Gold Loan Bhabua


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    Gold Loan Bhabua

    Major Gold Loan Providers in Bhabua

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    What is Gold Loan Bhabua?Gold Loan Bhabua

    A Gold Loan is a staggering guide when you need money without an over the top issue of issuing assistance from mates or family. Whether or not it’s for clinical expenses or a wedding, the travel industry or study abroad costs, home rebuild, or transient cash, you can get a Gold Loan quickly and with no issue. A Gold Loan is invaluable in light of the fact that you can repay it over some time frame in pocket-obliging bits and you can get quick disbursal with basically no managerial work.

    Here are few of the key highlights of Gold Loan Bhabua:

    1. Trouble-free advance administration: You can apply for a Gold Loan online on the website or by methods for NetBanking, at an ATM or by visiting your nearest branch. The application system is lively and the documentation is unimportant
    2. Instant disbursal: You can get a pre-avowed Gold Loan in a short time!
    3. Passable to use the benefits under any circumstances: One of the best focal points of Gold Loans is that you can use your advantages in any capacity whatsoever you like – be it a wedding, an event, a contraption, business hypothesis, home upgrade, etc though a Home Loan or a Car Loan must be used for the explanation that you obtain it.
    4. No convincing motivation to give protection against the credit: Gold Loans are unsteady advances – this suggests you don’t have to contract to ensure, for instance, your home or offers to get the advance development.
    5. EMI Facility: In this choice, a fixed sum is determined that the candidate needs to pay per month. This worth incorporates a piece of the chief sum and the loan cost. This repayment plan is getting well known among individuals.
    6. Bullet Repayment: In this service, the applicant just has to pay the interest rate during the tenure of the loan. Therefore the principal amount has to be paid at the end of the loan tenure. But, this option is provided to the customers availing short term loans. The gold loan interest rate is paid on a monthly basis through EMI’s.

    Know More –  Gold Loan Benefits

    Gold Loan Bhabua Interest Rates

    Gold Loan is a financial facility that provides its client’s money at the best rate of interest. Rather than different administrations like Personal Loan and Home Loan, Gold Loan Interest Rate is very less and sensible. On normal it begins at 10.75% per annum and can go up to 24% per annum. Various Banks and NBFC’s gives a distinctive financing cost to the clients.

    Know More – Gold Loan Interest Rate

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Bhabua

    A properly filled and marked Gold Loan application form has to be submitted alongside the accompanying records:

    Photographs 2 Passport Size, clear, latest, colored
    Identity Proof
    Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)
    Residence Proof
    Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)
    Agricultural Land Proof
    Required only if the Loan is taken for Agricultural Purpose

    **Any other documents as requested by the bank ought to be submitted.**

    Eligibility Criteria for Gold Loan Bhabua

    Age 18-70 years of age
    Nationality Indian
    Employment Status
    Unsalaried, Salaried, Unemployed, Self-Employed
    Gold Quality, Quantity
    Minimum 18 Carats, minimum 10 grams
    Gold ornaments (18-22 carats)
    CIBIL score Above 500

    Additional Requirements:

    1. The Quantity of Gold: The heaviness of gold is one of the principal factors that choose the measure of credit dispensed to the client. The weight is estimated subsequent to taking away the heaviness of the stones(if any) in the gems. Higher the amount of gold more is the sum that can be given to the client

    GOLD LOAN @ 0.49%*



    How to Apply for Gold Loan Bhabua

    Apply Online for Gold Loan Bhabua

    Visit Dialabank. You will see many advance choices on the menu.

    Fill the Gold Loan form. Ensure you fill in your telephone number.

    Hang tight for a call from us. We will direct you through the whole procedure.

    For further assistance, call on 9878981166

    Processing Fees / Prepayment Charges on Gold Loan Bhabua

    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Muthoot Gold Loan
    Manappauram Gold Loan
    PNB Gold Loan
    0.70% to 1%
    Canara Bank Gold Loan
    Andhra Bank Gold Loan

    Is a good CIBIL Score Required for Gold Loan Bhabua?

    A CIBIL Score is a candidate’s development credit appraisal. It is a 3-digit numeric outline of a purchaser’s money related record and an impression of the candidate’s advance history.

    The most prominent CIBIL Score Requirement is from 750 to 900.

    Gold Loan Bhabua Agents

    Advantage your Gold Loan with the most trusted  Gold Loan providers at Dialabank. You can apply online at Dialabank or give a call at 9878981166.

    Dialabank urges you to locate the best option between different banks and NBFCs by furnishing you with an expansive and normalized display assessment of different banks so you don’t need to think about the perplexing subtleties and method you have to unknot, as such you can pick the correct bank for the applicable kind of Loan credit.

    Visit our webpage at Dialabank and fill an online application form, referencing significant data and our client counselors will empower you to continue further.

    Gold Loan Bhabua Contact Number

    Call 9878981166 for instant consultation for Gold Loan in Bhabua and avail your Gold Loan easily!

    Pre Calculated EMI Table for Gold Loan Bhabua

    5 Yrs
    4 Yrs
    3 Yrs

    About Bhabua

    Bhabua is a city of Kaimur district in the state of Bihar, India. It is the headquarters of Kaimur district.

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