Gold Loan Sivasagar

AT 0.75%* INTEREST RATE
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Best Banks for Gold Loan in Sivasagar

Feature	HDFC Bank	Private Bank	Muthoot Finance
Interest Rate	9.90%	10.50%	12%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	2500	2600	2700*

Gold Loan Sivasagar Features

Do not worry Personal Loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

Personal Loan Delhi is an unsecured loan that provides financial aid to the customers at affordable interest rate. The applicant needs to have a consistent and good source of income and has a good credit history to apply for a gold loan.

Moreover, no end-use restriction is applied on the use of the personal loan amount. The applicant can use this loan amount anywhere they want to.

Gold Loan Rates Per Gram Today in Sivasagar

Updated - Gold Loan Per Gram Rate w.e.f Apr 26 2024
Gold Weight	Gold Purity 24 Carat	Gold Purity 22 Carat	Gold Purity 20 Carat	Gold Purity 18 Carat
1 gram	4621	4290	3900	3510
10 gram	46210	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

Gold Loan Sivasagar Interest Rates and Charges

Gold Loan Sivasagar Documents Required

Identity Proof: Voters ID card/ Driving License/Passport Copy/Aadhaar card.
Proof of Address: Ration card/ Rental bill/ Passport copy/Tel, Electricity Bill/Trade license /Shop & Est. License/Sales Tax certificate.
Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
2 passport size photographs.

Additional Documents Required for Gold Loan Sivasagar

Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
A Demand Promissory Note.
Bank will arrange Certificate by the Jewel Appraiser.
Income Proof: Salary Certificate and Form No.16

Gold Loan Sivasagar Eligibility Criteria

The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
Should be an Indian National

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Sivasagar

Online Process to Apply for Gold Loan Sivasagar

At Dialabank, you can apply for the HDFC Bank Gold Loan. The process is straightforward. You have to fill a simple form online to begin with.

You will get a call back from our representative. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9592046860.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
Besides that, the bank has a good reputation among the customers because of its best services.
Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
Also, Dialabank provides document pickup facility from the doorstep of the customer.
One more important thing is that the Dialabank guides the customers free of cost. No additional charges of applying for a gold loan online on the website of Dialabank are asked here.
Also, very less paperwork is required, while applying for a gold loan through Dialabank.
One more thing is that you will get high LTV of your gold.
Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.

How to apply?

Visit www.dialabank.com.
Click on the loan section and you can find the Gold loan link.
After clicking on the Gold loan link, you will be directed to details of the Gold loan and there you can select your preferred city.
For more information and free guidance on the Gold loan, you may call 9878981166.

Offline Process to Apply for Gold Loan Sivasagar

The applicant also has an option to avail an HDFC Gold Loan from the nearby branches. Search “Gold Loan near me” on google to do so. It will enlist all the neighbouring departments from where you can avail the loan. Then, you will have to visit again and again until the loan approval.

Thus, it can be a very tiring and time-consuming process. You can avail loan from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Sivasagar

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

CIBIL Score Required for Gold Loan Sivasagar

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Delhi. A minimum score of 750 to process your loan application is required by most institutions.

The institutions along with your CIBIL score also look at the detailed behaviour on the previous loans taken. These details include the type of loan taken and the amount borrowed by you. Any delayed payments for previous loans can become an obstacle to your availing a fresh loan.

Gold Loan Sivasagar Agents and Contact Number

For availing Gold Loan in Sivasagar, Dialabank is the leading agent. Give a call at 9878981166 or you can apply online at www.dialabank.com

By providing you with the detailed market comparison of different banks so that you can make the right choice, Dialabank helps you to find the best option of Banks and NBFCs. Fill a simple form with your personal and employment details by visiting our website www.dialabank.com. Our customer relationship managers will soon get in touch with you.

Call 9878981166 and get instant help and approval for Gold Loan in Sivasagar

Pre Calculated EMI Table for Gold Loan Sivasagar

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Sivasagar

Sivasagar is a city in and headquarters of the Sivasagar district Assam, India. Situated in the heart of the city, the city gets its name from the big lake, Sivasagar. Ahom king Siva Singha commissioned the lake. It lies about 360 kilometres northeast of Guwahati. This city is surrounded by the Dehing rainforest, where the Dihing (Brahmaputra) and Lohit rivers meet.
Sivasagar, formerly known as Rangpur, was the capital of the Ahom Kingdom from 1699 to 1788. The Ahoms ruled Assam for six centuries, until their kingdom fell to the Burmese in 1819 and their ruling class was all but wiped out. The province was overthrown by the British in 1825, and was entirely annexed in 1826. For administrative purposes, it was divided into three sub-divisions.
It is said that the original name of Sivasagar was – ‘Kalansupar’ after the name of ‘Kalansu Gohain’ who resided in a village that originally existed in the place where currently the Sivasagar tank is located.