ 3,506 to ₹ 4,621 0.1 6 to 12 months ₹ 10 thousand to 5 crore
    ₹ 3,506 to ₹ 4,621 0.12 7 days to 36 months ₹ 3 thousand to 1 crore
    ₹ 3,506 to ₹ 4,621 0.1225 12 months ₹ 3 thousand to 1 crore
    ₹ 3,506 to ₹ 4,621 0.1025 36 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.1 3 to 36 months ₹ 10 thousand to 5 crore
    SBI Gold Loan ₹ 3,506 to ₹ 4,621 0.0975 12 to 36 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.075 3 to 36 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.1025 12 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.1025 12 months ₹ 10 thousand to 5 crore
    IIFL Gold Loan ₹ 3,506 to ₹ 4,621 0.12 11 months ₹ 3 thousand to 50 lakh

    Odisha Gramya Bank Gold Loan EMI calculator

    Odisha Gramya Bank Gold Loan Documents Required

    Odisha Gramya Bank Gold Loan Documents Required are:

    At the time of application the following documents are required:

    • Proof of the citizenship of India
    • Duly filled application form
    • 2 passport-sized photographs
    • Applicant’s KYC documents to establish Identity and Address
    • Salary/ Income Proof
    • Witness Letter in case of illiterate borrowers
    • In the case of Agriculture Loan of more than Rs. 1 lac, land proof
    • Certificate by the Jewel Appraiser (Bank will arrange)

    At the time of disbursement the following documents are required:

    • Demand Promissory Note & Demand Promissory Note Take Delivery Letter
    • Gold Ornaments Take Delivery Letter
    • Arrangement Letter

    Odisha Gramya Bank Gold Loan Documents Required – FAQs

    ✅ In Odisha Gramya Bank Gold Loan Documents Required are?

    • Identity proof ( Aadhaar Card/ Passport/ Voter ID Card/ PAN Card/ Valid Driving Licence)
    • Address proof (Aadhaar Card/ Passport/ Ration Card/ Electricity Bill/ Valid Driving Licence/ Voter ID Card)

    ✅ Who is eligible for a gold loan?

    Individuals between the age of 18 to 65 of age are eligible to get a gold loan.

    How can I contact Odisha Gramya Bank Gold Loan services?

    Phone: 0674-2353031/ 23530321

    Email: ogbho@odishabank.in