Gold Loan Pathsala

Gold has its immense value in our lives. Gold helps an individual to accessorize and even can help him to get out from any bad financial crunch. Gold Loan is the best financial support that provides instant financial assistance to the people who are in the urgent need of funds.

 

About Gold Loan

Gold Loan is the best financial tool that helps an individual to cater the required amount of money without any hassle. A person who is not eligible for any other loan can apply for Gold Finance. Taking Loan against Gold is the best option to overcome all of the financial issues. Turn your Gold into Cash rather than keeping it idle at home. Apply Online and Get Approval in just 3 minutes.

 

Why should one choose Gold Loan Pathshala?

Minimal Documentation

Easy repayment schemes

The Loan gets sanctioned in just a few minutes.

Less interest rate on the female customer

Minimal Documentation

Easy repayment schemes

Hassle free process

100% Safety and security of your gold

Flexible repayment options

 

Features of Gold Loan

You can avail Loan up to Rs.1 Crore or more & up to 70% of the value for any purpose

You get 100% Safety & Security of your Gold Jewellery

Get your Loan processed in less than 30 minutes

Enjoy Anytime Liquidity.

No EMI, Service only Interest and enjoy the Loan facility

Lower Interest Rates

Simple documentation and fast processing

Overdraft limit varies depending on the market rate of gold.

The interest rate is payable the only amount of the overdraft that you use.

 

Gold Loan Eligibility Criteria

Loan Amount

Minimum18k

Maximumdepends upon the weight of the gold

Age

Minimum: 21 years

Maximum (at loan maturity): 60 years

Citizenship

Indian

Gold requirements

Minimum10 gram of gold

Employment status

Salaried

Self-employed 

 

Documents Required for Gold Loan

 

Borrower Identity

Two passport size colored photographs

Proof of Identity

Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.

Residence Proof

Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.

Signature Proof

Passport Copy/Driving License/Banker's verification/cheque

 

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional

Land Proof

In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.

Demand Promissory Note

Certificate by the Jewel Appraiser (Bank will arrange).

Income proof

Salary Certificate and Form No.16.

 

 

Best Rate on Gold Loan

Collateral Required

Gold Jewellery / Gold Bars

Loan Tenure

6 Months / 12 Months (can be renewed up to 3 Years)

Max Funding

Up to 90% of Gold Value

Pre Closure Charges

0 % to 2 % of the outstanding loan amount

 

The Rate of Interest

The interest rates are very much less as compared to unsecured loans. It takes only 30 minutes to get disbursed.

Gold Loan interest rate

10.50% onward

Processing fee

1.50%

Lone Tenure

3month to 36month

Loan Amount

RS.18k to RS. 1cr

The purity of eligible gold

18carat to 22carrat

 

Benefits apply through Dialabank

Personalized Service - Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Gold Loan offer.

Rate Comparison - We help you understand the details of all costs involved in taking a Gold Loan and help you find the Cheapest Offer.

Research - Benefit from our detailed research on all the products from the leading Gold Loan players in the market and make the right choice.

Zero Charges - Dialabank offers personalized service to its customers at zero fees. Use our services to find the right Gold Loan deal at no extra cost.

Unbiased and Transparent Search - Our objective is to simplify your Gold Loan search and we provide information in an unbiased and transparent manner.

 

About Pathsala

Pathsala is a town and a town area committee in district Barpeta under Bajali Sub-Division in the Indian state of Assam.If you need a gold loan in Pathsala is very simple just you have to fill up the form and after that, we provide you all information regarding gold loan and provide you best interest rate in the market

 

How to Apply?

Visit our website www.dialabank.com  we assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.