Gold Loan Bhagalpur

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Bhagalpur

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Bhagalpur Features

gold loan BhagalpurGold held always a great value all over the world, even in financial difficulties. In India, gold has a huge significance because it is considered to be more treasured saving for every household. These days Gold Loans are provided against the gold items. Gold Loan is an only loan in the market available in few minutes.

  1. Gold Loan is the best way to get cash in a shorter span of time.
  2. This loan is secured against gold ornaments.
  3. Borrowers deposit their gold with the lending banks and get money on the value of that gold.
  4. Turn your Gold into Cash rather than keeping it idle at home.
  5. Apply Online and Get Approval in just 3 minutes.

Gold Loan Bhagalpur Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Bhagalpur

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Bhagalpur

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Bhagalpur

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. Should be an Indian National.

gold loan at 7%

How to Apply for Gold Loan Bhagalpur

Online Process to Apply for Gold Loan Bhagalpur
  • Visit our site www.dialabank.com.
  • Enter your details and fill the form.
  • Our relationship manager will call and assist you through the entire process.

Avail your Gold Loan with Dialabank and get personalized assistance.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

  1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. The bank has a good reputation among the customers because of its best services.
  3. if you apply for a gold loan on Dialabank, then you will get a low-Interest Rate.
  4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
  5. Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
  6. Also, while applying for a gold loan through Dialabank, minimal paperwork is required.
  7. You will get a high LTV of your gold.
  8. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Bhagalpur

The applicant also has an option to avail of a Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan gets approved.

Thus, it can be a very tiring and time-consuming process. But, with DialaBank you need not worry about documentation and time. Just give a call on 9878981166 and our relationship managers will assist you.

Processing Fees / Prepayment Charges on Gold Loan Bhagalpur

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Bhagalpur

No CIBIL score is required to avail of a gold loan in Bhagalpur.

Gold Loan Bhagalpur Agents

Dialabank is spread throughout Bhagalpur and has connections with several banks and NBFCs that provide gold loans at low-interest rates. DialBank helps you find the right bank for your interest and need.

Just apply online at www.dialabank.com or give a call at 9878981166.

Gold Loan Bhagalpur Contact Number

Call 9878981166 and get instant help and approval for a Gold loan in Bhagalpur.

Pre Calculated EMI Table for Gold Loan Bhagalpur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Bhagalpur

Bhagalpur is a city in the Indian state of Bihar. It is the second-largest city of Bihar. The city is world-renowned for its silk products. It is known in India as the “Silk City”. The Bhagalpur district is the Barari industrial Area and Kahalgaon industrial Area. If you need a gold loan in Bhagalpur is very simple just you have to fill-up the form and after that, we provide you all information regarding gold loan and provide you best interest rate in the market.

गोल्ड लोन भागलपुर के बारे में हिंदी में जानिए गोल्ड लोन भागलपुर

Other Cities for Gold Loan in Bihar

Gold Loan Bihar Gold Loan Barh
Gold Loan Chapra Gold Loan Bhabua
Gold Loan Madhubani Gold Loan Danapur
Gold Loan Araria Gold Loan Sheohar

Gold Loan Bhagalpur

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Today’s Gold Rate in India
22 Karat
50580Per 10g of 22k Gold

Per Gram Rate Today

Gold Loan Per Gram Today is ₹ 5,121

Gold Loan News

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